1Mês·

Cleaned out

Sodala, I've narrowed down my portfolio a bit and tidied up the savings plans.

Biggest shifts in the last few weeks:

MSCI World -> FTSE All World

AI & Big Data -> Nasdaq100

Random Ass Gold ETC -> Euwax Gold 2

Altcoins/Shitcoins -> Bitcoin

Larger multiplier for TR Saveback

I'm out of the "Poah, the theme ETF sounds cool, savings plan 50€ IMMEDIATELY" phase and I have to say, such a narrower portfolio somehow looks nicer too lol. I only kept a classic sector ETF savings plan, I just like it. The savings rate isn't really high either, you can just see what happens.

Here are the updated savings plans, feel free to add your comments. I like mustard

Monthly savings plans:

1.Nasdaq 100 $XNAS (-1,92%)
(Acc): 305 €

2.FTSE All World $VWCE (-2,25%)
(Acc): 100 €

3.Future of Defense ETF $ASWC (-2,56%)
(Acc): 75 €

4.Gold: 50 € $EWG2 (-2,65%)

5.Crypto:

-$BTC (-3,91%) : 100 €

Reasons for Nasdaq100 as the largest savings plan:

1: I'm 20 and still have plenty of time to take a calculated risk and generate an excess return over the All World in the long term.

2: Falls harder (especially at the moment) than the FTSE,

Savings plans currently mean cheap, relaxed buying. Conversely, of course, the reverse is also true, but my long-term confidence in the (US) tech sector is so high that I don't see any problems in the distant future.

22 Comentários

1Mês

You have already included the essential asset classes. However, the weighting should still be right for meaningful diversification. 60% Allworld, 20% gold, 20% BTC - that's all you need. Gold lowers the overall volatility, BTC increases the return. With such a simple portfolio, you can achieve 20-25%pa in the long term with approx. 25-30% maxDD.
The rest is just a bit of fun in the short term but makes little sense in the long term.

My two cents. 😁

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Joschi 💎.@ETF_Jesus

1Mês

@Epi Good mustard

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Tobi@TobiasSimple

1Mês

@Epi I agree, but going for armor for a while now is something you can do!

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Epi@Epi

1Mês

@TobiasSimple As I said, it can be a bit of fun, but it's not part of a sensible overall strategy. 🤷

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Epi@Epi

1Mês

@TobiasSimple As I said, it can be a bit of fun, but it's not part of a sensible overall strategy. 🤷

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Harald@Madhatter5566

1Mês

Looks good. I think the bitcoin holdings there are nonsense. Either more, or not at all. What do you want to do with it even if Bitchoin rises to 1 million?

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Joschi 💎.@ETF_Jesus

1Mês

@Madhatter5566 I booked a trip for 7k, no more cash for a larger btc position xD
No, I'll just keep saving the Bitcoin via Bitpanda, small things eventually make a mess.

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Alexander_Bitcoin@Alexander_Bitcoin

1Mês

@ETF_Jesus try to get at least 0.01 BTC...

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Joschi 💎.@ETF_Jesus

1Mês

@Alexander_Bitcoin yes, I still have that much left, I'll do it tonight

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Harald@Madhatter5566

1Mês

@ETF_Jesus As long as they are free (well, they never really are via the spread), it may be viable. Personally, I think Bitchcoin is a speculative bubble. You're in it and you know when to get out or leave it alone. The scenario itself is: in a year or two it will be worth a million and be a global currency and all the trustmebros will be patting themselves on the back, or it won't be a global currency, there will be better alternatives and everyone who is in it will be bagholders. The hope now is that Trump will do something. You can bet on that if you like casino. But even a state reserve only means that the trustmebros have found a fat bagholder who will end up sitting on the coins.

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Joschi 💎.@ETF_Jesus

1Mês

@Madhatter5566 I see Bitcoin as a sensible hedge against fiat in the long term. The savings plans at Bitpanda are free and the spread is not bad either. I don't think you need a huge bag to profit from Bitcoin and the system behind it in the long term.

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WTK@WTK

1Mês

What were your reasons for swapping the MSCI World for the FTSE All World? I myself have been invested in the MSCI World for a month via a savings plan and don't really know if that was the right decision

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BM@Bmahone

1Mês

@WTK with the MSCI World you only have the industrialized countries. with the ftse all world you also have emerging markets with drenne so China, India etc Asia something like that. so you are even more globally diversified and not just the industrialized countries. So a Msci world + Em together in one

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Joschi 💎.@ETF_Jesus

1Mês

@WTK what @Bmahone says

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user73972ed9d0334e19@user73972ed9d0334e19

1Mês

I also have the MSCI World - Reicht and it's a great ETF where you can't go wrong for long-term wealth accumulation ... back and forth empties your pockets

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CashPilot@CashPilot

1Mês

Top👍 btc I would weight the same percentage as gold. Continued success 🍀

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Joschi 💎.@ETF_Jesus

1Mês

@CashPilot thank you and coming soon :)

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ShrimpTheGimp🦐@ShrimpTheGimp

1Mês

Very nice portfolio :)

Mine is basically almost identical
50% $VWCE / 15% $XNAS / 20% $WGLD / 15% $FBTC

My weighting is not quite right yet 😬

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Joschi 💎.@ETF_Jesus

1Mês

@ShrimpTheGimp Well, I think you can live with that. 20% gold as a hedge and 30% with stocks that can well and truly push returns, 50% holy grail. Can't really complain mmn haha

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patrick0NTour@patrick0NTour

1Mês

Nice portfolio. I have a similar portfolio, just with a different weighting, and I am absolutely happy with it 🚀

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elhubso@elhubso

1Mês

Why ftse > msci world?

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Joschi 💎.@ETF_Jesus

1Mês

@elhubso There are also EMs in there, a relatively manageable proportion. You don't have them in the MSCI. If you don't want to leave the EMs behind completely, it's a very nice side effect that you don't have to save 2 or more etfs.

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