8Mês·

World portfolio: VWRL vs 6 ETF Depot

Goal: A globally diversified portfolio via a savings plan

Option 1:

Everything in the $VWRL (-0,08%)

Option 2:

50% $VUSA (-0,04%)

15% $EIMI (-0,25%)

15% $VEUR (+0,29%)

5% $VJPN (-0,16%)

5% $VAPX (+0,25%)

10% $WSML (+0,58%)

What do you think?

Option 1 would be the simpler approach. No rebalancing. Unscheduled purchases or sales with an ETF are easier and more fee-friendly.

Option 2 allows more control in terms of weighting, so I could reduce the US share from $VWRL (-0,08%) from 62% to 45-50%. In option 2 it would also be possible to swap the S&P 500 for Nasdaq or Amumbo depending on the market cycle to get more performance out of it without the risk of a US overweight.

12 Comentários

Tobi60@Tobi60

8Mês

I'm lazy, so I'll do option 1

•

Maximilian@Max095

8Mês

$FGEQ + $TDIV I also invest in individual shares from different countries, so I am sufficiently diversified and build up a passive income.

•

Smartieeee@Smartieeee

8Mês

I think option 2 is better. Take a look at $D5V0. I think Andreas Beck's approach is really good. He replicates the global economy himself and weights North America at around 45%. However, his fund is too expensive for me and I simply replicate it with ETFs from Vanguard.

•

Julian@MoneyISnotREAL

8Mês

Theoretically, with option 1:
90% $VWRL and 10% $WSML so that it is the same.

Option 1: If you want to keep it simple.
Option 2: For more flexibility, but also a little more effort (several savings plans, rebalancing, possibly higher fees)

••

Darth Vader@TheRealDarthVader

8Mês

Should be clear. Virtually no one beats the market in the long term...

••

Ver todas as 2 restantes respostas

kubernd@kubernetes

8Mês

$EIMI and $VAPX do not go together. Either use ETFs with MSCI Index or FTSE Index for both. Otherwise you are currently only missing South Korea because it is grouped differently, but it could diverge further in the future.

••

Ver todas as 2 restantes respostas

Utilizador eliminado

8Mês

O comentário foi eliminado

golden_twenties@golden_twenties

8Mês

@Ji_hyun If I understand you correctly, you are leaning towards flexible weighting (option 2), but with iShares/Amundi etc instead of Vanguard?

••

Ver mais uma resposta