1Semana·

Tranches or one-off investment?

As the markets have recently recorded a slight decline, I bought a tranche of the S&P 500 ETF ($VUSA (-1,83%)) today.

I am currently considering whether it makes sense to spread my planned investment in 4-5 tranches over several weeks in order to possibly catch the low point.

Alternatively, it might be better to invest the entire amount at once - following the classic approach:

"Time in the Market beats Timing the Market".

How do you see it? Which strategy do you prefer and why?

20.03

Vanguard S&P 500 ETF

Comprado x10,56 em CHF 94,70

CHF 1.000,00

4 Comentários

VillaSpilla@VillaSpilla

1Semana

With the relatively small amounts, it won't make that much of a difference in absolute terms, perhaps in relative terms. I would start with a larger amount and then make regular savings installments. That's how I do it with my primary investment in the S&P500. A larger sum, weekly savings installments (in my case 100 euros) and then occasionally larger additional purchases (if cash is available) when prices fall.
PS: of course you have to invest in the USA and represent its start-up and shareholder focus as a strategy.

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six@six

1Semana

Faced the same question this week. Both children have inherited 20k each. In the end, we put everything directly into the $VWCE via a one-off purchase.
Time in the marked beats timing the market ✅

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Dussel D.@DusselDuck

1Semana

I would make a savings plan!

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Thomas@WolfofNersingen

1Semana

In the current market situation, you are certainly better off with a savings plan or buying in several small tranches spread over several weeks.

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