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Why XRP Is My Long-Term Crypto Choice

XRP is not just another currency; it is built on speed, scalability and real-world application. Imagine XRP accounting for 25% of global SWIFT traffic by 2029 - that means it moves more than $1.25 trillion in value daily. On an annual basis, that's over $456 trillion.

Based on token velocity models, where XRP circulates 5 to 10 times a year, a price between $0.45 and $0.91 per token would be sufficient to handle that scale. But if the velocity becomes lower (say 1 to 2 times per year, as in institutional applications), then a price of $100 to $500 suddenly becomes within reach. And should XRP really become the standard for cross-border payments, it could go even higher.

I am not a day trader. I invest consistently, long-term, and believe in fundamental adoption. Ripple is already working with hundreds of financial institutions. And let's face it - SWIFT is slow, expensive, and outdated. If XRP partially replaces this system, then even a modest investment like mine could develop into something big. My strategy is simple: patience, discipline and faith in technology with real global impact.

Let XRP prove what it can do. And I'm already in the front row. $XRP (-1.8%)
#xrp
#crypto

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3 Comments

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Why would a bank ever submit to a volatile token that is largely controlled by a private company and is entirely dependent on it?

And another question: If xrp is so cool, why didn't Ripple even buy it once? They are only selling it :D
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Ripple owns a significant portion of the XRP tokens allocated when XRP was created. Thus, they do not "buy" them in the market like an investor, but manage their issuance from their initial stock.
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@pwasbeer I know :) They created it out of thin air and are now selling their coins over many years to enrich themselves.
All XRP buyers are their exit liquidity.

Meanwhile, they've used the money to influence politics against Bitcoin, spread rumours that Bitcoin is controlled by China, and paid Greenpeace to run a smear campaign against Bitcoin.
On top of that, they want to provide infrastructure for banks and central bank digital currencies (CBDCs) - for which the XRP coin is not needed, by the way.

A trustless, free, censorship-resistant monetary network is the complete opposite of XRP.
The entire crypto market would be better off if Ripple disappeared.
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