In March 2025, I made a clean break and sold everything; since then, I've been investing in ETFs.

$TDIV (-0,49%) I contribute monthly, and the savings plan is increased annually.

$LDGL (-0,06%) I make annual top-ups.

$VWRL (+0,35%) This is funded through my capital-forming allowance.

$autom (+0,73%)I’ll sell at the beginning of next year—I’ve been using my capital formation allowance to contribute to this.

I want to keep it simple and straightforward. According to AI, it’ll add up to a nice sum by 2040, and I never want to sell this portfolio. What do you think?

As always, the text was gone 👿 …..after I sent it ⬇️

@CustomerService, are you ever going to fix this? It's so annoying! ….

$LVMH Sold—money in the $LDGL (-0,06%)

$TSCO (+0,1%) sold - money in the $TDIV (-0,49%)

$PFE (+0,09%) sold—money in the $WINC (-0,22%)

that 1,000 was still okay $UBU7 (+0,24%) A little growth is still desirable despite the dividend 🚀

… Text is shorter now, since I don’t feel like typing it all out again

Boom—after thinking it over for a long time, I finally took the plunge today.

I've shifted my investments into the $LDGL (-0,06%) , and from now on I’ll be saving €1,000 a month.

Boom—after thinking it over for a long time, I finally took the plunge today.

I've shifted my investments into the $LDGL (-0,06%) , and from now on I’ll be saving €1,000 a month.

Received 3 dividends in July.

$VHYL (+0,13%) For 333 shares, a total of €269.57.

$LDGL (-0,06%) For 2,195 shares, a total of €67.87.

$WINC (-0,22%) For 3,025 shares, a total of €446.31.

This was a great month.

For the remainder of the calendar year, I’ll only reinvest dividends in a way that keeps me nicely balanced.

There are currently three interesting global dividend ETFs, two of which were launched just a few weeks ago.

$WHDY (-0,16%)

Amundi S&P All World High Dividend Yield

ISIN: IE000LEIJUY9

New: Listed on the LSE on July 1, 2026—just over 3 weeks old

Index: S&P Global Dividend 100

TER: 0.35% p.a.

Distribution: quarterly (USD)

Domicile: Ireland

$WDIV (-0,08%)

WisdomTree Global High Dividend

ISIN: IE000Q0CAPZ0

New: Launch on July 1 or 2, 2026, virtually simultaneously with WHDY

Index: WisdomTree Global High Dividend UCITS Index (weighted by dividend yield plus quality and momentum filters)

TER: 0.35% p.a.

Distribution: quarterly (USD)

Domicile: Ireland

$LDGL (-0,06%)

L&G Global Quality Dividends

ISIN: IE0005AJA0P1 (WKN A41L70)

Launch: January 15, 2026—so it’s already been on the market for a good half a year

Index: FTSE Developed All Cap Dividend Growth with Quality

TER: 0.29% p.a.

Distribution: monthly (USD)

Volume: approximately 232 million euros

What do you think of these two new additions?

The entire position in the S&P 500 Information Technology ETF
$IUIT (+0,55%) was sold and specifically invested in McDonald’s $MCD (+0,13%) , PepsiCo
$PEP (-0,29%) and the L&G Global Quality Dividends ETF
$LDGL (-0,06%) .

The reasons for this decision:

• Less volatility: Following the sharp price increases in the technology sector, I would like to make the portfolio more defensive and reduce its exposure to highly valued tech stocks.

• More cash flow: The focus is shifting more toward regular dividend income rather than solely on price appreciation. The goal is a steadily growing monthly cash flow.

• Attractive valuations: In my view, both McDonald’s and PepsiCo are currently trading at attractive valuation levels. Both companies have strong brands, robust business models, and a decades-long history of rising dividends.

• Greater diversification: The L&G Global Quality Dividends ETF adds high-quality dividend-paying companies from around the world to the portfolio and ensures broader diversification.

• Reduced concentration risk: The technology sector now also has $IWDA (+0,26%) . This rebalancing reduces dependence on a few large tech companies and makes the portfolio more balanced.

For me, this is not a move away from technology—tech remains a significant component of the portfolio via the MSCI World. Rather, the goal is to broaden the portfolio, reduce concentration risk, and place greater emphasis on stable cash flow, quality, and predictable long-term dividend income .