After my extensive portfolio reorganization with a switch from individual stocks to broadly diversified ETFs, is it still worth holding on to $MPW (+2,84%) to hold on? I bought the thing I think a little over a year ago and was actually always in the plus🤩 sometimes even 100% but in the meantime it's only 30%. Of course I've also collected dividends since then, but not that much as they've been cut. Despite the ETF roadmap, I also have other individual stocks in my portfolio, but I suspect that they also offer more opportunities than MPW...

Depot presentation - hope for constructive criticism and inspiring opinions

• Beginnings

Started with 25€ Q4 2021, now Q4 2024 my portfolio exceeded 50k for the first time, which was an amazing feeling for me not to be one of the people with mountains of Klarna debt. But to have built up something.

• Strategy & goal

My investment horizon is still very long, I'm 27 and still have plenty of time.

My strategy is definitely the dividend strategy. I want to slowly but surely have a constantly growing payout. So that I can draw on it as early as possible. After all, I'm living in the here and now and don't want to wait until I'm old to have some of the money. Finding the balance between living and saving is the art, I think.

• Self-assessment

I'm quite happy with my position, a few mistakes from the beginning like $MPW (+2,84%) or $BAYN (+1,03%) are also included. I lost a small amount of money on the Beer coin, but I believe that this experience has helped me to avoid making such mistakes in the long term. But also a lucky hand like $NVDA (+3,19%) 300%, or holding on to the $BTC (+0,02%) since 2022 make me feel positive. So far, however, my rational and conscious decision has confirmed me. 2000€ capital gains and well over 2000€ realized profits make me feel positive. An internal interest flow of approx. 25% (according to financial flow Copilot All Time).

• Diversification

I think my diversification is good, many strong stocks, a healthy amount of crypto, call money, ETFs, whereby the percentage should still grow. Physical gold is also included in a healthy weighting. A cash reserve of 5k is always available (emergency overnight money)

• Deposits

My cryptos and a few shares are with Bitpanda. (I started there because of a friend)

My main account is with Trade Republic (I'm very happy with this broker and have tried others that didn't convince me any better)

• Current situation

At the moment I think my German share is too high and would like to do something about it, as well as gradually clearing out the legacy assets mentioned above, which I don't believe in in the long term.

I am currently interested in $AMD (+2,15%) in terms of AI and turnaround. Stocks such as $UNH (+3,35%) in relation to FOMO are also worth watching. As well as $PEP (-0,38%) to better cover the consumer staples sector.

In the hope of constructive criticism of the overall situation and stimulating opinions on it.

Especially in stressful times, it is important to relax, not have FOMO and collect dividends $OHI (+0,61%)

$MPW (+2,84%) is also in the portfolio and will be held!

The second month of 2025 is already over. Time is flying by again at breakneck speed and one event or statement follows the next this year. It's crazy what's going on at the moment and at the same time the market is somehow saying "I don't care".

Up down, up down, the markets are becoming more volatile and yet, or precisely because of this, my February was almost at +/-0.

But one thing at a time.

In February I achieved a plus of 0.8%. With my portfolio size, this corresponds to a value of almost €900. Not particularly good compared to the Dax (+3.77%), but still very respectable compared to the HSBC MSCI World (-2.49%).

Unfortunately, things do not look any better over the year (YTD).

The Dax is running away with 13.3%, while the MSCI World is bobbing along at 1.6%. Here, too, I was at least able to beat the World, but I still lag miles behind the DAX.

Overall, however, I am still very satisfied. As I don't have a lot of tech in my portfolio and my stocks are (mostly) rather stable, there is often no outperformance of the stocks and if there is, it is only marginal.

My high and low performers in February were (top 3):

$HSY (-0,08%) Hershey +15.63%

$T (+1,57%) AT&T +14.07%

$NESN (-0,16%) Nestle +13.10%

$ADM (+1,02%) Archer Daniels -8.57%

$UNH (+3,35%) United Health -13.16%

$TSLA (+6,14%) Tesla -27.59%

Dividends:

In February, I received a net €123.62 from a total of 10 distributions.

Compared to February 2024 (€99.26), this was an increase of 24.54%

Investments:

Due to the construction work on the house last year, the focus continues to be on building up the nest egg and saving up a "leisure account" again, as everything was really used up completely last year and only the custody account remained.

The savings plans will of course continue unabated, but individual investments are probably not possible for the time being.

Purchases and sales:

I have parted with Mercedes ( $MBG (-0,26%) ) and Medical Properties ( $MPW (+2,84%) ).

I then added to Lockheed Martin ( $LMT (+1,37%) ), Hershey ( $HSY (-0,08%) ) and Petroleo Brasileiro ( $PETR4 (+1,8%) ).

My savings plans remain unchanged, but it is quite possible that I will stop them for the time being in order to build up investment cash again.

Savings plans (350€ in total):

• Realty ($O (+0,63%) )
• STAG Industrial ($STAG (+2,28%) )
• Gladstone Invest ($GAIN (-1,7%) )
• Hercules Capital ($HTGC (+3,15%) )
• Cintas ($CTAS (+0,79%) )
• LVMH ($MC (+0,36%) )
• Monster Beverage ($MNST (+0,31%) )
• Microsoft ($MSFT (+0,93%) )

Goals 2025:

My goal is to have €130,000 in my portfolio at the end of the year. The goal is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.

This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc. The worse the share price, the more additional cash has to be raised.

Target achievement at the end of February 2025: 37.41%

So I'm on the right track (so far). I'm curious to see what else will happen in 2025 and hope that the crash, which seems to be getting closer and closer, will take a little longer (so that I can continue to accumulate cash).

How was your February? Are you happy so far? I think that, due to the volatility, the portfolios in February are far more spread out than they were in January or even at the end of last year.

Comes $MPW (+2,84%) and rises. How far will it go or will it fall again like last time when we were at 5.70 euros?

Only 40% down 🫡

Just received 2x dividends within 30 minutes from the $MPW (+2,84%) received. Have I missed something? Or is Trade republic up to mischief again?

$MPW (+2,84%) Can someone explain to me why I no longer receive dividends but always have to pay money and why Flatex calls this an accumulating, non-transparent fund?