The year is drawing to a close. That's why I'm looking at my portfolio again today as a kind of year-end wrap-up. On Monday, another €1000 will be invested in the Community Depot. Nothing else is actually planned.

The reorganization in the main portfolio is largely complete and I am not yet 100% satisfied with the position sizes. Some fine-tuning is still required. In the case of dips, I will probably add to one or two positions.

Still under construction are $FMC (+0,16%)
$SOLB (-1,19%) and $SHEL (+0,86%)

$MAIN (-0,02%)
$O (+0,46%) dividends will continue to be reinvested.

$DTE (+1%) will also be kept and increased again at some point. $KO (+0,21%) It's an on-off position for me, I'm actually Team Pepsi, but every time I think the price is right, I buy again.

Everything is going according to plan in the savings plan portfolio. I'm currently putting around €600 per month into it. That's income from my part-time farm. There's enough money in the account in case something breaks down and all the machines are fairly new anyway. A maximum of 10 years old. In other words, they should normally last for the next 20 years. Ok, I still have my old Case 644 from 1968, but it's broken less over the year than the 3-year-old Steyr 😀

Cash reserve for subsequent purchases is about 190k, which is currently at 3.5% interest at the Volksbank.

My company's year-end bonus is probably around 30k, which will go into an ETF in January I'm still thinking about whether Nasdaq, World or dividends.

So and now a few happy holidays to all

Portfolio feedback requested

I (early 50s, so still a good 15 years to work on the portfolio) would like to hear your opinion. I've been with Trade Republic since January, mainly because of the 4%. But then I started saving a few ETFs, then buying and selling a few shares. So I played around. At the moment my portfolio has three or rather four different parts. Let's put it this way, the family treasury has given me around €10k to play with. The rest remains in call money.

Of this 10K I would like to have a part to play, individual stocks, §IWDA, other ETFs that are close to me because of my work, XRP.

But that's not my topic here.

I want to build a dividend portfolio. Reduce working hours or improve pension, we'll see where the journey takes me. For now, I would reinvest all payouts.

The composition from December would look like this:

$MCD (+0,03%) 15%

$EXSH (-0,3%) 9%

$MAIN (-0,02%) 9%

$ARCC (+0,16%) 9%

$HTGC (+0,31%) 9%

$O (+0,46%) 9%

$CSWC (+0,42%) 5%

$PFE (+0,21%) 5%

$KAP (+0,42%) 5%

$JEGP (+0,15%) 5%

$TGT (+0,57%) 3,5%

$GAIN (+0,53%) 5%

$QYLE (+0,62%) 5%

$VHYL (+0,1%) 1%

What do you think about the composition? Should something go in/out?

My aim would be to distribute the monthly distributions evenly. I'll have to play around with the ratios a bit.

My problem is that the months of January, February, April and May look too poor. What would you suggest that pays out in these months?

Roast me!

I have also made another small purchase and have finally filled the 25 shares.

My goal for next year is to get the 50 shares full :D

Every now and then you can add to it ...

Hola!

A question for all Austrian residents: REITs are taxed as non-reporting funds, which is why stocks like $O (+0,46%) are not worthwhile.

But what about $MAIN (-0,02%) what is the situation? I always put it in the REIT corner without doing any further research until I recently found out that it isn't a REIT at all.

Is it $MAIN (-0,02%) also treated as a non-reporting fund? I've just googled it, but somehow I can't find a satisfactory answer.

Thanks for your answers! :)

Hey @all

Would you rather sell volatile stocks in the current high phase to take the profit and buy later?

Specifically, for me $ARCC (+0,16%) (+12%), $MAIN (-0,02%) (+25%), $O (+0,46%) (+15%) are candidates that I am considering. None of them will hold these values, as they are much more volatile.

Or what do you think?

In fact, in the event of a decline, I would either put the profit back in with the proceeds or just the proceeds and the profit into an MSCI World.

Any ideas?