... and the day before $PEP (-0,12%) topped up 😄 It seems to me that we've seen the low point there. But I thought that before too 😅

$PEP (-0,12%) Was 1 of the dividends I received in the month of June.

I received 12 paychecks and we continue to replenish the dividends

Mr. Wealth

$O (-0,26%)
$GOOGL (-0,55%)
$VWRL (-0,56%)
$VHYL (-0,59%)
$ASML (-0,73%)
$JEGP (-0,34%)
$KO (-0,02%)

#investeren
#dividend
#portfolio
#aandelen

https://youtu.be/V0fTGo359Kg?si=-PP2haiS6GFKxG-W

I find it interesting that $KO (-0,02%) is doing so much better than its rival $PEP (-0,12%)

Coke actually tastes better to me too 😋

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (+0,01%) Call money ETF. Div. 1.9%

15% $TDIV (-0,95%) VanEck Divi Leaders. Div 3.5%

10% $TRET (-0,81%) Global Real Estate. Div. 3.7%

7,5% $VHYL (-0,59%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (-0,2%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (+0,65%) Gold

5% $SEDY (-0,35%) iShares EM Dividend. Div 8.0%

5% $JEGP (-0,34%) JPM Global Equity Inc Div 7.1%

5% $EEI (-0,65%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (-0,18%) High Yield Bond. Div 6.1%

5% $EXXW (+0,11%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (+0,01%) Overnight ETF. Div 1.9%

12% $EQQQ (-0,53%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (+0,65%) Gold

2% $O (-0,26%) Realty Income 6.0%

2% $VICI (-1,88%) Vici Properties 5.6%

2% $OHI (+0,69%) Omega Healthcare 7.2%

2% $PLD (-1,18%) Prologis 4.1%

2% $ALV (-0,93%) Allianz 4.35%

2% $HNR1 (-0,57%) Hannover Re 3.4%

2% $D05 (+0,67%) DBS Group 5.5%

2% $ARCC (+0,13%) Ares Capital 9.3

2% $6301 (+0,37%) Komatsu. 4,2%

2% $1 (-0,57%) CK Hutchison 4.6%

2% $AENA (+0,03%) AENA. 4,2%

2% $LOG (-0,07%) Logista 7.3%

1,5% $AIR (-0,85%) Airbus 1.8%

1,5% $DHL (-1,92%) DHL Group 4.8%

1,5% $8001 (-0,38%) Itochu 2.8%

2% $RIO (-0,31%) RioTinto plc 6.4%

2% $LIN (+0%) Linde 1.3%

2% $ADN (-0,89%) Acadian Timber 6.7%

3,5% $BATS (+0,06%) BAT 7.0%

2% $KO (-0,02%) Coca Cola 2.9

2% $HEN (-0,91%) Henkel 3.0%

2% $KVUE (+0,08%) Kenvue 4.1%

2% $ITX (-0,9%) Inditex 3.6%

2% $MCD (-0,1%) McDonalds 2.6%

2% $690D (-0,02%) Haier Smart Home 5.6

3,5% $IBE (-0,81%) Iberdrola. 4,1%

1,5% $AWK (-0,68%) American Water Works 4.4%

1,5% $SHEL (-0,31%) Shell 4.1%

1,5% $ENB (+0,05%) Enbridge 6.5%

2% $DTE (-0,51%) Deutsche Telekom 2.8%

2% $VZ (+0,07%) Verizon 6.8%

2% $GSK (-0,85%) GlaxoSmithKline 4.2

2% $AMGN (-0,6%) Amgen 3.5%

2% $JNJ (-0,29%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?

Dear Group,

the weakest stocks in my portfolio at the moment are $PEP (-0,12%) and $JNJ (-0,29%) - They were originally added to the portfolio as a safety anchor. In the long term, both shares will certainly come out of the cellar again at some point. Nevertheless, I have looked around for alternatives. The two classics $MCD (-0,1%) and $KO (-0,02%) have aroused my interest. From a 10-year return perspective, both stocks beat my personal choices. What do you think? Could the two outperform my portfolio corpses at best, despite some less good div returns, and if so, where do you see a fair price corridor? At $MCD (-0,1%) I recently read something about 225 to 250 euros - it is currently just at the upper end of this range. And what about losses on the sale of shares vs. ETFs? As I'm normally with B&H, I actually don't know (shame on me). Could I offset the losses against future withholding tax? Then the decision would be much easier for me. Thank you as always and good returns.

Yours _EvD_ 🙂

In the world of dividend aristocrats, Coca-Cola occupies a place of honor. For over 60 years, the company has reliably increased its dividend - a symbol of stability and continuity, even in economically turbulent times.

For investors, the Coca-Cola dividend is not spectacular, but it is powerful: it flows quarterly, grows regularly and is an expression of a business model that can withstand even crises. It is not a high-flyer, but a reliable long-term runner - which is precisely what makes it so attractive for income-oriented investors.

Cheers

I started investing at the beginning of the month and have spent the last three weeks building up a portfolio with the aim of accumulating wealth over the long term. I am now relatively familiar with the topic, have analyzed many strategies and have decided on an approach based on two pillars:

1. growth portfolio:

I invest in broadly diversified ETFs such as the $VWCE (-0,52%)combined with thematic focuses such as $XAIX (-0,62%) and the healthcare sector. I also invest in individual stocks such as $NVDA (-0,47%), $BRK.B (-0,37%) or $TTWO (-0,19%) - the latter deliberately as a small position for the speculative component (GTA VI hype is realistically not entirely irrelevant).

2. distributing dividend portfolio:

Here I am betting on classic dividend stocks. These include the $VHYL (-0,59%), $SPYW, (-0,72%)
$SEDY (-0,35%) as well as individual stocks such as $KO (-0,02%) or $ALV (-0,93%). The aim is to generate a steady cash flow that can be reinvested in the long term.

I am aware that there is no perfect distribution. That's why I'm interested in your opinion:

• Which stocks would you weight higher or reduce?
• Is there anything that doesn't fit in at all from your point of view?
• How do you balance growth and dividends?

I am open to criticism, experience and other perspectives.

Hello everyone,

I have been thinking and considering for some time now. After my portfolio presentation, I looked again and thought about how and which strategy I want to pursue exactly.

Here is my first approach for the new strategy:

📊 60% Core - ETF savings plans

$IWDA (-0,58%) -> 25 %

$VHYL (-0,59%) -> 15 %

$DGIT (-0,86%) -> 20 %

🧭 30 % satellite savings plan

$MSFT (-0,5%) -> 10 %

$KO (-0,02%) -> 10%

$PEP (-0,12%) -> 5%

$ASML (-0,73%) ->5 %

🎯 10% opportunity satellites - savings plan

$NVO (-0,82%) -> 5%

$BTC (+1,45%) -> 2,5 %

$ARCA (+4,17%) -> 2,5%

What do you think of this setup? I would let the current shares continue to run and sell them at a profit when the opportunity arises.

This would be my second attempt to build a proper portfolio. My budget is not that big but I am making the best of it. I am open to suggestions and ideas. If you know a better setup then just post it in the comments. 😊

I'm still relatively at the beginning so please be forgiving 😅.