2Semana
As you cover the entire global economy with your two ETFs, you are not diversifying further by selecting certain individual stocks.
You are merely increasing their weighting by more than they are represented in the ETF.
This is not necessarily a bad thing, but it does involve risks.
If I look at your portfolio, then the individual stocks should have a weighting that also has an impact on price growth.
$1211 has risen by 24%, which is around €20%. Irrelevant compared to the overall portfolio.
Another suggestion:
$INRG simply sell => in world ETF
$IWDA why is it there?
$XDWT actually consists of 3-4 companies that are already high up in the world ETF. This increases your "cluster risk". As I said, it can be good, but it also harbors risks (e.g. in the event of a sharp downturn in the sector).
Finally, it's very good that you've started investing. At 27, you are by no means too late, as you still have a few decades ahead of you.
Stay on the ball 🚀
You are merely increasing their weighting by more than they are represented in the ETF.
This is not necessarily a bad thing, but it does involve risks.
If I look at your portfolio, then the individual stocks should have a weighting that also has an impact on price growth.
$1211 has risen by 24%, which is around €20%. Irrelevant compared to the overall portfolio.
Another suggestion:
$INRG simply sell => in world ETF
$IWDA why is it there?
$XDWT actually consists of 3-4 companies that are already high up in the world ETF. This increases your "cluster risk". As I said, it can be good, but it also harbors risks (e.g. in the event of a sharp downturn in the sector).
Finally, it's very good that you've started investing. At 27, you are by no means too late, as you still have a few decades ahead of you.
Stay on the ball 🚀
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•2Semana
@MoneyISnotREAL
Thank you for your insights and feedback!
If I have understood correctly, you recommend enlarging positions before I open further positions - which again have no relevant size.
I thought it would be better to have a small position first in order to have a good average purchase price later on. But it may be that this doesn't matter with my capital.
Thanks also for your input on consolidating the remaining ETFs IT and Energy. I somehow hadn't thought of that. Thank you!
The $IWDA is unfortunately just a leftover from my first month. Until I figured out to pay €1.5 per savings plan installment here. The defiance led me straight to the ESG Screened ETF 😅.
Thank you very much for your input!
Thank you for your insights and feedback!
If I have understood correctly, you recommend enlarging positions before I open further positions - which again have no relevant size.
I thought it would be better to have a small position first in order to have a good average purchase price later on. But it may be that this doesn't matter with my capital.
Thanks also for your input on consolidating the remaining ETFs IT and Energy. I somehow hadn't thought of that. Thank you!
The $IWDA is unfortunately just a leftover from my first month. Until I figured out to pay €1.5 per savings plan installment here. The defiance led me straight to the ESG Screened ETF 😅.
Thank you very much for your input!
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2Semana
@BeChr123 I think you will be investing for a few more years and in the end.
If you buy €100 at €10, but later buy €1,000 at €100, then the first order has no weight at all.
Whether you want to invest the time to select individual stocks, but weight them < 0.5 % of the portfolio. It's not worth the time - except for practicing / testing.
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About your world ETF. I assume you are with DKB 😅
Then why ESG instead of another world ETF that is offered as a promotional ETF?
Or is ESG a conscious decision, as it naturally excludes some companies?
If you buy €100 at €10, but later buy €1,000 at €100, then the first order has no weight at all.
Whether you want to invest the time to select individual stocks, but weight them < 0.5 % of the portfolio. It's not worth the time - except for practicing / testing.
____________
About your world ETF. I assume you are with DKB 😅
Then why ESG instead of another world ETF that is offered as a promotional ETF?
Or is ESG a conscious decision, as it naturally excludes some companies?
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2Semana
@MoneyISnotREAL Yes, you're definitely right. It was probably a "pseudo move" that makes no difference mathematically but has calmed my mind 😂
I am actually with Flatex and I actually made a conscious decision in favor of the ESG ETF, as ESG regulation is currently on everyone's lips. At the time, I was convinced that it had a promising future and that it might even boost my own morale.
In the meantime, I think that ESG is becoming the new greenwashing campaign and therefore doesn't matter anyway 😅😂.
First and foremost, however, it was a conscious decision yes.
I am actually with Flatex and I actually made a conscious decision in favor of the ESG ETF, as ESG regulation is currently on everyone's lips. At the time, I was convinced that it had a promising future and that it might even boost my own morale.
In the meantime, I think that ESG is becoming the new greenwashing campaign and therefore doesn't matter anyway 😅😂.
First and foremost, however, it was a conscious decision yes.
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