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Respect! The best example that you don't have to sell your shares in old age to live off them. 🔥
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@Max095
Thank you very much. I had been thinking about a removal strategy for a long time. I like it better this way too.
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@Lawikhan Why should you, you have a really strong cash flow 😊and it's certainly fun to actively trade on the stock market.
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Dear all, I am currently asking myself a question, dividend 40000€ + 9000€ price gain = 49000€ that makes a return of approx. 8.6% on 567000€. Wouldn't it make sense to continue to focus on growth and performance and take the money he needs from the price gains and the smaller dividend? He could further increase the value of the portfolio with growth stocks. 567000€ with a 15% return is already 85000€, even if he takes out 40000€ here, 45000€ will remain in the portfolio and ensure an increase in the portfolio next year. (The only danger would be a bear market) What do you think of the strategy? @Max095
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@Tenbagger2024 Thanks for your contribution. :) That also sounds like a sensible option. So you would have something from both worlds. (Dividends + price gains) It certainly also depends on Detlef's risk/reward ratio.
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@Max095 Yes, that would also mean completely reorganizing the portfolio for him. But in general it would also be an approach for retirement provision not to switch to dividend stocks but to continue to focus on growth and to take a share of the price gains as a pension. I think this should be feasible for a sum of €500,000 or more.
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@Tenbagger2024 You're right, I don't give it enough thought. Maybe it's also due to my age 🙈
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@Max095
Your strategy of focusing on growth is very good. You are very knowledgeable about the stock market. That's why I still see you at the top.
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@Tenbagger2024 Thank you very much for the kind words, I am very pleased. :)
However, I still see myself as a beginner and still have a lot to learn from people like you!
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@Max095
I'm more of a shy person. I've already sunk a lot of money into shares and left interest in Iceland before that. I also have a wife whose mother lost her retirement savings in the .com bubble, so her money is melting away in her current account with no interest. I am also cautious about the general world situation and am counting on setbacks.
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@Lawikhan
Yes, you're right, maybe make a small second portfolio with a few long-running shares on the side
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