GOALS for 2025

xkriegerxb · 2025-01-01T11:20:12.447309Z

1.000€ $BTC | 10,000 portfolio | Return instead of losses Weighting: 70% ETF | 20% crypto | 10% share Would you change the weighting? Would you increase the crypto position with, for example $SOL or $XRP diversify? Strategy: secure core Expand crypto Solid and reputable stocks -> Consider expanding the energy sector Thanks for any reactions! ❤️

Sansebastian@Sansebastian

6Mês

Sell everything and put the money in an ETF. Save it monthly and you're done.

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xkriegerxb@Traxian

6Mês

@Sansebastian I'm not quite that wild, even if I think the approach is sensible.

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Sansebastian@Sansebastian

6Mês

@Sansebastian What do you mean you're not wild? Look at your stock selection...

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xkriegerxb@Traxian

6Mês

@Sansebastian read the other comments ;-) "Greenhorn" - just paid a bit of a lesson.

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Sansebastian@Sansebastian

6Mês

@Traxian It's best to start with just one ETF. Individual shares currently make no sense for you

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xkriegerxb@Traxian

6Mês

@Sansebastian why one and not the three that I already have in my portfolio? if I only have the MSCI World, for example, I have an absolute cluster risk in America, which I don't really see myself using to be honest. Hence the consideration of including an India ETF in order to diversify more broadly. I understand the point about equities.

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Sansebastian@Sansebastian

6Mês

@Traxian I don't mind if you make three. But I wouldn't make any more.

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Vincent@VincP3

6Mês

Aua

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xkriegerxb@Traxian

6Mês

@VincP3 Yes, classic greenhorn portfolio with too much gamble...

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Alexander F.@Alex_DSZL95

6Mês

Crypto I would currently go into Solana, Polygon and Dash. I would split your 20% between 10% Solana, 5% Polygon and 5% Dash.

My opinion on your allocation.
For the 70% ETF I would take a WORLD ETF and the 10% I would leave as cash rather than shares so that you can add to the respective asset in the event of corrections.

*not investment advice but my view of things*

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xkriegerxb@Traxian

6Mês

@Alex_DSZL95 The most helpful comment so far, thank you! :) What makes Polygon and Dash so interesting for you?

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Alexander F.@Alex_DSZL95

6Mês

@Traxian With pleasure. I'm not a fan of inappropriate comments. We all want to hear tips and insights from others.

I like the overall structure of Polygon and if you look at the previous ATH, a 4-6X in Bullrun 2025 is quite possible.

In the case of Dash, I also find the chart and outlook for Dash among the more unknown cryptos interesting. There could be a real rally here in 2025. I currently have a very small investment here, so I don't mind the risk if it doesn't work out.

I don't know your investment amount, but if I did I would divide it up like this. I don't think you can ever go wrong with BTC in the long term and I think XRP has already peaked. Unfortunately I took out too early here

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xkriegerxb@Traxian

6Mês

@Alex_DSZL95 I will probably go with 10% BTC, 7% SOL and 3% Polygon. The size of my savings plan will increase significantly in the coming months. That's why I now want to consolidate a strategy that is comfortable for me. Thank you :)

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Hebelhansel@Hebelhansel

6Mês

Unpopular opinion: I wouldn't invest in crypto at the moment. Only again from 2026, when everything has bottomed out. In addition, the timing of the individual stocks selected is questionable - I generally don't buy stocks at their peak, but when they are cheap and therefore offer a lot of potential again. I would currently put everything into a $EQQQ or $SPYL. Stay away from individual shares for the time being and get more information beforehand.

As I said, unpopular opinion. Definitely not investment advice.

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xkriegerxb@Traxian

6Mês

@Aktienmeer I always build up reserves in a pocket before I finally invest in crypto anyway, so I don't necessarily have to get into crypto in 2025. I now understand the point about shares. What sources do you use for information?

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Mohamed@trade_commander_1347

6Mês

@Aktienmeer you cannot know that crypto May go in a bear market in 2025, no One know

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Hebelhansel@Hebelhansel

6Mês

@trade_commander_1347 exactly, that's why I said it's wise to not invest in Crypto until 2026. Again, it's just my personal opinion and if you believe in a bull run to be happening in 2025 that's totally fine.

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Epi@Epi

6Mês

@Aktienmeer How? You can't buy shares at the ATH, but you can buy ETFs? I don't understand. Why shouldn't the same thing apply, because in the end it's the same thing?

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Epi@Epi

6Mês

You want to go from €255 to €10k in a year?
That's about 3000%pa. That won't work with your selection. 😅

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xkriegerxb@Traxian

6Mês

@Epi ever heard of a savings plan?

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Epi@Epi

6Mês

@Traxian Nope! You didn't say anything about that. 😅

If you save 1kpM, the 10kpa target is of course easily achievable. 👍

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Timo@Aktienorang-Utan

6Mês

Solid and reputable shares would at least be a good start.

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xkriegerxb@Traxian

6Mês

@Aktienorang-Utan Which shares are you thinking of? I have Siemens-Energy and Iris-Energy on my watchlist.

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Mohamed@trade_commander_1347

6Mês

@Traxian Microsoft Apple Nvidia Google tesla meta

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Timo@Aktienorang-Utan

6Mês

$ENR is also on my watch list. Top value.
It might be a good idea to start with shares such as $MSFT $AMZN $GOOGL $KO

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xkriegerxb@Traxian

6Mês

@Aktienorang-Utan are reflected in my ETFS

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Timo@Aktienorang-Utan

6Mês

@Traxian you don't want to have any of the values from the ETF represented individually again? Do I understand that correctly?

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xkriegerxb@Traxian

6Mês

@Aktienorang-Utan As things stand now with my portfolio value and my income, I don't want that, right.

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Timo@Aktienorang-Utan

6Mês

@Traxian then wait for a small setback at $ENR and get in :-)

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Metis@Metis

6Mês

I would also build up the core of your portfolio first and put the rest on the back burner. With your current portfolio volume, it's hardly worth splitting into too many positions.
Save as much as possible with a savings plan, which keeps the order costs low.

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xkriegerxb@Traxian

6Mês

As I said, I was planning to reallocate and go with more security, and was thinking of including an India ETF to expand India in my portfolio. I am currently only saving in the ETFs via a savings plan and am considering selling the cannabis share, Eventbrite and Vivoryon and putting this money directly into the India ETF. I would hold the Alphabet and Quantum position and not add to it in order to expand my ETF and crypto position.

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Metis@Metis

6Mês

@Traxian I don't know how much money you have available to invest each month, but so far you would have been better off with a world ETF as the only one in your portfolio, with a portfolio value of around €300. Splitting the portfolio too small reduces the return on the individual positions.

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Mohamed@trade_commander_1347

6Mês

For me i think 40% ETF 40% stock and 20% crypto

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Shadowapple@shadowapple86

6Mês

Have you taken your time and defined your monthly savings rate or do you buy when you have some cash left over?
The allocation of 70 ETFs/20 shares/10 crypto is perfectly okay

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xkriegerxb@Traxian

6Mês

@shadowapple86 is defined as approx. 35%, will only use ETFs in future to safely expand my portfolio for the time being. I will build up reserves for a possible crypto investment in 2025.

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flowdidow@flowdidow

6Mês

Daily savings plan on BTC and that's it, never sell and be happy in 5-10 years. It's never too late for BTC: On average, BTC rises by more than 100% per year. Only buy alts in a bear market and sell near the top in a bull market - and never follow the narrative of finfluencers ("XRP goes to..., SOL goes to...). And factor taxes into the return!

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xkriegerxb@Traxian

6Mês

@flowdidow Someone has been working with crypto, I confirm.

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flowdidow@flowdidow

6Mês

@Traxian 🙏🙏

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Elijah98@Elijah98

6Mês

If you’re already holding crypto, treat it as a cash cow take your profits and invest them into ETFs to keep your money working for you. If you’re new to crypto, start with a coin you’re comfortable with and that is stable. But also keep investing monthly into your etf’s like normal the profits from crypto are just a added bonus you get sometime so dont focus on that

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Maximilian@Maximilian_GHG

6Mês

It depends entirely on what you have in mind. If you want to build up your portfolio for the long term, over the next few decades, then I would create a savings plan in Bitcoin. (Please buy via a crypto exchange and get a hardware wallet, e.g. a ledger). If I were you, I would only save with $BTC and possibly $ETH and $SOL. I am following the idea that crypto will gain significantly in value over the next 20 years. Buy and hold. Maybe even look into staking. Crypto is not for the faint hearted as it is very volatile, don't forget that.

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Baba@Unbekannt1983

6Mês

Get rid of everything except the World ETF. You can also kick the EM. You're making big losses. I didn't even start like this in October 2023.
If one more ETF, then go for India and Japan. Save well in the three ETFs. You can see what you like in equities. Energy will come. Banks stable. But consumption will still rise. Diversify with equities.

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