5D·

Build up a pension portfolio at the age of 55

Moin moin and a happy new year 2025!


I am building my pension on 3 pillars.

the state pension (after all, I have paid in a lot)

Rental income

Cash flow portfolio with dividends


I'm building up the last pillar from this year and I'm happy to take it with me on my journey.


The key facts in brief

I have earmarked EUR 150,000 for the investment. I currently have 100k with the broker and 50k in the call money account. There was already some interest in December and the first purchases started yesterday.

3% max per position = 4,500 EUR in 5 tranches of approx. 900€

12,500 EUR max. per month

Entry according to chart technique at support levels in an oversold environment.


So it will take at least 12 months until I have invested my cash.

The key figures mentioned above are guidelines and not set in stone. A position can also have an initial value of 4K or 5K. Dividends can be reinvested. But should build up a cash position for later crashes.


I am curious to see how the project will go.

I would be delighted if you were there and we could have a good exchange.


Have a good start to the new year


Best regards

#dividends
#cashflow
$O (+0,12%)
$PEP (+0,8%)
$AWK (+1,04%)

5Posições
€ 150.345,07
0,00%
37
33 Comentários

imagem de perfil
Have a good trip :)
7
Mostrar resposta
imagem de perfil
Good luck, if you are interested in high yield products, you will find a few people who are also involved with them at $QYLE and $JEPQ.
2
Mostrar resposta
imagem de perfil
I'm the same age and still have a similar amount available.

I save 5 ETFs a week and only invest in individual stocks that pay a dividend of at least 8% when I buy them.
2
Ver todas as 2 restantes respostas
imagem de perfil
Good luck with your project, you can take a look at my portfolio for a few dividend suggestions 😉😇
1
Mostrar resposta
imagem de perfil
I wish you every success!
1
Mostrar resposta
imagem de perfil
Good luck on your investments!!!
1
Mostrar resposta
imagem de perfil
Good luck 🍀
1
Mostrar resposta
It is better to divide the money into a maximum of 10 positions
If more, only do etf because otherwise it won't do you any good
1
Mostrar resposta
Good luck already. Are you not thinking about bonds / bond funds, if you don't mind me asking? There are certainly some interesting opportunities at the moment, I'm currently working my way through them with varying degrees of success.
1
Mostrar resposta
imagem de perfil
I would be interested in the rental income. Apartment/house/parking space ?
1
Mostrar resposta
Participar na conversa