Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-0,14%) will be liquidated on the 16th and invested in $VWRL (-0,15%) invested.
$MSCI (-0,24%) was a gift via TR, but I will also sell it.
The $SPPW (-0,25%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-1,48%) I've slipped up with the saveback conversion.
And $BVB (+0,28%) I only wanted one share because it's my club.
$QYLE (-0,51%) and $SDIP (-0,07%) are a small addition.
If you have any suggestions for changes, please let me know