Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-3,2%) will be liquidated on the 16th and invested in $VWRL (-4,28%) invested.
$MSCI (-7,13%) was a gift via TR, but I will also sell it.
The $SPPW (-3,78%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-2,95%) I've slipped up with the saveback conversion.
And $BVB (+0,25%) I only wanted one share because it's my club.
$QYLE (-6,16%) and $SDIP (-4,27%) are a small addition.
If you have any suggestions for changes, please let me know