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yes, $KTN Gang xD
As others have already written, I would swap the UniGlobal for a World, otherwise quite nice.
Oh and $BTC can be weighted higher in the long term (5-10%)
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@SemiGrowth Uniglobal has been running since I was at school and has been fed with wealth-generating benefits since my training. I also emptied it a little when I bought a house.

Can I have the $IWDA saved directly via VL?
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@finanzwolf3 I don't know. It depends on whether your provider supports it.

But I didn't know that, so UniGlobal might be the better choice after all