9Mês·

Portfolio feedback

Now that I've reached my goal for this year, I thought it was time to hear some different opinions from you.

Briefly about me: I am 19 years old and started investing in June this year. Thanks to my training salary, I have a monthly savings rate of €350, which is currently broken down as follows:

250€ in the $IWDA (+0,8%)

100€ in the $EIMI (+1,69%)

Now a few thoughts on my part:

I will probably stop the savings plan on the $EIMI (+1,69%) as, in my opinion, it no longer has that much potential.

Furthermore, I will expand my portfolio by $BTC (+1,78%) to my portfolio. The idea here was to change the savings plan on the $EIMI (+1,69%) to Bitcoin.

I am also still young and therefore think that I can add a little risk to my portfolio. What can you recommend? I was perhaps thinking of a $VUSA (+0,2%) or one $CSNDX (+0,88%) even if this would significantly overweight my USA share.

Thanks to everyone who takes the time to read through this post🙏

9 Comentários

9Mês

First of all: very good and commendable that you started! 🙌🏻 and then also with two good footholds.

In my opinion, I would keep both savings plans running. Why should $EIMI no longer have any potential?

If you absolutely want to run bitcoin in the savings plan, take €50 from a savings plan and do it that way.

If you still want to have the Sp500 or the Nasdaq, just branch it off.

You simply can't go wrong with $IWDA and $EIMI for the next 50 years, so I don't think it's necessary to stop them.

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Chris_legt_an@Chris_legt_an

9Mês

Strong savings rate for in training.
I think I would also take 50 from $EIMI and put it into bitcoin.

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Ape65@Ape65

9Mês

Keep EM running in any case.

America is already very strongly represented in the msci, I personally wouldn't add the usa to my savings. But it wouldn't be completely wrong either.

Adding Btc is definitely a good idea.

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Florian@Exxsye

8Mês

I often think about whether it wouldn't be better to kick out the EM, but then I also ask myself if I wanted to buy a share instead of an ETF, would I wait if it continues to rise or would I simply be happy about more favorable entry prices?

In my opinion, EM have a lot of catch-up potential in the next few years, especially due to India, and simply belong in every global portfolio at least 10%, past returns are no indicator of future returns and diversification is essential for +30 years

However, there is nothing to be said against a NASDAQ or BTC in addition

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Foedi77@Foedi77

9Mês

In any case, throw out the EM, what a bummer. You're young, hit the NASDAQ as much as you can.

No investment advice

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Teo@teoo

9Mês

Usa economy is the future. No worries there. I would add nasdaq or sp and btc.

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Whity93@Whity93

9Mês

Bitcoin must go in

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Scgian@Scgian

9Mês

Wo coin 🗿

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Dominik@finanzwolf3

8Mês

I also respect you for taking the plunge! Very cool number!

I'm with @Exxsye. People always tend to predict the past for the future in exactly the same way. It would be nice, of course, and I think the USA will continue to provide the companies that perform well on the stock market for the next few years/decades.
Nevertheless, I would continue to hold small parts of the EM, as this also offers potential in the future and at the same time reduces the risk.

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