I started investing in the stock market in June 2021. I was still on short-time work at the time, but I still managed to lay the foundation for my wealth with a savings rate of 60-70% (approx. 1,000 to 1,200 euros). Reaching the first 10,000 euros in particular was a huge challenge - it felt like an eternity.
But I kept at it: From 50,000 euros onwards, things went noticeably faster, and the step from 50,000 to 100,000 euros was almost a no-brainer. With individual stocks like $NVDA (-1,69%) at the low point in 2022 and an investment in the $EQQQ (+0,06%) as core & first $BTC (-1,78%) purchases, which I unfortunately sold at the end of 2023, I was able to achieve good returns; before that, I had invested the majority in a classic $IWDA (+0,2%) invested before I reallocated.
However, this year was a turning point: in March 2024, I sold the majority of my positions and invested just under EUR 94,000 in Bitcoin - just before the halving. It was a calculated risk, and it paid off and I look back on this year on the stock market very happily.
Looking ahead to next year is just as exciting: from March 2025, I plan to make my first Bitcoin sales and gradually add to the proceeds when good opportunities arise in shares I have already invested in. In the long term, however, I would like to hold 0.5 Bitcoin - both as a hedge and as a strategic position.
At the end of the year, my portfolio stands with a strong performance of ~ 35.1 %. I can look back on a successful year and look forward to the challenges and opportunities ahead. I wish you all a happy new year, good luck and good health for 2025. Stick to your goals - it's worth it!
