2024:
This was my first year of investing in which I planned mostly to learn and think about what type of investor I would like to be. During my journey, quite quickly, I realized I would like to be a dividend growth investor - not saying it is best for all, but simply, what was most appealing to me.
- Total invested: 2400 EUR
- Current net value: 2779 EUR
- True gain (dividends + unrealized gain): +15,8%
I underperformed S&P500, but not sad about it. To be honest, about a 14% price gain is far more than I expected. I was aiming for a small price gain of around 4-7% and 2,5-4% YoC so can't really complain.
2025:
For this year, I would like to still be quite conservative about my expectations and keep them as in the year before - an unrealized gain of 4-7% and 2,5-4% YoC
Goals:
- Invest a total of: 6k to 8,4k EUR
- Individual stocks I plan to buy the most: $ASML (-1,57%)
$TTE (+0,05%)
$VICI (-1,72%) - + if the price will be good $MAIN (+0,02%)
$V (+0,67%)
$PEP (+0,8%)
$TXN (+0,25%) - ETF I plan to buy: $SPY5 (+0,29%)
- My priority will be making extra mortgage payments to decrease number of years needed to pay it off. I plan to do it on monthly basis. I aim to 10-18k EUR total in this year.
- Rebuild emergency fund of 2-3 months of expenses.
I plan to make posts each month about my progress so if you like to see how I'm doing, feel free to follow :)