1Ano·

Portfolio Improvement + Inspo

Hey everyone,

I'm still relatively new to the market & have been investing since the beginning of December. So far I have created four savings plans $IWDA (-1,24%) , $AAPL (-2,21%) , $SPGI (-3,13%) & $NVDA (-2,72%)

I've also experimented a bit with individual shares to get a feel for the market and to show some activity. However, I'm lacking a bit of a real strategy to really make a difference ^^

Do you have any tips that would benefit a beginner like me & that I should pay attention to? For example, tips on how to build up a really well thought-out strategy, which is not really the case for me at the moment :)

I'm looking forward to your experiences & opinions!

7Posições

€ 399,68

4,61%

9 Comentários

Brian@Aktienhauptmeister

1Ano

Welcome first !✌️
short and sweet: not much frills for your portfolio at the beginning
Put everything in the world ETF and let it run, buy more on dips if necessary!
Otherwise, good luck! If you have any questions, the GQ community here is very helpful 😁 off you go

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batic420@batic420

1Ano

@Aktienhauptmeister Thank you for the feedback!

So would you "dissolve" all other savings plans & let the monthly installment that is currently distributed run on the $IWDA?

Sorry to ask, but what advantage would there be in this strategy & at what depot could you say (in the future) that it would be time for a change? 😄

I almost don't think there will be a direct guideline here, but it would still be interesting to know 😅

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Brian@Aktienhauptmeister

1Ano

@batic420 I would cancel the savings plans you have on individual shares for the time being and only let the installment run on $IWDA or $VWRL.
As you mentioned, "develop a feel for the market", but to be honest, in my opinion there is no such thing as a feel for the market. The market determines the rates not your feeling.
You have to build that up over time with knowledge and learning.
Starting with individual shares without experience and knowledge would actually only leave you with returns, because everyone who starts trading with emotions gets shaky when prices fall and loses money.
I don't know how young you are, but in my experience:

Take your time
Build up knowledge / learnings
Have patience

The stock market will not run away from you 😉 There will always be opportunities! And on this platform here, some users will certainly help you if you have any questions and accompany you on your stock market journey 😬

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batic420@batic420

1Ano

@Aktienhauptmeister All right!
Then I'll do it that way and see how it develops. Further training wasn't easy for me at all before GQ, but I'm getting better and better into the market thanks to all the posts on the respective topics.
Let's see what develops, I realize that you don't have a six-figure portfolio overnight 😄.

I'm 18, so it's really difficult to judge whether it's too early, too late or just right. I have to say that some of my friends already have really strong portfolios, and everyone here has their own investment strategy. It's easy to get envious when you look at their portfolios 😅

But envy in itself has never helped anyone, thank you again for the information & advice 🤝

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Brian@Aktienhauptmeister

1Ano

@batic420 you are 18 ! You still have all the time in the world 💪 Many people your age have other things on their minds than the stock market 🍾 Hats off my dear!
I regret that I didn't start earlier 🥲 I didn't start working intensively with the stock market until I was almost in my late 30s 🤷🏼‍♂️ but better than never.
Concentrate on yourself and on building up your portfolio first! Over time, you'll see what effect it will have if you keep investing😉Just keep at it!📈✌️

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batic420@batic420

1Ano

@Aktienhauptmeister Going partying no longer fulfills me, so I'm looking for something else where I can continue my education + also "take myself to a new level", if you can put it that way 😅

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batic420@batic420

1Ano

@Aktienhauptmeister but see the whole thing exactly as you said, there's no such thing as too late. The main thing is to get started & preferably a little before you retire 😎

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Brian@Aktienhauptmeister

1Ano

@batic420 that's in mindset! ✌️ good luck for the future, keep me posted😁

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Danone1986@Danone1986

1Ano

@Aktienhauptmeister 200 or €400 per month is a nice sum and not a small amount of money. I would also only put the money into an etf and continue to familiarize myself with the subject matter on the side. For me, however, the reason for this is rather that the money simply has too little power when split across 7 stocks. Especially as NVIDIA and Apple are highly weighted in the etf anyway...

I started with the 70:30 portfolio at the end of 2019 and then started Corona with individual stocks. Made a lot of money and therefore invested well and riskily. Some stocks worked out and some didn't. Looking back, I would have had far fewer headaches with a stubborn investment in etfs. Returns would certainly have been no worse, if not better.

But the important thing was and is to have started! You've already done that, keep it up

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