Sebastian (@Basde99) na getquin

4D·

Hello everyone,

I would like to get your opinion on my strategy.

I have two ETFs as core: 1. $FGEQ (-0,2%) 2. $VWRL, here my question would you save both or would you only save one of these two?

I am aware that these two ETFs are actually identical, but I would like to pursue a dividend strategy in addition to the $VWRL (+0,4%) I would also like to pursue a dividend strategy, as I simply like these distributions.

Furthermore, I also have $KO (-2,17%) , $O (+0,11%) , $NESNE , $MSFT, where I am also focusing on dividends and dividend growth.

I know I'm 26 years old and I should actually be looking more at returns, but I believe that consumer stocks will come to the fore again in the next few years.

Over the next few months, I plan to add stocks such as $QCOM (+0,12%) , $CAT (+0,13%) , $DTE (-1,19%) , $ALV (+0,71%) so that I will have German stocks in my portfolio as well as American stocks.

I look forward to hearing your opinions, thank you.

9 Comentários

Marco@Marco_91

The first step is to feel comfortable with your strategy, because then you'll stick with it in the long term! Why not save in several ETFs? For me, for example, an MSCI World is a great dividend ETF. If I were you, I would expand the ETFs and use the individual stocks as satellites. That's what I do. Here's to long-lasting and successful investments!

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Cristóbal@crislecu

Have you thought about entering bond ETF like $IBTL or $VUTY? With the current interest rate situation I am using them to diversify my portfolio, plus they are distribution.

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Pezi@Pezi

If you want to invest in consumption, take a look at this one $XUCS

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Robinhold@robinhold

There is nothing wrong with holding both of them. Especially if they are paying their dividends different months, you can consider both as one asset that pays more frequent income. The part that you should be careful is the percentage of these 2 over your entire portfolio. If they are heavily invested in compare to rest of your portfolio, then your portfolio will be vulnerable to heavily invested stocks in these ETFs.

Dividend investment vs Growth is still a big debate :) I would say listen to your intuitions, at the end no matter which one you choose the one you're stuck and keep investing will give you the real gain.

For the German stocks, I am still a bit conservative after the US elections. I would still go with FTSE All World ETFs to be not biased any country.

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Kai@Kai_

Hey, I would also say you need to feel comfortable with your strategy. I think your plan is very good - I follow a very similar strategy.
Keep it up and good luck with it! 🍀

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Hans Peter@Goldi93

I am also slowly starting to save in a second etf.
But the reason is that I want to sell it later.
If I ever need money, I can decide whether the newer etf is suitable for sale, i.e. the cash value, because then I would save on taxes.

So I will save a new etf every 30k and then I can counteract the fifo a bit

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