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Portfolio Analysis

Hey, a little over a year ago, I shared my portfolio and asked for your opinions. Since then, I’ve been able to maintain my savings rate of 1,000€ in my 70/30 core portfolio. I also invest 50€ in $BTC (+0,15%) and €80 in my $VHYL (+0,25%) . I’ve sold off a few positions and made some new one-time purchases.

I’m also considering investing another €5,000 to expand my core portfolio.

Starting next year, I’d also like to put aside €150 a month into my retirement account.

My current questions are: How could I improve my portfolio? And what do you think of my individual holdings?

1 Commento

The first 4 positions are excellent! I think it’s great that these form your core and that you want to continue building on them.
As for your individual stocks, these are the classic “small-cap” positions. In other words, any stocks under €200 don’t really have an impact on your return. Pick out 5 specific stocks that you think will outperform your ETFs or that give you the greatest sense of security. Then increase their weight in your portfolio to 2–5%.
Personally, I’d bump up AMD, Alphabet, Allianz, and JPMorgan to €1,500 each. Then, good quarterly results or positive news will really bring in the cash. If Allianz goes up 7% on your €100 investment, financially it’s no different than if you ordered a McSmart meal instead of a Big Mac meal once in a while ;)

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