📊 $UCG (+0,77%) Q1 2025 business figures - summary
🟢 Strong result:
* Net profit:
2.77 billion euros
➤ Significant increase of 8% compared to the previous year
➤ Exceeds analysts' expectations** (Ø: € 2.36 billion)
* Return on equity (RoTE):
22 %
➤ Leading in the European banking sector
📈 Earnings performance:
* Total income:
Driven by:
* +8.2% higher fee income
* Strong trading business
* Slight decline in net interest income (as expected)
💰 Cost control:
* Efficient cost structure ensures further improvement in operating margin
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🔮 Outlook for the full year 2025 (revised upwards):
* Annual profit forecast:
> Over € 9.3 billion expected
> (previous forecast: at the previous year's level of € 8.6 billion)
* Total income 2025:
➤ Expected at approx. € 23.5 billion
* Distribution to shareholders:
➤ Further dividends and share buy-backs announced
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🧩 Strategic developments:
* Possible takeovers:
* UniCredit continues to examine mergers, e.g. with Banco BPM
* Focus on investments in Generali and Commerzbank
* CEO Andrea Orcel emphasizes selective approach ("only value-enhancing deals")
* Digitalization:
* New 10-year partnership with Google Cloud to modernize IT infrastructure