7H·

Away from individual shares

After 6.5 years of experience, I changed my strategy and now only invest in the MSCI World. Over time, my portfolio was almost identical to the MSCI world or slightly better, hence the decision. I no longer feel like getting annoyed, buying too little, buying or selling too early, etc. I don't see myself in a position to outperform by stock picking in the future either, the market has changed significantly.

It is now easier and also cheaper for me to invest, especially as I will be parking some money in the $XEON (+0,01%) I will be parking some money for a property in the next 3 years.

$IWDA (+0,14%) and $XEON (+0,01%) thats it...

20 Commenti

Fl_ow@Fl_ow

Strong decision!!! As well as a nice self-reflection, many people lack this. ❤️

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Tobi60@Tobi60

I still need a little while to come to the realization 👍🏼😅

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userc811746a6d9041b6@userc811746a6d9041b6

@Tobi60 will come at some point 😂

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Chris@Multibagger

Everyone should set up their portfolio the way they feel comfortable 👍 I've been preaching that here since I joined the community. It would be far too boring for me and the returns would be unsatisfactory.

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userc811746a6d9041b6@userc811746a6d9041b6

@Multibagger the amount invested is then exciting enough for me 😂 but yes, I can understand the idea

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Epi@Epi

Welcome to stage 3 of your investment career!
Stage 1 was intuitive gambling, stage 2 B&H single stocks, stage 3 is now rational B&H world ETF.

Stay on the ball!
There are at least three more levels for private investors. Each level makes your investment life more successful and enjoyable. 👍

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Klein-Anleger@Klein-Anleger

@Epi Level 6 is your wikifolio then? 🤫

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CrashBurner@Psychedelic_Sunflower

@Klein-Anleger No, ungodly leverage on earnings of already volatile stocks

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KevinE@KevinE

@Psychedelic_Sunflower nonsense, orange juice certificates.

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Epi@Epi

@Psychedelic_Sunflower That would be level 1 again. 😅

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Epi@Epi

@Klein-Anleger No, the wikifolio would be at level 5 😬.

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CrashBurner@Psychedelic_Sunflower

This is probably the best decision for 90% of private investors. I've also been away from individual shares since the beginning of 2025 and it feels good. Especially the time you save is priceless. And the performance hasn't necessarily got any worse😂

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He-Man D.@He-Man

Good decision. I should actually do the same but stockpicking is more fun 🙃

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Thomas@Thomas_1963

My decision too. Unfortunately, my share loss pot is still 2,500 euros.
So I thought I would buy another share that I believe will make a profit of this amount.
My choice fell on $AMZN.
Zack after the purchase 10% down. In euros almost 1,000 euros.
Individual shares no thanks.

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Stulle 🥪@Stullen-Portfolio

Certainly not a wrong decision.

...I'm also 100% ETFs - a bit more specialized, but no matter ✌️😉🍀

Greetings
🥪

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yieldhunter@randomdude

Comprehensible decision. To what extent has the market changed?

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userc811746a6d9041b6@userc811746a6d9041b6

@randomdude look at the candle-stick chart of the Nasdaq before and after Corona, everything has become extreme, the vola, everything depends only on a few stocks, for years only the story has counted. I can't bring myself to buy shares at 20 times the P/E ratio...so just buy the ETF

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KevinE@KevinE

@userc811746a6d9041b6 but the ETF (MSCI World) also has a historically very high valuation (24 P/E ratio). I think this is where stock picking pays off / can pay off. The expected return on such highly valued indices for the next 5-10 years is extremely low.

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Pili@market_genius_559

I also do both

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Pili@market_genius_559

Hab FTSE, em etf , Allianz, axa, Xetra gold

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