10H·

Community Opinion

For quite some time now, I’ve been investing in the Vanguard FTSE All-World UCITS ETF (USD) Dist through a savings plan and larger one-time payments (€500 per month).

In 6 weeks, I’ll reach my first goal of investing €20,000 in the aforementioned ETF.

Now I’m considering 3 scenarios.

Continue investing €500 per month in the Vanguard FTSE All-World UCITS ETF (USD) Dist $FTSE

Then invest the €500 in the new Vanguard FTSE Global All-Cap UCITS ETF USD Dist $VALLD (-0,36%)

Invest 400€ in the new Vanguard FTSE Global All-Cap UCITS ETF USD Dist and 100€ in the Vanguard FTSE All-World Ex-U.S. UCITS ETF USD Dist $VXUD (+0,06%)

I consider all three options plausible in the long term. I’m leaning toward scenario 3, partly to slightly reduce the U.S. weighting.

4 Commenti

Ruben Schoff@Sand

10H

Let it run for now; take another look at the new ETF in about a year—you'll need to put more capital into it first for it to be worth it in terms of spreads and liquidity.

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Wealth-Accelerator@Wealth-Accelerator

10H

Given the size of your portfolio, I’d keep pouring more money into the current All-World fund.
Once the All-Cap fund has absorbed a bit more capital, switch your entire savings allocation over to it.

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FinanzMechaNik@FinanzMechaNikk

I'm a big fan of KISS (keep it simple, stupid). I'd just let the savings plan continue as is. I think benchmarks are also very helpful for decision-making in this context. Sometimes there's no need to change anything if it's basically working and doing what it's supposed to do for you.

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NichtRelevant@NichtRelevant

I think I'd top up the "old" fund to 20,000 and then open a new position in $VALLD. 🙂

But that's just a gut feeling.

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