3G·

What to do with my cash position?

Hi, here's a crypto-turned-to-stocks guy curious to hear your opinion on my portfolio (somewhere nicely in the 5 digit range). I sold all of my Bitcoin last autumn, seeking to invest in more reliable solid assets. I still have a large cash position and am in doubt wether I should lump sum or DCA into the market. I have a relatively large amount of stocks (willing to take some more risk as I'm used to volatility), but want to diversify more throught ETFs.

I'm not too convinced about the US stock market in relation to the USD/EUR valuation (which will likely get worse in the coming year) so the question is: invest more into the FTSE All-World $VWCE (-0,35%), VanEck Developed Markets $TDIV (-0,14%) , maybe MSCI Europe $SMEA (-0,31%) , or something else... what would you do?

(Oh and yes I know my $ASML (-1,34%) position is risky large for a single stock but my BEP is around €600 so I'll be totally fine with letting it sit as is)

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Datamous1996@Datamous1996

Making money quickly in the stock market is not how you should see it.
Investing should be boring and you invest money you can spare for a long time.

If you have that time then I will start building your portfolio first and that is investing in the VWCE or VWRL.
you can also possibly add TDIV for dividends if you choose the VWCE, it is what you prefer and feel good about.

I personally choose 70% ETFs and 20% single stocks and 10% bullion.
This makes for a good spread in your portfolio and reduces a hard landing 🛬

For example, you can open a trading account through BUX that allows you to invest in fractions of a stock so you don't necessarily have to invest too much money in expensive single stocks.

And they also offer to invest DCA and then you pay no transaction fees.

I hope you get some use out of it 🙂

I wish you a happy journey in investing and as Warren Buffet said, 'Time in the market is better than timing the market'

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