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Mister_ultra
@Mister_ultra
11Mes·

Depot review January 2024 - January continues to ignite the tea turbo 🚀

All good things come in threes. November was the second-best November since I started investing. December was also the second best December. And what follows in January? The second-best January for me since August 2013, of course.

January saw a performance of +6,1%. Only January 2015 was even better with +6.7%.


Compared to my benchmark (MSCI World), this was an extremely good start to 2024. The MSCI World had "only" gained 3% in January.


On the winning side were once again the usual suspects in January. The strongest position was once again NVIDIA $NVDA (+6,59%)
with a gain of over €3,000.

The following positions were also occupied by the usual suspects with Palo Alto Networks $PANW (+2,26%) ASML $ASML (+1,32%) Microsoft $MSFT (+3,63%) and Crowdstrike $CRWD (+4,57%)


On the losers' side, there is also little new: In addition to Encavis $ECV (-0,14%) and Block $SQ (-1,27%) the main loser here is of course China with my China ETF $MCHS (-0,11%)

However, the China ETF only accounts for ~2% of my portfolio in total. That's why I'm continuing to look at it for the time being. However, I have not made any additional purchases via a savings plan since January. For me, this is a classic hold position at the moment.


In January, I invested a total of ~1.300€ in total. As already mentioned in my 2023 portfolio statement, I will have to reduce my investments in 2024 for the time being, at least in the first half of the year. The reason for this is some private expenses.

As I also had to use some of my cash reserves for this, I only added ~€500 net to my assets.

Focusing purely on this key figure, January was one of the worst months in years - but monthly investments should pick up again in the second half of 2024 at the latest.


Purchases & sales:



In total, my portfolio now stands at ~268.000€. This corresponds to an absolute increase of ~€16,000 in January. ~15.000€ of this comes from price gains, ~140€ from dividends / interest and ~500€ from additional investments.

In absolute figures, January was the best month ever with the above-mentioned ~€15,000 price gains. I normally have to go to work for ~4 months to earn this money!


Dividend:

  • The dividends in January were +37% above the previous year at ~€115
  • Nike had a very unfavorable dividend policy last year and this year. The fourth dividend payment unfortunately only came in January. As a result, Nike paid out 3x in 2023 and will pay out 5x this year. In order to achieve better comparability, I recorded the dividend in December in Portfolio Performance as usual. If I had recorded the dividend in January, the growth would even be +50%
  • The announcement of a dividend at Meta is also exciting $META (+1,6%)
  • The big tech companies are generating endless cash flows, so it is only a matter of time before this money has to flow to shareholders. That leaves only Amazon $AMZN (+1,2%) and Alphabet $GOOG (-0,82%) as Microsoft and Apple have been paying dividends for a long time now
  • I am curious to see whether these two companies will soon follow the Meta example and become dividend payers


With the continued very positive outlook for Big Tech, I am optimistic that the target for this year (€300,000 by the end of 2024) should definitely be achievable. Even if I have to significantly reduce my investments compared to the last few years.


What are your favorites for this year?

After 2023 clearly belonged to NVIDIA, Meta, Novo Nordisk and Eli Lilly, I wonder who the big winners will be in 2024?

If you look at January, these stocks are once again at the top.


In my view, however, this cannot continue for the whole year and there will certainly be other winners.


Where do you see exciting long-term opportunities for the rest of the year?


#dividends
#dividende
#rückblick
#depotupdate
#aktie
#stocks
#etfs
#crypto
#personalstrategy
#tech

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58Posizioni
245.561,09 €
37,10%
40
14 Commenti
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CashDividendGamer@CashDividendGamer
11Mes
Very nice. I really like the portfolio. It's difficult to say who will win the stock market race in 2024. But I thought Amazon's figures yesterday, for example, were very good. Perhaps many investors will focus more on this company again in the current year 🤔🔮.
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Mister_ultra@Mister_ultra
11Mes
@CashDividendGamer Thank you!

And interesting thoughts on Amazon. I'm very conflicted about Amazon. On the one hand, I'm a satisfied customer and the cloud business is super exciting.
On the other hand, I'm not a big fan of e-commerce because the margins are usually very low.

All in all, I cover the cloud business with Microsoft and Alphabet. For e-commerce, I tend to rely on Mercadolibre $MELI
They continue to grow extremely strongly, especially in Latin America, which I don't otherwise have in my portfolio. In addition, there is certainly a bit of Argentina fantasy here.

For these reasons, Amazon, along with Tesla, is not in my portfolio. I have covered all of the other 5 Magnificent 7 (Apple, Microsoft, Alphabet, NVIDIA, Meta)
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Kevin E.@KevinE
11Mes
@Mister_ultra Is the margin at MercadoLibre higher than at Amazon? Amazon urgently needs to get a grip on the number of returns...

I only have them in my depot because of AWS.
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immagine del profilo
Mister_ultra@Mister_ultra
11Mes
@KevinC Very good point and, to be honest, I can't answer the question at all.

Mercadolibre's growth is much stronger. Almost 30% p.a. is expected from 23-26. At Amazon "only" 11%.
Therefore, the margin at Mercadolibre is not yet so important to me, as growth is still very high.

There is also the point of the completely different regional positioning. Latin America is virtually not represented at all in the portfolio.

All in all, the margin issue will only become important for me in comparison when the growth is more or less equalized.
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Kevin E.@KevinE
11Mes
@Mister_ultra I only have Vale from South America. I've also rated ML several times, but somehow I can't warm to it. But I also see potential there.
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Meister L.@Lumimyrsky
11Mes
@CashDividendGamer I know one thing
I do not
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Wolfgang@goebi22
11Mes
Why people go to the trouble of trading individual stocks is beyond me. In the long term, no one beats the index or the computer. My ETF $XDEQ has made the same 6%.
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immagine del profilo
Testo-Investor@Testo-Investor
11Mes
@goebi22 I would also like to know
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Mister_ultra@Mister_ultra
11Mes
@goebi22 @MargenKing

First of all: everyone can invest as they see fit!

Based purely on the ETF mentioned above. It is up +6% YTD and +21% over 1 year. My portfolio is +9% and +24% respectively
Since I started investing (2013), my performance has been +181%, while my benchmark (MSCI World) is +170%.
-> I have therefore managed to outperform the index so far

Whether the effort for this ~11% difference was worth it is of course another matter. This is where the second argument comes into play for me: fun or interest. Investing in an ETF is efficient, but also boring ("modern savings account"). Personally, I have much more fun looking for exciting stocks and learning and understanding how they work. Whether AI, metaverse, cybersecurity,... I'm interested in a lot of this because I'm intensively involved with the companies.

More frequent distributions: I like to see dividends flowing into my account and growing every year. With an ETF, I have a maximum of 4 per year.

Saved TER: The TER for the specified ETF is 0.25%. Assuming I reach 1 million in my custody account at some point, that's €2,500 in fees paid to the ETF every year. Whereas my portfolio of individual shares is "free of charge".

I can control how I set up my portfolio myself (for me, mainly more tech, more US, no Tesla, no telecoms and so on). ESG doesn't play a role for me, but here too there may be investors who don't want to invest in armaments but don't care about oil or tobacco, for example. I can do all that with a portfolio of individual stocks.

With one share I can, if I wish, attend the Annual General Meeting and eat for free ;)

As I said, there is no right or wrong in my eyes. One thing is clear: the less experience you have or the less time you want to spend, the better a simple ETF is (incidentally, this is my recommendation for most of my family members and friends).
For me personally, the other reasons outweigh the others, which is why I opted for a portfolio of individual shares (+ selective ETFs). So far, the performance has proved me right, but I can also understand other arguments.
Everyone has to find the right one for themselves and as long as you don't massively underperform the index, it's not an issue (if I make 3% instead of 7% p.a. on balance, I would also recommend using an ETF).
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Wolfgang@goebi22
11Mes
@Mister_ultra Yes, I can understand that. If you don't see the constant stock watching, buying and selling as work and value it that way, it can have advantages. But if I calculate the time it takes to deal with shares against my hourly rate, it doesn't even pay off if I outperform the market by a few percent. And I think it's questionable whether anyone can do this in the long term - most fund managers fail.
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Mister_ultra@Mister_ultra
11Mes
@goebi22 The question here is, of course, the hourly rate. This only works if your income is scalable.

In my case or in most 40-hour salaried jobs, your salary is fixed and overtime is not paid.

This means I have to weigh up between stock research and working an extra hour a day for X euros.

Another question: I find it more pleasant to do a bit of stock research on the sofa in the evening than to work 1 hour more with the corresponding stress.
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GuidoPostma@GuidoPostma
11Mes
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Testo-Investor@Testo-Investor
11Mes
For me, the fun comes from the fact that at the end of the month I decide how to distribute my savings installment of €3-5000 across my Welt AG in ETF format and that's just great. I can freely decide which region I want to invest in and when and how, and that's just GREAT!!!!

Especially as I do this together with my cousin. We push each other and each of us invested €60,000 in January and our goal is to have €100,000 in our portfolio by the end of the year! We can do that too !!!
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maxaudi@maxaudi
11Mes
What kind of software is that in the first picture?
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