I'm thinking of buying a high dividend ETF such as $SCHD as explained in https://www.youtube.com/watch?v=05muePC_hyo. I was however wondering if that is the right choice in Europe, since this has mostly US companies and may effect my result due to dividend taxes? Anybody an idea, or alternatives?
Charles Schwab Schwab US Dividend Equity ETF
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Discussione su SCHD
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34ROAD TO 20K before 2025 is getting closer! Half way there! 🥳
New buys in $O (+1,22%)
$GOOG (+1,03%)
$MO (+0,78%)
$SCHD
$V (-0,14%)
$SCHD Is the price of SCHD hung at a certain price all the day in getquin?! 🤔
Like it's not moving according to the live market price.
So they use eod values for the visualization.
Too good not to share with the GetQuin community, recent interview I did of a fellow dividend investor. Colby breaks down the necessity to understand your investor profile and timeline - something I typically harp on and why I sold $JNJ (+0,03%) for $UNH (+1,64%) while also shrugging off $SCHD for $VOO (+0,04%) and $VGT (+0,73%)
Let me now what you think, feel free to be as ruthless as you care to be!
I am older than some and just started out, so I have a shorter timeframe thus the S&P 500 isn’t as BIG a priority as much as building up consistent dividend payers. So that’s where SCHD and DGRO come into play.
Eventually I’ll stop the DRIP on JEPQ and use those dividends to reinvest into the other two.
We've reached yet another milestone 💚💚💚
With the big dividend payouts in September we have reached a new high of 1253.28$ for 09/2024. This marks the second time (after 06/2024 were I've reached a >1000$/month in dividend payment outs. 💰 I couldn't be happier, especially since this portfolio is only 10 months old.
For those you read my recent posts and are aware of my goals for this year and beyond, but here is a quick reminder.
My initial goal for 2024 was to have about 400$/month, when I saw how things progressed, I updated that to 500$/month, but looking ahead we are expected to end up with more than 800$/month, which would simply be insane. (TTM >650$/month)🤪
(For clarification I don't calculate that as TTM, but rather as the average of trailing 6 months, trailing 3 month, future 3 months, future 6 months. This is simply because I am still building my positions aggressively so that the trialing months significantly under-represent the status quo. I am aware of the uncertainty of future dividend payouts, which is why they are approximated conservatively. )
At the moment the total value of the portfolio stands at just above 170k$ with the plan for >180k$ end of 2024
>270k$ end of 2025
>370k$ end of 2026
I also decided to sell off one property and throw most of the money into the marker. If that happens the above number will be updated with my next post. I did lose my job recently, but hope something else comes up rather shortly, fingers crossed. 🤞This obviously also affects my investments.
My overall goal is to consistently have 4k$/month at my disposal for retirement (ideally without dipping into the principal of the investment). About 2k$/month will be provided by rental income and thinking that I will be more than one third to the 2k$/month needed from dividend payouts by the end of the year gets me very giddy.
This is the list of all dividends for this month:
$MAIN 21.81$
$MAIN 26.70$ (special dividend)
$JEPI 124.34$
$JEPQ 117.50$
$SPYI 102.43$
$QQQI 68.05$
$O 104.41$
$SPLG 67.10$
$SCHD 620.95$
________________
Total: 1253.28$
I also did some changes to the portfolio in minimizing the positions I hold.
I sold $MAIN (+0,27%) , $EPR (+0,55%) , $EPRT (+1,68%) and $VICI (-0,32%) not really because I don't thing they are good companies, but rather to stock up on securities I surely want to hold forever ($SCHD , $O (+1,22%) and $SPLG ) with some cash flow options like $QQQI and $SPYI sprinkled in for good measure.
I am sure there will be people saying that judging from that list, the portfolio is too conservative... and I would somewhat agree with you, but my objective is to build mainly a dividend portfolio that will consistently help with my expenses in retirement.
That being said, I am planning on expanding my $SPLG and $SCHD positions as well as adding to my cash for a potential market downturn so don't judge me too harshly.😜
Happy investing 📈, happy compounding💸!
#fire
#retirement
#financialfreedom
#dividends
#compoundeffect
#nextstop250k$
$VOO (+0,35%) Monthly buy + $SCHD Monthly buy (3 shares)
Keeping it up 📈
Hello everyone, I've been investing for about 2 months my goal with this portfolio (taxable account) is to focus on 4-6 companies that I believe they have:
- Strong Finances
- Good Margins
- Organic Growth
- Good ROCE
Focusing in 4-6 companies would allow me to build a good position and once my portfolio gets to 8-10k I will add couple more stocks. I am also considering adding a ETF for a core position in this portfolio, I also have a ROTH IRA that it mainly consist of $SCHD & $SCHG .
For my 4 stock at the moment I have picked the following
1.- VISA INC -> $V (-0,14%)
This is amazing company, incredibly strong balance sheet with high return. I know $MA (-0,34%) could be a problem later on but I honestly don't see $V (-0,14%) going away anytime soon.
2.- SalesForce -> $CRM (+0,69%)
The leading crm business in the US, most companies I know use this amazing software.
3.- Boston Scientific -> $BSX (-0,88%)
Boston Scientific is a Medical Device Company in the past years they have growth at a good rate, currently with their new product in the Electrophysiology world dealing with Afib their holy grail product FaraPulse position themselves at the top. I believe with this technology and the introduction of other products they will grow more.
4.- Ulta Beauty -> $ULTA (+0,22%)
Makeup, while looking for a company that is more consumer oriented, I came across $ULTA (+0,22%) when dealing with consumer companies the worry is always that they are cyclical business and if we experience a period where the economy takes a hit people will cut the extra expenses. But let's be honest Girls want to look pretty. Every $TGT (-0,34%) has a $ULTA (+0,22%) inside this increases their exposure and with the expansion of ULTA outside of the US I believe they can experience a good growth.
Going forward I am planning to add $AMZN (+0,26%) if their stock continues to drop. I Don't have a focus on dividends at the moments but I don't mind having a good stock that pays one.
I am looking forward to your feedback, any suggestions thoughts would be greatly appreciated.
Buying and selling too oftwn empties your pockets
All main goals for 2024 reached!!!
It's been about 7.5 months, since restarting this investment journey and today I reached my second major goal for this year, 150k$ invested!
The first one being 500$/month in dividend payments, which was reached a couple of months ago. Both goals were already the upgrade to the initial ones (i.e. 120k$ invested and 400$/month div.).
There are some more to the done, like:
further consolidation of positions
owning 1000 shares of $SCHD (719)
owning 400 shares of $O (+1,22%) (313)
owning 500 shares of $SPLG (223).
Maybe we can even hit 200k$ by the end of the year? 🤞🤞🤞
Happy investing 📈, happy compounding💸!
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