Servus,

What is your favorite ETF for dividends?

I am thinking about $TDIV (+0,17%) starting this week?

Would you also choose this one or what are your alternatives?

Thanks a lot!

What do you think of the $TDIV (+0,17%) ETF?

Would like to buy the $VWRL (+1,35%)
$CSNDX (+1,47%) and $TDIV (+0,17%) to save. What kind of distribution do you think makes sense? I would also like to add some Bitcoin and 2-3 equity positions that I believe in. I am relatively risk-averse. ETFs should just make up the core with about 60-70% of the portfolio

I asked myself this question some time ago. Saving, investing, building up assets - all well and good. But what is it actually for? What is the goal?

At some point, the answer was clear to me: financial freedom.

Not because I never want to work again. On the contrary - I like working. But I don't want to have to anymore. I want to be able to decide for myself how I use my time without my income depending on it.

That's why I've opted for a clear focus on dividend ETFs. $TDIV (+0,17%)
$VHYL (+0,58%) decided on dividend ETFs.

They provide me with a regular, predictable income - a step towards independence. This cash flow currently allows me to work part-time and at the same time build a self-employment that is based on my interests - not on a fixed employment contract.

I am fully aware that if I were to invest purely rationally and with a focus on returns, e.g. only in the $VWRL (+1,35%) the path to absolute financial freedom might be shorter.

But let's be honest - who knows whether you will ever reach your goal? Health, life circumstances, fate - there is no guarantee for later.

So why not live a little more freedom today instead of putting everything off until "someday"?

My portfolio reflects precisely this conviction - long-term focus, but with ongoing benefits. And to be honest: I simply enjoy investing.

That's why, in addition to solid dividend payers, I also have a few positions for gambling $BATS (-1,44%)
$GOOGL (+1,53%) - Shitcoins $CHZ (+2,44%)
$MANA (+3,22%)
$SOL (+1,59%) included.

What do you think?

Good morning everyone.

Can someone please enlighten me on how dividend taxation works with the $TDIV (+0,17%) works?

I read various things, from the additional 15% withholding tax when the FSA is exceeded, but also that tax is paid immediately, in addition to the normal 18.5% withholding tax after the partial exemption.

Please clarify and thank you.

Good evening to the community!

I would like to add one or two ETFs to my portfolio. The focus this time is on the distributing variant, as I already have the $VWCE (+1%) in my portfolio.

I currently have my eye on three ETFs:

• $FGEQ (+0,86%)
• 
  $TDIV (+0,17%)
• and for a possible "boost" the $EXXT (+1,46%)

However, my portfolio is already quite tech-heavy, so I'm not sure whether it's really worth adding the $EXXT (+1,46%) to save. 🧐

Hence my question to you:

Which of the two ETFs - $FGEQ (+0,86%) or $TDIV (+0,17%) - would you rather include in your portfolio and why?

What are the differences between the two?

And: Is it worth saving in both?

Perhaps some of you experienced investors can help me out here 🙏🏽

@Max095
@Hotte1909
@Tenbagger2024
@Dividendenopi
@Aktienhauptmeister

have a nice evening 😬

But yes, the budget is limited

Unfortunately, Ing doesn't have a savings plan and since I've said goodbye to TR completely, it's been one-off purchases since May.

Yesterday, thanks to the Getquin widget at work, I saw that 🍊 must have made another one. So a few bucks could go back into the portfolio.