Hello everyone,

I am currently toying with the idea of reorganizing my portfolio.

It currently looks like this:

50 % $HMWO (-0,01%)

20 % $AEEM (+0,43%)

30 % Shares with reference to dividend($MAIN (+1,89%) , $O (+0,07%) , $PEP (+0,65%) etc)

The whole thing is currently also fueled via a savings plan every month. Furthermore, all dividends are reinvested! This should also happen in the future (build up cash flow).

Now I would like to slim down my portfolio a bit and possibly swap the allocation or the ETFs (world + emerging) and exchange the shares for an ETF with dividends. I would also like to add some BTC. This should simplify the portfolio and reduce the effort involved. Nevertheless, it should also generate returns!

Now I have 2-3 ideas to rebuild the whole thing and would like to ask the swarm!

Option 1:

65% $VWRL (-0,13%)

30% $JEGP (+0,31%)

5% $BTC (-0,77%)

Target here: All world as a base, plus some divi power and monthly cash flow (replaces shares) + BTC on top. Overall a little more risk.

Option 2:

55% current Etfs World+emerging

25% $VHYL (+0,26%)

15% $JEGP (+0,31%)

5% $BTC (-0,77%)

Objective here: as with option 1, only slightly less reallocation work and slightly less risk.

Option 3:

55% $VWRL (-0,13%) or as ACC

25% $VHYL (+0,26%)

15% $JEGP (+0,31%)

5% $BTC (-0,77%)

You are welcome to share your ideas, feedback or similar.

I don't want to start a discussion about dividends, as there has been a lot of talk about them recently: yes, no, why and why not!

Thank you 😇!

Have a great start to the USA week 🙂.

I need your opinion

I am currently in $AEEM (+0,43%) and in $IWDA (-0,17%) but I'm worried about the current topics that they will go over the year 25 in the basement!

I currently have a small sum that I would like to invest again but I'm worried about continuing to invest in the two etfs as I might have to touch the money again at the end of 2025!

Question:

• Do you think the two remain safe?
• Are there better investments for my situation?
• How do you think the current situation (wars, Trump etc.) will affect the stock markets?

Thank you very much ✨

Hello Getquin, as a 15 year old I'm showing you my slightly modified, very fabulous (it's actually not that fabulous) portfolio.

If you have any comments or tips, please let me know! Because every help helps me!

The basic idea is 70/30 with a mix of equities.

$VWCE (-0,08%) runs in a monthly savings plan with 25€

$AEEM (+0,43%) I have to keep rebalancing so that it stays 70/30... I'm trying to set up a savings plan, but it's a bit more difficult at the moment because I don't have a stable income.

$DHL (+0,04%) Brand new in my portfolio, I used the setback to buy cheaply.

The reason was more diversification and, in my opinion, a stable company that will regain its former strength in the near future.

$O (+0,07%) With Realty Income, I am convinced that we will see falling interest rates in the USA in the near future, which will have a positive effect on the real estate sector.

I also see Realty Income as a very stable and consistent company.

$SBUX (-0,37%) I am no longer 100% convinced about Starbuck, but I still think that the company will recover in any case.

$KO (+1,03%) Everyone knows Coca Cola, a solid company and I see Coca Cola ahead of Pepsi!

$PYPL (+1,56%) Well... was somehow my thought at the time to take that as a small "gamblinh" position, but in retrospect I think that this gambler position is a bit too big... But I won't sell for the time being. (Unless you have any good arguments for selling, would be grateful for your opinion).

$ULVR (+1,11%) Solid, steadfast company, nothing much to say about it, I am also convinced in the long term.

$CD9 (-0,31%) Okay... I actually want to sell this one but! The fees on my junior custody account are just too crazy for that! The fees are really my biggest problem!

$1211 (+2,57%) In general, I see electric cars as a transitional technology to hydrogen cars, and I want to take this transition with me.

BYD is also one of the better electric car manufacturers in my eyes.

But here too, the position is far too small...

$PFE (+0,98%) Serves diversification and here again the position is nominally too small.

But health will always remain an issue for mankind, so in my view there is future potential here too.

That was a brief summary of my portfolio and my convictions!

I would be very grateful if you could leave some constructive criticism.

Your Highperformer Melvin

Hello all,

I would like to clean up my portfolio a bit. Some items are already quite old and I just left them, because I saw no reason to sell / reallocate. Bzw. the dispersion as a hedge considered hab.

Through your assessments in other entries and reviews, I have been encouraged to pursue this topic.

Maybe you can give me some feedback on this?

If necessary, consul ETFs & funds to a few and savings plans to steam; What do you think?

current savings plans:

$BATS (-0,11%)
$LIN (+0,98%)
$DTE (-0,75%)
$ASML (-0,93%)
$VWRL (-0,13%)
$SPAG (+0,08%)

$GGRG (+0,03%)
$MUV2 (-0,12%)
$DBXJ (-0,03%)
$XXSC (+0,02%)
$AEEM (+0,43%)
$LSPU (-0,31%)

I look forward to your assessments

Greetings Dominik

Savings plan for February