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102Hi, I'm 23 years old and this is my portfolio at the moment. I make the following monthly savings plans:
$MEUD (+0,59%) 125€
$XEMD (+1,1%) 50€
$TSWE (+1,19%) 100€
$XDWD (+0,58%) 175€
I have now considered whether I should add 2-3 shares to the portfolio. But I'm not quite sure which ones and would like to know your opinion.
After Switzerland, Brazil and the EU, India has become the latest target of Donald Trump’s trade war fantasies. India now faces a tariff rate of up to 50% for purchasing oil from America’s legacy enemy Russia.
Why is President Trump doing this? Doesn’t it do more harm than good to his economy and global trade relations? Probably, but the truth is that the former businessman doesn’t seem to care much. By know, we know his tactic: Scare the enemy. No matter how mighty their economy may be, slap a ridiculously high tariff on them, then start negotiating.
While seasoned diplomats or old-school presidents might prefer to talk first, threaten later, if inevitable, Trump flips the script. In fact, he’s a bully, the greatest of them all. And the negative connotations of the word “bully” aside, his strategy seems to work. President Trump has a unique ability to force outcomes that favor his agenda.
We started the year with practically zero tariffs on major imports. Then came April 2nd, “Liberation Day”, where markets experienced a cold awakening. That day, everybody’s worst fears came true: exorbitant tariff rates on every country from Germany to the Easter Islands. No one was spared. And what was the cherry on top? The rates were based on a flawed formula not even his advisors seemed to fully grasp, though I doubt Peter Navarro could grasp the breakfast menu, let alone math. The man that managed to start a feud with everyone, from Elon Musk to John Doe.
Since then, several deals have been struck, with varying degrees of success. The EU, for instance now faces 15%, which is celebrated as a massive win, while forgetting that it’s 15% points more than before. And what did markets do? Nothing. Completely disconnected from fundamentals, equities marched higher setting fresh all-time highs.
While that’s largely due to the phenomenon of the “TACO-Trade”, what investors take lightly is the fact that tariffs remain elevated and significantly higher than last year. Yes, Trump tends to chicken out, but his plan is more calculated than it appears: The order of events is repetitive:
1. Look for a camera
2. Announce absurd tariffs, while markets collapse and WSJ’ journalists type their fingers sore
3. Extend the deadline a few days later
4. Strike a “historical”, though rather symbolic deal
5. Redistribute corporate profits into Treasury coffers
But enough criticism for now. In the end, only time will tell whether Trump’s strategy results in an economic boom and global investment into the U.S., or a lasting decline in American influence and global standing. Though I would bet on the latter.
$IWDA (+0,6%)
$EIMI (+0,52%)
$LYPS (+0,6%)
$QDV5 (-0,06%)
$VWRL (+0,69%)
$VWCE (+0,65%)
$MEUD (+0,59%)
$MEU (+0,73%)
$SEMI (+1,42%)
$CSNDX (+0,48%)
$AAPL (+0,89%)
$NVDA (-0,34%)
$AMZN (-0,65%)
$NOVO B (-1,04%)
$AMD (-1,52%)
$MU (+7,99%)
$ASML (+1,57%)
$TSLA (+6,16%)
Hello everyone,
I am 28 and would like to invest for the long term. My savings rate is around 600€-800€ per month.
Briefly about the current positions:
The $VWRL (+0,69%) position is in the savings plan.
$ALV (+0,76%) The savings plan ran initially and I am currently simply holding the position and not expanding it any further.
$QYLE (-0,28%) was also once in a savings plan. The aim here was to generate cash flow, but I would now rather reallocate in order to get a higher return in the long term.
$MEUD (+0,59%) runs in the savings plan to increase the European share.
$IUIT (+0,24%) I like to buy more when there are setbacks and use it as a yield booster. Also in the savings plan.
$BTC (+0,96%)
$ETH (+2,2%)
$SOL (+5,29%) are partly older. I am considering expanding them.
I would be pleased to hear your ideas and opinions on what you would do - also with regard to regrouping and structuring the savings plans.
Thank you very much for your encouragement!
Thank you for your input, feedback is the only way to develop further. The result is an adjustment to my future portfolio structure, including savings plans.
Core: (68,31 %)
Satellite: (31,69 %)
I have recently started using a broad core-satellite strategy with ETFs, individual stocks, themes and crypto.
My portfolio is currently still being restructured. I want to have completed this by the end of Q4 2025.
#getquin #getquincommunity #depotupdate #coresatellite #savings plan #etf #etfinvesting #stockportfolio #crypto #restructuring #investment strategy
Hello, here is my current portfolio. With a current return of -3.77%. How would you rate it?
My savings plan:
70% $VWRL (+0,69%) Core
15% $WGLD (+0,02%) - I am convinced of gold
15% $MEUD (+0,59%) - Patriotic, deliberately overweight Europe
+ occasional BTC purchases.
$MSTR (+0,86%) and $CSNDX (+0,48%) are sold as soon as they are green and regrouped. Realizing losses probably makes no sense here?
Hello dear community,
after not really being active for a few months, I thought I'd draw my first conclusions at the halfway point of my annual financial goals. A warning up front, the success so far is manageable to say the least 😙.
Before that, a few stats on the overall portfolio:
📌 YTD: approx. -5.33% as of today
📌 Shares/ETF: €12,150 invested
📌 $BTC (+0,96%) / $SOL (+5,29%) 2,500€ invested
Now let's check the targets:
🎯 Raise the portfolio to €70k
Phew, the orange man had something against it, currently unrealistic in view of the required performance and the investment volume still to come.
🎯Do more research, as it feels like I haven't done anything for 7-8 months in 2024
Up and down, sometimes yes, sometimes no... I'm working on it, let's put it this way.
🎯Focusing more on equities and not getting bogged down in the crypto bubble
Worked well so far, $SOL (+5,29%) Savings plan is now paused, focus is only on $BTC (+0,96%) . No other coins have been bought...
🎯Expanding my knowledge of basic financial topics, especially in the area of chart analysis and company data/earnings
Phew, mixed, started but never followed through...still have 6 months to go.
🎯Just listen to more financial podcasts
Works quite well, I actually listen to the usual suspects regularly
🎯Significantly increase the weighting of the MSCI World
Currently still far too little, but I'm working on it...
🎯The most important thing: to finally convince my better half to invest
Missed the maximum, there's less than before and not a cent has been invested 😆
What happens next?
I have currently suspended a large part of the savings plans on individual shares and continue to focus on $IWDA (+0,6%) and $MEUD (+0,59%) . According to the current plan, around €6,000 will still be invested this year.
With this in mind, keep applying cream ☀
I'm due to make an annual adjustment to my savings plans.
I have the following picture in mind:
Category
ETFs
Monthly share (total: 630 €)
1) Global broad (Core)
$VWRL (+0,69%) 320 € (~51 %) - Core
→ Very good for long-term growth
2) Dividend (Value/Defensive)
$VHYL (+0,84%)
$EUHD (-0,28%) 90 € (~14 %)
→ Two targeted building blocks, stable cash flow
3) Technology (Growth)
$XNAS (+0,5%)
$XNGI (+0,02%) 100 € (~16 %)
→ ensure growth, without overweighting
4) Regional addition
$MEUD (+0,59%)
$WSML (+1,23%)
$IEEM (+0,42%) 80 € (~13 %)
→ improves diversification
5) Commodities/tangible assets
$WGLD (+0,02%) 40 € (~6 %)
→ better balance with defensive character
What do you think?
Feedback & suggestions for readjustment are welcome =)
50 % $IWDA (+0,6%)
30% $EIMI (+0,52%)
20% $MEUD (+0,59%)
However, I am considering switching all of this to $VWRL (+0,69%) does that make sense or what do you think?
Hello 🙋🏽♂️
how do you feel about sector ETFs with a long investment horizon?
So far I am following a passive strategy from the $IWDA (+0,6%) , $EIMI (+0,52%) and the $MEUD (+0,59%)
I am now considering a sector bet in the Ki/technology sector to increase my return in the long term at best, I want to remain passive and don't want to deal with the individual companies so I am betting on ETFs.
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