Hello everyone,

I am 25 years old and am saving for my retirement - so my investment horizon is still very long. Because of my age, I'm prepared to take a higher risk.

My portfolio currently consists of:

$VWCE (-2,55%)

$BTC (+0,08%)

$EWG2 (-2,13%)

I am now considering whether it would make sense to $DX2D (-1,25%) be included. I am particularly interested:

What opportunities and risks do you see with $DX2D (-1,25%)

Assuming a risk-averse strategy, how would you structure the percentage allocation of my portfolio?

Other suggestions or food for thought are also welcome.

I am currently saving all €50 per month. I'm not sure about the allocation and would be grateful for any food for thought. I am definitely willing to take risks; I have experience with volatility as I have been involved with Bitcoin for some time. Unfortunately, I always sold everything back then because I didn't have a plan or strategy. I am aware of the swap risk and the dependency. I'm currently watching a lot of videos from Finanztipp and Finanzfluss.

I am grateful for any comments, food for thought and your opinion.

Thank you very much in advance and have a nice evening 🫶

Meal time,

What do you think of the following depot allocation?

4 ETFs:

70% Allword $ACWI

10% Private Equity $DX2D (-1,25%)

10% AI and Big Data $XAIX (-8,03%)

10% India $QDV5 (+0,44%)

Until then🫡

Deposit transfer