My girlfriend has been investing in the MSCI world SRI for about 4 years $SUSW (+0,8%) . I, on the other hand, have been saving in the FTSE ALL WORLD $VWCE (+0,87%) . In the first few years, both have performed relatively equally, sometimes even the SRI slightly better. However, when I compared the charts again yesterday, I was shocked to see that the $VWCE (+0,87%) made a return of around 13% in the space of a year, while the $SUSW (+0,8%) only made a return of around 4%. Will this even out over many years, with one performing better than the other, or will SRI ETFs generate significantly poorer returns in the long term? How do you see it?

I would like to reduce the size of my portfolio and thought I would take a look at my ETFs. $SUSW (+0,8%)
$SPYD (-0,22%)
$WQDS (+0,41%)
$OG70 (+0,63%) and invest in $VWRL (+0,87%) or $IWDA (+0,68%) and reallocate. Is this the right move in the long term?

Another small monthly update with a brief transaction and performance update from February.

Performance

• February
• Return -0.04% (FTSE All World: -1.22%)
• TTWROR -0.67%
• Since inception (Jan 2024)
• TTWROR 27.87% (FTSE All World: 27.50%)

Transactions

Purchases

• Nippon Sanso
  $4091 (+1,53%) (subsequent purchase)
• Philip Morris $PM (-0,56%) (subsequent purchase)
• Nextera Energy $NEE (-0,77%) (subsequent purchase)
• Wise $WISE (-0,75%) (initial purchase)
• Alsea $ALSEA* (+1,09%) (initial purchase)
• Kaspi $KSPI (first purchase)
• AMD $AMD (+5,37%) (first purchase)
• Hims & Hers $HIMS (+2,14%) (subsequent purchase

sales

• LVMH $MC (-0,19%)
• 
  MSCI World $SUSW (+0,8%) (partial sale)
• Hims & Hers $HIMS (+2,14%) (partial sale)
• Nvidia $NVDA (+2,68%) (partial sale)

Looking back now, you realize how many transactions you have made. From March there should be a maximum of 1-2 purchases and maybe 1-2 sales. If there are so many transactions again in the next update, feel free to reprimand me.

Hi there,

I have two different questions and would like your opinion on them. Thank you very much in advance!

About me: I am 19 years old and graduated from high school this summer. I'm currently doing a gap year and working part-time. My monthly savings rate or money that I would have at my free disposal is around €1200.

Now to my first question: I want to go to Japan in May and currently need just under €3500 for this. Should I play it safe now and store everything at TR to take the interest with me or put it in a simple Msci World? As it is a relatively short period until May, would TR be the safest?

Now for the second question: I don't have a classic $IWDA (+0,68%) but the $SUSW (+0,8%) (Please don't ask why I have it 🥴) Should I now "switch" to the classic $IWDA (+0,68%) "switch" or just stick with the $SUSW (+0,8%) because I'm already there anyway? I think they perform similarly...

Many thanks for your tips in advance!

I was just wondering whether it would make more sense for me to use the MSCI World SRI ($SUSW (+0,8%)) it would make more sense for me to use the MSCI World ESG Screened ($SAWD (+0,83%)), as this does not exclude as many companies as the SRI.

It's a bit stupid when companies like Apple, Amazon, Google and the like are missing from your investment for whatever reason.

The ESG Screened is very close to the normal MSCI World, only at a lower share price and therefore not so much money remains in the clearing account for one-off purchases in between ;-)

The difference within the last year was also not entirely without...