It's always a good feeling when ETFs pay slightly "bigger" dividends!

My favorites here are the $VHYL (+0,11%) and the $TDIV (+0,57%)

Hello dear community,

I am currently facing a groundbreaking decision in my investment strategy and would appreciate your constructive feedback.

I was very lucky to inherit a condominium in an apartment building. It was actually a blessing, but on closer inspection two points are giving me a headache:

Lack of control: At the owners' meeting, I can easily be outvoted on major investments (e.g. new heating system).

Financial risk: High running costs for property management and potential special levies could blow my budget - reserves that I could not currently afford on an ad hoc basis.

My plan: Sell the apartment and redeploy the equity to generate immediate, passive cash flow to support my ongoing living expenses.

My focus: The Vanguard FTSE All-World High Dividend Yield UCITS ETF (Dist)$VHYL (+0,11%)

I find the approach attractive as it is globally diversified and offers a solid distribution yield. But is this the best choice for 2026 and more importantly the future?

• What do you think of the Vanguard High Dividend compared to a classic Distributing All-World or more specialized dividend aristocrats?
• Do you have any alternative ETF suggestions (e.g. from iShares or Fidelity) that might offer a better balance between growth and yield?
• Is there anyone here who has already taken the "real estate to ETF" step?

I look forward to your opinions and experiences! Here's to a successful rest of 2026 - hopefully we'll all see more green in our portfolios again soon! 📈🚀

#investing
#dividenden
#etf
#immobilien
#finanziellefreiheit
#vanguard
#portfolio

Hi, I'm in an "ETF conflict" 😅 I've been saving in three ETFs for some time now: $EIMI (-0,73%) and the distributing $VHYL (+0,11%) .

However, the largest of the three ETF positions is by far the $IWDA (+0,39%) - somehow I've not been so happy with it for a while now and I'm wondering whether it makes sense to move everything from this ETF into the $VWRL (+0,21%) or simply move the savings amount into the $VWRL (+0,21%) from now on...or just stick with the $IWDA (+0,39%) because it won't make much difference in the end? 🤔

depot significantly simplified.

Savings are now only $VWCE (+0,21%) and $VHYL (+0,11%)

Our puppy has been walking by our side for almost a whole moon cycle now - a little companion who brings light, chaos and new paths into our lives 🐾🌙.

As my B.Sc. in Economics draws to a close, the lines of my investment strategy are also beginning to shift...

as if the stars themselves had changed their constellation ✨🔭.

At Scalable Capital, I'm erecting a protective shield for upcoming vet costs - a silver wall to protect us from life's unpredictable storms 🛡️🌫️.

Pet health insurance isn't worth it yet, so my own reserve is growing there, guarded like a treasure in an old chest.

Plus two faithful companions:

$VHYL (+0,11%) , the global dividend earner 🌍💸,

and $O (+0,97%) , the moon priest of monthly distributions 🌕🕯️.

My goal: €5,000, anchored in the ground like a rune stone that won't break even in winter 🪨❄️.

My "nest egg deposit" rests at Trade Republic - a silent guardian that only wakes up in real crises ⚔️🌑.

There flow $VWRL (+0,21%) and again $O (+0,97%) reinforced by the 2% interest that seeps into the reserve like drops of pure mana 💧🔮.

And yes... the odd individual purchase has crept in there like a mischievous forest spirit at dawn 🧝‍♂️🌫️.

At my house bank, the $SPYY (+0,35%) as a core ETF - free of charge as long as I'm still under 31, like a gift from the old gods 🎁🌤️.

Soon to be joined by the $VHYL (+0,11%) which brings me global dividend streams, like a river that doesn't freeze even in the depths of winter 🌊❄️.

Some dividend stocks are to follow; the runes have not yet been interpreted.

But $DTE (-3,92%) calls out like a beacon in the fog with its tax-free dividend 📡🔥✨.

Despite possible criticism from the shadows, I have chosen two ESG funds from Union Investment for my godchildren.

Not every path is the same, and sometimes you follow the star that only shines for you ⭐🧭.

My long-term goal remains as clear as the North Star over a quiet winter's night:

That all these small but steadily growing savings plans will one day pay for themselves - through interest, dividends and the unstoppable force of time.

A cycle that feeds itself 🔄🌌.

A wheel that keeps turning 🛞✨.

A fortune that grows like an ancient world tree, deeply rooted and yet striving towards the sky 🌲🌠.

Your DividendWeiser

Today I increased my $VHYL (+0,11%) increased my position. What did you buy on this Friday the 13th?

Hi everyone,

I'm currently facing a question that everyone probably likes to ask themselves, but I have around €10,000 to invest and I'm not sure where to put it at the moment.

I am saving both the $TDIV (+0,57%) as well as the $VHYL (+0,11%) as a dividend earner but also the $IWDA (+0,39%) as my core

My general goal is to have a good mix of dividend stocks ($KO, $SBMO (+2,95%) etc) and growth/tech stocks ($GOOGL (+0,18%) ). Overall, I want to continue this trend and therefore ask you for recommendations

First of all:

Thank you for the warm welcome to the getquin community!

Unfortunately, I did not read the HowTo:Portfolio feedback on GetQuin from @DonkeyInvestor

for a detailed presentation only later and this time I'm trying to write in more detail than the first time and to substantiate the decisions I made in order to possibly receive even more precise feedback from the community. 💛

My personal goal is to become completely debt-free and at the same time start steadily building up assets 📈to improve my private pension provision in 2026. I am expressly prepared to take a higher risk in the first year of my investment and am therefore trying out almost everything.

This year, I would like to operate according to the conscious principle of "set and forget" and consciously review my strategy at the end of 2026 between the holidays and adjust it if necessary.

Instead of "keep it simple", it's more likely to be "overenginerring."

I see your numerous tips as the reason for this, for which I would like to thank you again at

@Epi
@Gehebeltes-EFH
@Stullen-Portfolio

@Metis
@Wealth-Accelerator

@Multibagger
@Sunrise-Mantis
@EisenEnte

@PositivePossum
@schlimmschlimm

@Brazzo_Muc and @GoDividend

and my general motto in life:

"Anyone can do simple!"

I think at this point in time, investing with "putting everything into the AllWorld ETF" would only be half as much fun for me and would rather bore me. Everything is still so new and unknown. 🤯

I'll then see whether the different investments were generally a good thumbs 👍🏻 or a very bad thumbs down 👎🏻Idee.

The sum of € 5,071.00 that I have already firmly capped and gradually planned to invest in this first year 2026 has already been completely written off in my mind as play money.

For the necessary diversification (ETF, ETC, individual shares and crypto) in my portfolio, I have taken further INCENTIVES and have switched from the initial €100 per month savings plan to an accumulating AllWorld ETF and have set up an additional savings plan of €40 per month on the same AllWorld ETF in distributing form in mid-January 2026.

In the meantime, I came up with the idea at the end of January 2026 and added the two existing savings plans $VWCE (+0,21%) and $VWGL additional savings plans ($AIQG (+1,38%)
$RENW (-0,32%)
$IGLN (-1,36%)
$BTC (-0,95%)
$VHYL (+0,11%)
$ISPA (+0,37%)
$FGEU (+0,15%) to a total of 9 savings plans with a monthly sum of €300.

Unfortunately, it was already too late to execute the savings plans by direct debit at Trade Republic at the beginning of 02/2026. Therefore, they will now only be executed in the middle of this month.

Yesterday I spontaneously decided to place a €50 single order in bitcoin. I just let myself be carried away by the postings. 🤑

The planned unscheduled repayment (€500 per month) for my car loan has now worked well for two months and will be prioritized in order to actually become debt-free more quickly.

The specific amounts and items invested to date and in the future can be seen in this Excel table.

Regarding the 6 suggestions from you @Epi (Yes, you'll get the promised feedback here), I've given the following thoughts in detail, from which my plan is then based.

Deka funds:

The two savings plans of €50 per month each were already suspended by me and were actively used to service the first savings plan of €100 per month.

In addition, I am now liquidating the two sub-custody accounts belonging to the savings plans one by one and selling €100 per month in order to achieve the best possible average value in the sale.

The €100 is then immediately reallocated in the form of five savings plans per month and reinvested as follows:

Core: 65%

Satellites: 35%

of which:

Clean Energy 10%

AI: 10%

Bitcoin: 10%

ETC Gold: 5%

VWL:

I will keep the monthly €40 VWL on the third sub-deposit with Deka until I develop the motivation to inform my employer of another contract. At the moment I have no need to be in contact with the HR department any more than necessary.

Nevertheless, I have set up an additional savings plan of €40 per month for the All World ETF distributing from February 2026.

I'm keeping the three individual shares plus the Xiaomi bonus share in my portfolio to develop a feel for shares.

No further individual stocks are currently planned. This fits quite well in this respect, as I have to hold the bonus share for a year before it can be sold.

Bonus savings contract:

The premium savings contract with a term of 99 years under the "old law" has an annual investment of €150 per month at €12.50 with a guaranteed premium of 50% plus interest and compound interest. After checking the terms and conditions of the contract, switching to 0 would result in an immediate loss of the premium. For this reason, I have decided to keep the contract.

Saving & winning without savings:

Just as I was about to decide whether to cancel the savings tickets, one of the tickets won €1,000 in January 2026. For this reason, I decided to keep my 10 tickets after all.

A key point of my savings lottery tickets is that I get €480 of the €600 back at the end of the year.

These will also be distributed by me to the 5 selected savings plans in December in the same weighting as for the reallocation from the Deka Depot.

The profit from the savings lots in the amount of €1,000 goes to$XEON (+0,01%) for "max. interest".

Nest egg:

My real nest egg, on the other hand, I keep completely in the call money account so that it is always immediately available to me.

To give me a feel for dividends, I've also picked out three dividend ETFs that I invest €20 a month in.

In combination, these three ETFs ensure that I receive a planned dividend every month. That sounds like a lot of dopamine, at least in theory, so I really like it.

What will actually still be there in 01/2027 from the €5,071 invested is already a 100% profit for me, because after I fell for the game "WOS" 🥶(who knows it?) almost a year ago and blew around 5k on digital crap in 3 months and above all to improve my stove 🔥🪵, this is clearly the better alternative to spend my money on dopamine boosts and pass the time. And being part of a community online at the same time. What more could you want?

So, I'm already looking forward to your feedback. Be honest, I can take it! 🤞🏻

VG

QW3RTY

PS: I could not share my portfolio. The function was grayed out.