Good morning everyone,

I am planning to restructure and reorganize my ETF. I had thought about the following allocation. The plan is a one-off investment of €20,000-€25,000 and then monthly savings plans. The whole thing will be divided into percentages.

30% $VWRL (-0,98%) FTSE All-World

25% $HMEF (-0,84%) MSCI EM

20% $EXSA (-0,66%) Europe 600

15% $VHYL (-0,4%) All-World High Div

10% $WAT (-0,53%) MSCI Water (Themes ETF)

Does the community have any tips or suggestions for improvement?

Kind regards

Hello everyone,

I'm back as a silent reader with my portfolio.

Briefly about me: I am 26 years old, employed as an IT specialist in the public sector, live in rented accommodation and my investment horizon is at least another 20 years.

My strategy: I am building a core-satellite portfolio. The ETFs form the core: $IWRD (-1,22%), $EIMI (-1,06%), $EXSA (-0,66%) and as a soon-to-be new addition $WSML (-1,22%) . These are listed alongside $BTC (-0,04%) (lie with $EWG2 (+0,84%) with Bison) in the savings plan. Then there are individual stocks whose business model, sector and geographical location appeal to me.

With this strategy, I am trying to find a healthy balance between the rational assessment of not being able to beat the market and having fun on the stock market.

The allocation is still somewhat skewed, but the goal is:

• 60% core (ETFs)
• 30% individual stocks
• 10% BTC/gold

As future satellite positions I still have $D05 (+0,26%) (to also have a single stock in the banking sector) and $TBS (-0,28%) (because I see opportunities in the South African food market). I will open these positions as soon as I have straightened out the current allocation.

My questions: What do you think of my approach or my desired allocation? Do you have any suggestions for other good individual stocks, especially from the BRICS regions?

Otherwise, happy investing.

Hello.

And the post below is still valid.

Always take it easy-> come on

Payday does not automatically mean that you will receive the dividend in the morning.

The processes can simply take different lengths of time.

And with that, happy vacations from the cote d'azur 🤪 I'm lying in the sun again because ING has already automatically reinvested my dividend from $EXSA (-0,66%) has already been automatically invested again.

#wobleibtdiedividende

Hi dear community!

Briefly about myself, I am relatively new to the world of investing... I have been with Trade Republic since last May and now save 4 Etf's per month and have some single stocks like $PEP (+0,29%) , $O (+0,92%) , $MAIN (-0,4%) , $NVDA (-3,26%) etc. which should generate additional cash flow for me.

However, I've been in the crypto world since 2023 and have invested most of my money there, but in the next few months everything will be liquidated, bull run and the parabolic rises will hopefully come soon.

Unfortunately, I currently only have €400 to invest each month.

The ETFs are invested as follows:

iShares MSCI World 200€ (accumulating)

iShares MSCI EM IMI 75€ (accumulating)

iShares Automation & Robotics 50€ (Accumulating)

VanEck Developed Markets Div Lead (newly added a few days ago) 75€

Considering adding more ETFs in the future!

I am very fond of the $JEPQ (-1,59%) and I would also like to invest even more in a Stoxx Europe ETF. But I'm still unsure whether I should go for the Europe 50 or the Europe 600 $EXSA (-0,66%) and whether distributing or accumulating would be the better choice!

If I liquidate my crypto portfolio, I will have a 6-digit sum to reinvest. Above all, Bitcoin will then be heavily invested again at the end of 2026 (most likely the low point of the next bear market)!

I'm looking forward to your answers and your current and future advice.

Thanks and best regards

Chris

Let's give the euro more space in the portfolio.

It can't do any harm after everything is globally reorganized (or not 🤣 depending on what 🍊 feels so good again after getting up)

Hello!

I have been actively working on my portfolio since the beginning of this year, my strategy is to go towards dividends and a safe investment in ETF's with ETF's I want to achieve a balanced weighting that is not too American-heavy but also focuses on Europe.

I have a monthly savings plan of €300 which is divided as follows:

50 € $IWDA (-1,04%)

50 € $EXSA (-0,66%)

40 € $ZPRG (-0,18%)

40 € $WQDS (-0,77%)

20 € $O (+0,92%)

15 € $VZ (+1,55%)

15 € $ULVR (-0,71%)

10 € $JPM (+2,21%)

10 € $JNJ (+1,28%)

10 € $PG (+1,17%)

10 € $ENB (+0,2%)

10 € $ALV (-0,79%)

10 € $KO (+1,67%)

10 € $MCD (+1,12%)

Please do not pay too much attention to the crypto positions, I will liquidate the Shitcoins in the near future when prices are good and switch to ETFs/shares.

Now to my simple question, what do you think of the portfolio? Is it good for my strategy or do you have any tips?

I have a question for you. So far I have only saved one $IWDA (-1,04%) saved. However, I would now like to diversify this core more. In future, I would like to invest 65% in the $IWDA (-1,04%) 20% in a $XMME (-0,83%) 10% in $EXSA (-0,66%) and 5% in $EWG2 (+0,84%) into one. Should I now save the amount I have already saved with the new allocation from next month or should I divide the sums between the new ETFs until the allocation is correct?

Greetings. Due to the current situation, I would like to further diversify my portfolio, as I currently have 80% US. In addition to my $IWDA (-1,04%) and various individual stocks, I have considered a savings plan for the $EUE (-0,72%) or $EXSA (-0,66%) to weight Europe more in my portfolio. I am young 24 and have an investment horizon of hopefully a few decades.

I would be very happy to receive feedback on the ETF mentioned or alternatives. ✌️

After small crypto investments, I would now like to start adding ETFs (more accumulating) to my portfolio.

I'm just not sure which ones exactly. Maybe some of the community have some tips.

I have heard particularly often from $CSPX (-1,21%) , $IWDA (-1,04%) , $EXSA (-0,66%) and $VWRL (-0,98%) and

What is your opinion/advice?

#crypto
#etfs
#stockanalysis
#dividends

I would like to tell you about my little project that has kept me busy over the last month :)

I'm a fan of sentiment indicators and I'm sure everyone here is familiar with the CNN Fear and Greed Index(1)

This index uses various indicators to determine how fearful or greedy market participants currently are.

However, there is not really any data going back very far, which is why I have created my own Fear and Greed Index. Firstly, it goes back to 2000 and secondly, it consists of more indicators that can be weighted manually.

This is my favorite weighting:

Which indicators are used?

The CNN Index uses the following:

(All "companies" always refer to S&P 500 $SPY (-1,06%) companies)

• S&P500 Momentum (S&P500 $SPY (-1,06%) Index against its 125 EMA)
• Stock Price Strength (companies at 52-week high vs 52-week low)
• Stock Price Breadth (volume of companies with price gains vs price losses)
• Put-call ratio (number of put vs. call options)
• Market Volatility (VIX $VIX vs 50 day EMA)
• Safe Haven Demand (Price Gains vs Bond Yields (10Y))
• Junk Bond Demand (Spread between Junk Bonds vs Treasury Yields)

I also use these indicators, including the following additional ones:

• University of Michigan: Consumer Sentiment (consumer sentiment survey)
• AAII Investor Sentiment (investor sentiment survey)
• Margin Debt Ratio (measures investment purchases on credit (leveraged positions))
• Insider Transactions (insider buying vs insider selling)
• 10Y Treasury Yield (coupon of the 10-year US bond)
• YieldCurve (Coupon of the 10Y - Coupon of the 2Y US bond)

the following indicators signal greed (higher values => greed):

• S&P500 $SPY (-1,06%) well above 125 EMA
• Stock Price Strength (many companies at annual high vs. annual low)
• Stock Price Breadth (high volume on price gains)
• Safe Haven Demand (high price gains vs bond yields)
• Consumer Sentiment (good consumer sentiment)
• AAII Investor Sentiment (bullish investor sentiment)
• Margin Debt Ratio (high and highly leveraged positions)
• 10Y Treasury Yield (can also indicate a weak current situation in a recession, but I opted for the long-term positive outlook, which is indicated by a high yield)

the following indicators signal Fear (higher values => Fear):

• Put-call ratio (more bets on falling prices)
• Market Volatility (more volatility expresses nervousness)
• Junk bond demand (higher risk premium for junk bonds)
• Insider Transactions (higher BUYs as a signal of fear, as smart money is considered here. The highest buy/sell ratios were seen during recessions)
• YieldCurve (higher spread than a signal from Fear, often in recessions when short-term prospects are extremely poor, but in general I didn't find the indicator very good, which is why I no longer have it in the final version)

There is data that is available daily, while I only have access to others after 2 months, which is why my index generally lags behind CNN's Fear and Greed (CNN in BLUE, mine in GREEN):

(here I find CNN's index way too low in the 2021 tech boom period)

Currently, there is also a big divergence. While the CNN index has plummeted to 30 from 67, my index is still at 75 from 94.

I've been thinking about training an AI model that calculates a good investment strategy for me and optimizes the return or the Sharpe ratio (risk-adjusted return), for example. Here you could train on different ETFs. However, this will probably lead to overfitting (the model learns exact values from the past and not general strategies). Overfitting could perhaps be reduced somewhat by training on a random index, so the model has to find a strategy that can cope with a random ETF.

In general, it should be noted that the Fear and Greed Index only covers the US market. It probably works best on US indices $SPY (-1,06%)
$CSNDX (-2,38%) but global strategies should also work well, as the US share is usually over 60% $IWDA (-1,04%)
$ACWI . Europe or EM probably have a slightly lower correlation $EXSA (-0,66%)
$EIMI (-1,06%)

Nevertheless, the US dominates the world and therefore a US sentiment index should also be a global sentiment index.

Maybe I'll make the index publicly available, we'll see.

Now it's your turn:

What would interest you in connection with this index?

What could be done differently, added, etc.?

I wish you all a Merry Christmas🌟🎄🌟

1) https://edition.cnn.com/markets/fear-and-greed