I did manage to buy some more at the end of the week (yesterday) and filled my portfolio a little more. 📈

I bought:

• 150 × $ADS (-1,27%) at € 167.00 → € 25,050
• 40 × $ASML (-2,76%) at € 610.00 → € 24,400
• 340 × $PYPL (-0,4%) at € 58.80 → 19,992
• 300 × $FTNT (-0,95%) at € 65.90 → € 19,770
• 180 × $TEM (+1,98%) at € 54.50 → € 9,810
• 22 × $VOW3 (-0,55%) at € 95.20 → € 2,094

Total sum: € 101,116

Let's see how this develops, in any case I'm well covered for now. 🚀

What do you think about entering? 🤔 The time horizon of the trade is approx. 18 to 24 months

A portfolio that supports long-term, solid growth and remains balanced. The focus is on global diversification, strong dividend payers, stable industry leaders and a targeted admixture of future-oriented stocks, including in the crypto sector.

✅ = already available

👀 = on the watchlist, interesting in terms of price soon

❌ = not yet interesting in terms of price at present

ETF selection

• FTSE All World ✅ = Global basis, broadly diversified. $VWRL (-0,8%)
• 
  MSCI World Tech ✅ = Focus on innovative technology stocks.
• Defense USD 👀 = Stability through defense and security.
• FTSE High Dividend 👀 = Dividend-oriented addition.

Single stock focus

Energy & commodities:

Shell ✅, Chevron 👀, Exxon 👀, Rio Tinto ❌ $SHEL (-0,05%)
$CVX (+0,91%)
$XOM (+0,33%)
$RIO (-1,31%)

Insurers & reinsurers:

Munich Re ✅, Hannover Re ✅, Swiss Re ❌, Allianz ❌, Swiss Life AG ❌ $ALV (-0,08%)
$SREN (+0,42%)
$SLHN (-1,69%)
$HNR1 (-0,32%)
$MUV2 (-0,07%)

Finance & payment transactions:

Brown & Brown ✅, Marsh & McLennan ✅, Visa ✅, Mastercard ❌, PayPal 👀 $PYPL (-0,4%)
$BRO (+0,55%)
$MMC (-0,47%)
$V (+0,32%)
$MA (+0,79%)

Technology & data:

Alphabet 👀, NVIDIA ❌ , Palantir ❌,

Amazon 👀, Apple ❌, Microsoft ❌, Baidu 👀 $9888 (+4,73%)
$AAPL (-0,61%)
$GOOGL (+0,22%)
$PLTR (-0,79%)
$NVDA (-3,52%)

Health & consumption:

Novo Nordisk 👀, Zoetis 👀, Coca-Cola ❌, Walmart 👀, United Health 👀 $UNH (+2,72%)
$NOVO B (+1,87%)
$ZTS (+1,74%)
$KO (+0,63%)
$WMT (+0,57%)

Automotive & Mobility:

BMW ❌, Mercedes 👀, Tesla ❌ $TSLA (-3,48%)
$BMW (-0,17%)
$MBG (-0,5%)

Cryptos

• XRP ✅ $XRP (-3,45%)
• 
  RENDER ✅ $RENDER (-4,56%)
• 
  Bitcoin (BTC) ❌ $BTC (-1,2%)
• 
  Solana (SOL) 👀 $SOL (-3,63%)
• 
  Ethereum (ETH) ❌ $ETH (-1,93%)

For the weekend

Strategy remains: Patience, discipline and an eye for opportunities.

📈🌾

July was also very good again, but the year is still long. Key investments for the future with overweighting $IREN (+9,47%)

$KSPI (+0,63%)

$NICE (-1,22%)

$ALCRB (-4,5%)

$DSFIR (-0,45%)

$CELH

$PYPL (-0,4%)

let's see what happens :) I wish you all continued success with your investments.

After a long downward trend $PYPL (-0,4%) Holdings appears to be stabilizing:

✅ Share price above USD 76 - important resistance broken!

P/E ratio at only 14 - below industry average = favorable valuation

✅ Q1 figures strong:

▪️ Sales: USD 7.79 billion

▪️ Earnings per share: +23% to USD 1.33

▪️ Total payment volume: USD 417.2 billion (+3%)

▪️ 436 million active users

With a P/E ratio of 14, PayPal looks undervalued compared to other tech stocks - especially if the company continues to grow profitably.

💳 New PayPal Card as a game changer?

The recently introduced PayPal Card with direct cashback function, integration into the Venmo ecosystem and potential crypto functionality could:

✔️ increase user loyalty

✔️ increase the payment volume

✔️ Position PayPal as an all-in-one financial tool

📊 The chart shows that a breakout above USD 76 could initiate a trend reversal. The next target? USD 85-90.

🔍 Nevertheless, pressure from Apple Pay, Stripe & Co. remains - the next quarters must deliver. (Next earnings report July 29)

📌 I've been invested for a long time and am still convinced by the company. How do you feel about it? On the watchlist now?

#PayPal #PYPL #Finance #Investing #TechShares #KGV #TPV #Stock market #Share analysis #Charting #Fintech

$PYPL (-0,4%)

$PYPL (-0,4%)

In the last quarter, sales increased by 5% over the year to USD 8.3 billion.

However, as profitability improved, operating profit increased by 13% to USD 1.6 billion.

As treasury shares were bought back on a large scale, earnings per share even increased by 20% to USD 1.29 per share.

At USD 1.40 per share, earnings were well above expectations of USD 1.30. With sales of USD 8.29 billion, the company also exceeded analysts' estimates of USD 8.10 billion.

However, the measures have also led to growth picking up again, particularly at Venmo.

In a television interview, the CEO explained that "Pay with Venmo" grew by 50% in the last quarter. The Venmo debit card is also experiencing particularly strong growth and is becoming increasingly popular.

Venmo becomes a growth driver

In addition, the company is actively working on creating real-world use cases for stablecoins from which customers can benefit directly. The CEO also emphasized that PayPal played an important role in the drafting of the recently passed stablecoin law.

Venmo's total revenue increased by more than 20% in the last quarter. The transaction volume even climbed by more than 45%. Venmo now accounts for almost a fifth of the Group's total transaction volume.

In addition, the new PayPal debit card appears to be meeting with great interest. In the second quarter, the number of users increased by more than 2 million.

Since the introduction of a contactless wallet in Germany in May 2025, the number of users has jumped to more than 3 million in a very short space of time.

Germany was the first country after the USA to make this service available. The rollout in other countries will take place soon.

Share buybacks as a game changer

PayPal has therefore significantly increased its earnings expectations for the current financial year from USD 4.95 - 5.10 to USD 5.15 - 5.30 per share.

Free cash flow is expected to remain at USD 6 - 7 billion, with USD 6 billion to be used for share buybacks.

In the current situation, this is the smartest thing PayPal can do with the money. PayPal is currently valued at a P/FCF of 9.9 - 11.6.

At this level, share buybacks lead to a significant increase in earnings per share - as we have seen again this quarter.

At the end of June 2025, there were still 969 million PayPal shares. A year ago, there were 1.042 billion. In this short period of time, the number of outstanding shares was reduced by 7%.

PayPal share: Chart from July 30, 2025, price: USD 71.45 - symbol: PYPL | Source: TWS

PayPal nevertheless slumped after the quarterly figures, despite exceeding expectations and raising its forecast. As a long-term investor, you should be happy about this, because the lower the share price, the more shares PayPal can collect and the higher the EPS will rise.

https://www.lynxbroker.de/boerse/boerse-kurse/aktien/paypal-aktie/?a=3355991664&utm_medium=email&utm_source=newsletter&utm_campaign=newsletter-boersenblick&newsletter=true&mc-rss-cache-bypass=2025073106&goal=0_d93daae099-3a9ad1a854-410756260#was-stimmt-nicht-mit-paypal

Your opinions on $PYPL (-0,4%) ?

Is PayPal a loser when it comes to stablecoin?

Has PayPal passed its zenith?

Greetings, I would be very pleased to hear your opinions and suggestions about my current portfolio.

I am aware that $NU (-1,16%) currently has too high a weighting in my portfolio (approx. € 1,587). I would therefore like to reduce the savings plan there to just €10 per month in order to further smooth out the average price, but not to overweight it even more.

I am basically pursuing a core strategy with a clear focus on individual stocks. My planned approach from August:

• Core S&P 500 ETF $CSPX (-0,95%) 200 € per month
• Individual stocks (e.g. $PYPL (-0,4%) , $GOOGL (+0,22%) , $PLTR (-0,79%) , $UNH (+2,72%) ): € 25 each per month
• $NU (-1,16%) 10 € per month

In the last 3-4 months, I unfortunately had to reduce my savings plans to around €200 per month (I had previously planned €450) as I had a few other things going on in my life. Fortunately, these have now been taken care of.

From August, I want to get back into full swing and adjust the savings rates as described above.

However, I'm also noticing that I've lost a bit of motivation and focus to get more involved with stocks and the stock market. Perhaps some of you are familiar with this. But now I want to bring more structure back into things and be more motivated.

Do you have any tips on allocation, or are there any stocks that you find critical or exciting?

I look forward to any input and your assessment! 🙏