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277This is currently my portfolio, I try to invest 300 euros a month into the s&p 500 (other portfolio) and with this one I try to beat it. My strategy is to keep finding undervalued businesses like $BA (+4,64%) who have huge potential to grow again. Currently I am looking at $QCOM (+1,51%) and $NKE (+3,44%)
what are your opinions on my current portfolio?
I am currently purchasing $NKE (+3,44%) , $PFE (+2,63%) , $KHC (+2,62%) y $INTC (+1,17%) , I believe they are premium companies that are going through temporary problems and with their brand power they will have a recovery.
In view of the current, in my opinion, very strange market situation, I have now $NKE (+3,44%) bought some more.
I'm not quite keeping up with the market yet, but I'm convinced that Nike will make good meters in the coming months.
I think the upcoming partnership with the Dfb shows once again that Adidas or Puma, for example, are no longer serious competitors.
Are you also convinced by Nike and have you invested?
VG 🦆
Thoughts after one or maybe two glasses of wine 🍷 to my last post.
It's about Nike again $NKE (+3,44%) ..
You know, I love shoes and I'm always amazed by Nike! 🏃♀️👟 The brand is so present, be it in sports or fashion, and has been for so long. Because I don't just wear their sneakers myself, but also see them everywhere around me, I quickly snapped them up after the last sale, a little too hastily and early it seems.
But Nike isn't just any old brand of sports shoes, is it? They have managed to combine sport and lifestyle in such a way that their products mean something special to many generations. Whether it's the classic Air Jordans, the super-stylish Air Force 1 or the trendy Dunks, you see them everywhere. Whether with friends, colleagues or on the streets of the city. And let's be honest, how often do we see these shoes on Instagram, Netflix or TikTok? 😄
What I particularly love about Nike is how they constantly reinvent themselves. Not only do they develop ingenious technologies such as their Air cushioning (which is never actually talked about in detail in adverts, but only a "feeling" is actually conveyed - which has almost become standard in the advertising industry, don't you think?), but they also manage to keep designs so cool and timeless that you almost think: "A good pair of Nikes always fits!" 💖 That's what makes them so strong as a company. They appeal to athletes as well as fashion fans and that's just brilliant.
But as an investor in the share, it's not always easy. Especially now that the share price has fallen, I sometimes think: "Oh dear, was that really the right decision?" 😅 But then I remember why I invested: Nike is a brand that has been relevant for decades, is constantly evolving and inspires so many people around the world. In the long term, I simply have confidence that they will grow again.
And then there's the fact that I just love sneakers. Do you know how much fun it is to get a new pair out of the box? 🥰 A well-made pair of shoes can make such a difference - whether it's for comfort, style or just the good feeling of wearing something high quality. That's why I think Nike is not only a great company, but also conveys a certain attitude towards life. (I think I already mentioned this above 🙈 I'm starting to repeat myself)
I think investments like this are often about staying calm and seeing the big picture. Sure, the fluctuations can sometimes unsettle you, but if you're convinced, it helps to stay patient. And let's be honest: who doesn't love the combination of cool shoes and a strong company behind them? 😍
I've rambled on a bit too much today, I'm actually almost sorry to post something that doesn't have as much depth to it as some of the other posts here. But getquin apparently wants us to type 500 words and maybe it's not just me who enjoys reading through long, personal (light) opinions, in any case I've survived the last few years well on the stock market and I've also done best in life with simple thoughts and decisions that are as uncomplicated as possible. 💁🏽♀️
Now it's time for me to go to bed...
A. 🍷
(Delayed) portfolio review October 2024 - A month with 5 share sales and one ETF sale
Even though October was just over two weeks ago, it feels like a different time. Germany still had an (unspeakable) traffic light government, in America the race for the White House was still open and a phone call between Scholz and Putin was unthinkable.
And even though November has been much more exciting on the stock market than October so far, October was a month of major changes from a personal perspective.
Apart from stock market investments, we are slowly starting to think about building a house. As a result, for the first time in a long time I made several sales in my portfolio and therefore also cleared out a little.
Previously this year, there were only 2 sales in my portfolio: at NVIDIA I took my stake out in February and since then have only let the profits run. In addition, in March I had Encavis after the takeover bid.
There were a total of 6 sales in October. For just under €7,000 I sold my China ETF which has recovered well over the last few months.
On the equity side, I have now sold most of the Corona Hype stocks and Match, Atlassian, Shopify and Block have been sold. In addition, I have also Pfizer sold. That was another €8,000, leaving only Sea from the Corona hype times, where I will remain invested for the time being, as it covers a completely different region geographically with Southeast Asia.
My savings quota will therefore be significantly reduced for the time being due to the upcoming house building project. From just under €1,500 to €2,000, it will only be €500-600 per month for the time being
Monthly view:
In total, October was +1,7%. This corresponds to price gains of ~5.000€.
The MSCI World (benchmark) was +0.9% and the S&P500 +1.5%
Winners & losers:
A look at the winners and losers is part of the usual picture:
On the winning side is, as so often NVIDIA is at the top with almost €3,000 in share price gains. It is followed by TSMC, Bitcoin, Alphabet and Palo Alto Networks with gains of €900-1,000 each.
On the loser side above all ASML made its contribution with price losses of almost €1,400. This was followed by Bechtle, Thermo Fisher, LVMH and Nike a broader mix of stocks that have not necessarily performed well recently. Nevertheless, all 5 loser stocks are still part of my savings plans.
The performance-neutral movements in October were just under €4,600. The sales proceeds are all still in cash accounts at the moment, so they have not yet flowed out of the assets. There will be a larger dip here at some point in the future.
Current year:
My performance in the current year is +27,5% and thus above my benchmark, the MSCI World with 23.7%.
In total, my portfolio currently stands at ~331.000€. This corresponds to an absolute growth of ~€79,000 in the current year 2023. ~53.000€ of this comes from price gains, ~3.000€ from dividends / interest and ~22.000€ from additional investments.
Dividend:
Buys & sells:
Target 2024:
My goal for this year is to reach €300,000 in my portfolio. Due to the extremely positive market development in the current year, my portfolio already stands at ~€331,000 at the end of October.
As of mid-November and thanks to the Trump rally, my portfolio is currently approaching €350,000 and was even slightly above this level a few days ago. However, with a larger cash portion that will sooner or later flow into financing as equity.
Hello everyone! 😊
I've already seen a few posts here in the forum where you show your portfolios and give each other tips and opinions on them. I find that super exciting because I always learn something new - be it about individual companies, strategies or simply your experiences. That's why I thought I'd jump over my shadow and introduce you to a few positions from my small but steadily growing portfolio. Maybe you have a tip or two for me!
Briefly (again) about me: I'm Ayumi, 21 years old, and in 2021 really started to really get into investing. There are two ETFs in my portfolio (one S&P 500 and one climate-friendly ETF), but I've also ventured into individual stocks - albeit in very small doses. Here I try to pick companies that I know, understand and trust.
My problem children include Nike and LVMH
I currently have two individual stocks that I would like to discuss: Nike and LVMH. Both are currently in the red for me, which to be honest makes me a bit nervous because I haven't been in them that long. Nevertheless, I believe in the companies - but perhaps you have a different view?
Nike $NKE (+3,44%)
(share price currently around USD 76)
Nike is a brand that I see super often in everyday life - be it in the stores or on the feet of what feels like every second person. 😄 The figures actually look good in the long term: They have strong sales and a well-known brand that is established worldwide. Nevertheless, the share is somehow weak this year. Maybe it's because many people are currently saving and spending less money on clothes and shoes?
I've read that Nike is growing in Asia in particular, but at the same time is facing challenges in the US, where many consumers are more cautious. My thought: should I stick with it and bet on the long-term strength of the brand? Or do you think there are better alternatives in this area?
LVMH $MC (+1,27%)
(share price currently around EUR 586)
LVMH is my little "luxury dream" in the portfolio. The company unites so many well-known brands such as Louis Vuitton, Dior and Moët & Chandon. Especially in London, where I work, I see every day how popular luxury brands are - especially among tourists from all over the world.
Nevertheless, the share is currently under pressure, especially since the Chinese market has weakened. China has been a huge growth driver for the luxury sector so far. On the other hand, I think to myself: such brands have a long-term value, don't they? Those who save may buy a few months later, but the desire for luxury remains.
What do you think? Is LVMH a good buy opportunity right now, or should I keep the position smaller until the situation improves?
Your opinions are needed!
I'm really still a beginner when it comes to individual shares and would gratefully accept any opinions or tips. 😊 I want to invest for the long term, but I find it difficult to stay calm when prices fall. Do you know this too?
I'm also happy to receive recommendations: Which companies are you currently looking at? Maybe there's an exciting share that I don't even have on my radar yet.
I look forward to your answers and am curious to hear what you think about my two problem children. Thank you for your time and tips!
Kind regards
Ayumi 😊
Golden October is the time when the trees put on their golden dress. A dreamlike time that has something magical about it. I took full advantage of this nature by doing a lot of hiking, especially in Saxon Switzerland, which is where the cover picture of the review post on Instagram comes from. While I climbed the sandstone cliffs via the iron ladders, steps and fittings to then enjoy the view from the cliffs, my investments continued to diligently generate returns for me. Time for a look back.
I present the following points for the past month of October 2024:
➡️ SHARES
➡️ ETFS
➡️ DISTRIBUTIONS
➡️ CASHBACK
➡️ AFTER-PURCHASES
➡️ P2P CREDITS
➡️ CRYPTO
➡️ WHAT IS REALLY IMPORTANT
➡️ OUTLOOK
➡️ Shares
My largest single position in terms of volume $AVGO (+0,78%) has only moved up a little compared to the previous month. But that's perfectly OK after the stock has performed well in the past. A look at the performance makes things more exciting. My $NFLX (+0,88%) which stood at +98% from its acquisition price last month, has now jumped to +115%. I noticed in passing that the number of subscribers has probably continued to grow well, as have the other key figures. Very good, keep it up! The streaming service, which I was the last person to subscribe to before 2018, is developing extremely well. And also $SAP (+0,8%) is growing steadily, can you still remember when the share price collapsed in 2020 after the forecasts had to be lowered? I have held on to the stock and am constantly buying more. One of my few German shares.
On the other side of the coin, it's stumbling a bit. The negative performances of my flops are increasing again, but that doesn't bother me because I $NKE (+3,44%) , $DHR (+0,89%) and $DHL (+1,33%) also see them as successful in the future. Perhaps one or two of them still need to cut costs.
➡️ ETFs
My beloved core unit of retirement provision is growing and growing and steadily paying out more. The rock in the surf, the $VWRL (+1,02%) already accounts for 13.95% of my entire securities portfolio. I can only say again and again: invest significant portions of your income each month in bread and butter ETFs via a fully automated savings plan, then poverty in old age will no longer be an issue in the future. Speaking of old age, at the beginning of November I read a post on Instagram from Finanztip that shocked and annoyed me. They actually advised people to pay into their state pension voluntarily. Was that just a faux pas, or did I just dream it? No, the contribution really exists. They stand for taking your own finances into your own hands and building up assets for old age or in general. For me, this means that this channel is losing its seriousness again, although they were one of the triggers for me to start building up assets after I finished my retraining.
I closed a position in another asset class and used it to buy two more dividend-paying ETFs in one of my old custody accounts. With this $GGRP (+1,55%) I cover the missing first month of the quarter for income in this custody account and with the $JEGP (+1,02%) I have added an ETF to my portfolio that pays out some dividends but also relies on option premiums. The distribution is monthly. I'm curious to see how this develops. This means that from now on all my custody accounts every month. every month. That's fun, because I want passive cash flow!
➡️ Dividends
I was able to collect 21 distributions on 9 payout days in October. I am grateful for this additional income stream.
In the meantime, I have published my extra article on how I deal with reinvestments. As the returns from all custody accounts from the past months of this year already exceed my planned reinvestment amount on average, I now see the opportunity to adjust the planned amount that I want to reinvest via a savings plan upwards. As announced, I am taking $UPS (+2,89%) and $HTGC (+1,39%) in the savings plans as early as December! These are certainly small amounts, but they are helping to make the snowball bigger and bigger.
➡️ Cashback
In October, I redeemed €17 in Payback points at Rewe, got points back and transferred the discount value on the shopping list to my clearing account to invest it immediately via a one-off savings plan. This is in addition to the "You should at least have all the bread-and-butter ETFs!"the second piece of wisdom I preach all the time. If you get a discount, voucher or other benefit somewhere when shopping or ordering online, then invest it, whether directly via payout or indirectly (as I do). In this way, retailers and others help to finance your wealth accumulation and you protect yourself from what it is actually intended for, namely consuming more than necessary.
A statement by Youtuber Balthasar Becker also fits in with this: "I didn't make the rules, I just interpret them in a way that suits me". Or in my words: "I cleverly use the advantage that others give me to lure me in, but in my favor and not theirs."
Always remember, dear readers, even in a tight corset you have a margin in which you can move freely. And you should always use the leeway in your favor. So, enough of the sermon.
Payback was joined by a new payout from the health insurance bonus program. Another €22, which I simply get from my morning sports program and cold training. More about the cold at the end.
➡️ Subsequent purchases
I bought small amounts of ETFs from the above-mentioned inflows from Payback and premium refunds from the KK.
I took a mid three-digit amount from another source and used it to buy two new ETFs for an old portfolio, as already mentioned under "ETFs".
➡️ P2P loans
I'm fed up with this asset class. The constant rounding differences annoy me, as do the defaults. I started trading on October 31st. On the one hand, I deleted the account with EstateGuru despite the last defaulted loan of €50. Consequently, €50 was written off. Bondora Go and Grow also had to go. This is where the mid three-digit amount mentioned above came from, which went into the ETFs for the old custody account.
Peerberry and Mintos cannot yet be canceled. Apparently it is not possible to simply accept the losses by closing the account.
➡️ Crypto
There was still nothing for me to do in October. But now, as I write this article, the US election is already through and $BTC (+0,69%) jumps to new ATHs. I am slowly becoming more attentive again. My strategy is well known, I play the crypto cycles. I want to sell all altcoins as soon as the prices I want are reached, and I may accept losses on one coin ($LTC (+1,12%) ). According to my original plan, I also wanted to sell all the Bitcoin, but I'm now thinking about keeping some of them. In future, I want to reaccumulate Bitcoin in the next bear market in order to play the cycle again. However, I have only invested very small amounts in crypto, which are negligible; for me, crypto remains a zero-sum game. Perhaps it looks completely different for someone who lives in Africa, for example, and doesn't have a bank account.
➡️ What is really important
The long-term wealth accumulation of each and every one of us is certainly automated thanks to savings plans and standing orders. This is precisely why it is important to focus on the important things in life. It's just too short and the end is sure to come.
At the beginning of the month, I returned from my trip to Berlin, which I mentioned in my last review. It was a complete success, it was important for me to convey to the child that you have to leave your comfort zone in order to realize the dreams you have. It takes effort, but it pays off. Only those who leave their comfort zone will surpass themselves. And of course we also had a great time together.
I'm also getting used to the cold. From taking cold showers and preparing for ice baths to running in the cold. My landlord issues me with hot water and heating consumption information at the beginning of each month. I have noticed that my hot water consumption (since I started taking cold showers) has more than halved. That's great! I'm curious to see how much further it will fall. As well as taking cold showers, I'm currently preparing for ice swimming on Fridays after work, which is my current area where I leave my comfort zone. So I actually go swimming at one of the open-cast mining lakes around Leipzig. It takes a few minutes before I have to get out again quickly. It tends to be around 4-5 minutes. Both activities hardly cost me any effort. They even give me a boost of energy. And with the current temperatures, I also go running several times a week in the evening and regularly go hiking. So I also demand a lot from my body and have noticed how it has become much more efficient in recent years since losing a lot of weight in 2020.
➡️ Outlook
It is now the beginning of November and the Trump wave has flooded our portfolios. I hope that there will be no further major sell-off. I am also awaiting my utility bill for the current year. Hopefully there will be a credit again. Because this should be invested.
Links:
Social media links can be found in my profile, you can also check out the Instagram version of my review.
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- DEUTSCHE BANK RESEARCH raises its price target for BMW from EUR 90 to EUR 95. Buy. $DBK (-3,1%)
- BERNSTEIN raises the price target for QUALCOMM from USD 200 to USD 215. Outperform. $QCOM (+1,51%)
- UBS raises the price target for LYFT from USD 13 to USD 18. Neutral. $LYFT (+3,6%)
- BARCLAYS raises the price target for SIEMENS HEALTH from EUR 60.50 to EUR 62.50. Overweight. $SHL (+0,87%)
- WARBURG RESEARCH raises the price target for KONTRON from EUR 28 to EUR 28.40. Buy. $KTN (+0,5%)
- UBS upgrades KINGSPAN GROUP from Neutral to Buy. Target price 90 EUR. $KRX (+1,42%)
- WARBURG RESEARCH raises the price target for ZEAL NETWORK from EUR 59 to EUR 64. Buy. $TIMA (+0,58%)
- GOLDMAN raises the price target for VONOVIA from EUR 42.70 to EUR 43.70. Buy. $VNA (+4,86%)
- BARCLAYS raises the price target for AHOLD DELHAIZE from EUR 30 to EUR 31. Equal-Weight. $AD (+1,65%)
- BARCLAYS raises the target price for FMC from EUR 38.50 to EUR 39. Equal-Weight. $FMC (+2,38%)
- JPMORGAN raises the target price for COMMERZBANK from EUR 18 to EUR 18.40. Overweight. $CBK (-1,93%)
- JPMORGAN raises the target price for PUMA SE from EUR 40 to EUR 44. Neutral. $PUM (-0,87%)
- JPMORGAN raises the target price for JUST EAT TAKEAWAY from GBP 13.96 to GBP 14.15. Overweight. $TKWY (-1,56%)
⬇️⬇️⬇️
- JEFFERIES downgrades PALANTIR from Hold to Underperform. Target price USD 28. $PLTR (+5,1%)
- DEUTSCHE BANK RESEARCH lowers the price target for NOVO NORDISK from DKK 1100 to DKK 1000. Buy. $NOVO B (+3%)
- RBC lowers the price target for NIKE from 82 USD to 80 USD. Sector Perform. $NKE (+3,44%)
- ODDO BHF downgrades ASM INTERNATIONAL to Outperform. Target price EUR 960. $ASM (+1,13%)
- KEPLER CHEUVREUX downgrades HENSOLDT from Buy to Hold. Target price EUR 34. $HAG (+0,69%)
- DEUTSCHE BANK RESEARCH lowers the price target for ZALANDO from EUR 40 to EUR 36. Buy. $ZAL (+6,75%)
- DEUTSCHE BANK RESEARCH lowers the price target for VESTAS from DKK 165 to DKK 150. Hold. $VWS (-0,11%)
- BOFA downgrades SIEMENS ENERGY from Buy to Neutral. Target price EUR 40. $ENR (+2,43%)
- METZLER lowers the price target for VONOVIA from EUR 28.50 to EUR 28. Sell. $VNA (+4,86%)
- BARCLAYS lowers the price target for TEAMVIEWER from EUR 18 to EUR 15.50. Overweight. $TMV (+0,22%)
- WARBURG RESEARCH lowers the price target for KLÖCKNER & CO from EUR 6 to EUR 5.70. Buy. $KCOB
- HAUCK AUFHÄUSER IB lowers the target price for NORMA GROUP from EUR 32 to EUR 27. Buy. $NOEJ (+3,92%)
- WARBURG downgrades EDAG ENGINEERING from Buy to Hold and lowers target price from EUR 13 to EUR 9.50. $ED4 (+0,52%)
- LBBW lowers the price target for ALLGEIER from EUR 24 to EUR 20. Buy. $AEIA
- BARCLAYS lowers the price target for HENKEL from EUR 79 to EUR 77. Equal-Weight. $HEN (+1%)
- BERENBERG lowers the price target for KRONES from EUR 157 to EUR 154. Buy. $KRN (+0,87%)
Brief thoughts and questions on $NKE (+3,44%)
Why is the share being beaten up like this?
What am I missing? Would like to expand the position further.
Best regards
$NKE (+3,44%) no longer a stock to hold for growth potential. Perhaps some nominal level of upside in the stock, but the real appeal in the stock is the dividend growth aspect... $NKE (+3,44%) maintains a strong dividend yield, one that is also consistently growing..
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