$BILL (+1,69%)

🔹 Revenue: $383.3M (Est. $376.5M) 🟢; UP +12% YoY

🔹 Adj EPS: $0.53 (Est. $0.41) 🟢; flat YoY

FY26 Guidance:

🔹 Revenue: $1.59–1.63B (Est. $1.63B) 🔴; UP +9–11% YoY

🔹 EPS (Non-GAAP): $2.00–2.20 (Est. $2.09) 🟡

Q1 Guidance:

🔹 Revenue: $385–395M (Est. $393.9M) 🟡; UP +7–10% YoY

🔹 EPS (Non-GAAP): $0.49–0.52 (Est. $0.53) 🔴

Q4 Segments:

🔹 Core Revenue: $345.9M; UP +15% YoY

🔹 Subscription Fees: $68.8M; UP +5% YoY

🔹 Transaction Fees: $277.1M; UP +18% YoY

🔹 Float Revenue: $37.4M

Operational Metrics

🔹 Businesses Served: 493,800; UP +13% YoY

🔹 Payment Volume: $86B; UP +13% YoY

🔹 Transactions Processed: 33M; UP +18% YoY

🔹 Network Members: 8.3M; UP +18% YoY

Profitability Metrics:

🔹 Gross Profit: $309.8M (80.8% margin) vs. $278.5M (81.0%) last year

🔹 Non-GAAP Gross Profit: $322.7M (84.2% margin) vs. $292.0M (85.0%) last year

🔹 Non-GAAP Operating Income: $56.4M; DOWN -6% YoY

🔹 Non-GAAP Net Income: $61.6M; flat YoY ($63.9M in Q4'24)

Capital Allocation

🔹 Repurchased ~2.2M shares for $100M in Q4 + July

🔹 New $300M Share Repurchase Program authorized

CEO Commentary

🔸 “Fiscal year 2025 was pivotal as we drove growth and profitability, launched essential new software and payment products, and expanded our market opportunity.” – René Lacerte, CEO

🔸 “Our scale advantage with ~500K SMBs and 9,000 accounting firms positions BILL to win intelligent financial operations.”

CFO Commentary

🔸 “We delivered a strong Q4 ahead of guidance while sharpening our focus on profitability.” – Rohini Jain, CFO

🔸 “Our new $300M repurchase reflects confidence in BILL as a compelling investment opportunity.”

$BILL (+1,69%)

🔹 EPS: $0.56 (Est. $0.46) 🟢

🔹 Revenue: $362.6M (Est. $360.14M) 🟢; UP +14% YoY

🔹 Subscriptions & Transactions: $319.6M (Est. $319.45M) 🟢

🔹 Free Cash Flow: $71.6M (Prev. $74.2M YoY) 🔴

Q3 Guidance:

🔹 Revenue: $352.5M-$357.5M (Est. $360.24M) 🔴

🔹 Core Revenue: $317.5M-$322.5M; UP +13-15% YoY

🔹 Non-GAAP EPS: $0.35-$0.38 (Est. $0.34) 🟢

FY25 Full-Year Guidance:

🔹 Revenue: $1.45B-$1.47B (Est. $1.46B) 🟡

🔹 Core Revenue: $1.30B-$1.31B; UP +16-17% YoY

🔹 Non-GAAP EPS: $1.87-$1.97 (Est. $1.78) 🟢

Business Metrics & Processing Volumes:

🔹 Total Payment Volume: $84B; UP +13% YoY

🔹 Total Transactions Processed: 30M; UP +17% YoY

🔹 Subscription Fees: $67.7M; UP +7% YoY

🔹 Transaction Fees: $251.9M; UP +19% YoY

🔹 Float Revenue (Interest on Funds Held): $42.9M

User & Business Growth:

🔹 Businesses Using BILL Solutions: 481,300

🔹 Convertible Senior Notes Offering: $1.4B due 2030

🔹 Share Repurchases: ~2.3M shares repurchased for ~$200M

🔹 New Board Members: Keri Gohman and Dan Wernikoff

CEO René Lacerte’s Commentary:

🔸 "We delivered strong financial results while executing on our vision to be the de facto intelligent financial operations platform for SMBs. We are leveraging our leadership position to empower businesses and expand the depth of our platform."