2Mes
Personally, I would stay away from EM, I am only invested in India. I see no reason to invest in countries such as Saudi Arabia, Mexico, South Africa, Brazil... they will never perform anywhere near as well as the USA or Europe. In my opinion, this is overdiversification.
So either 100% All World or $IWDA (World without EM)
or you mix in something else, which would then be 80% All World or $IWDA + 20% EM/India/China (take your pick. I have 2 ETFs, the current composition is 75.3% $IWDA and 24.7% $INR. However, as the savings rates for both are different, the percentage composition changes every month. You don't look that closely after a while...
Regarding your shares: do you have any to sell? You can't sell 0.xxx shares, only whole shares. That could be difficult with your €2 savings plans. What's more, each sale costs €1, which quickly amounts to 10-20% of a month's capital
So either 100% All World or $IWDA (World without EM)
or you mix in something else, which would then be 80% All World or $IWDA + 20% EM/India/China (take your pick. I have 2 ETFs, the current composition is 75.3% $IWDA and 24.7% $INR. However, as the savings rates for both are different, the percentage composition changes every month. You don't look that closely after a while...
Regarding your shares: do you have any to sell? You can't sell 0.xxx shares, only whole shares. That could be difficult with your €2 savings plans. What's more, each sale costs €1, which quickly amounts to 10-20% of a month's capital
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@wasi that's right, thanks for the input!
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@wasi You are contradicting yourself a bit. You say you wouldn't take EM, but name an ACWI where EM is also represented?
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•2Mes
@BestCapitalInvest I thought I had expressed myself precisely by explicitly describing the IWDA as "World without EM", that the opposite is of course ACWI with EM. And I wouldn't take it, right - it's just my input and not a recommendation.
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