Hello dear community!

I would like your feedback on this concept portfolio. This is how I would have liked to invest my "assets".

About me:

I am 24 years old and am currently completing my 1st state examination in law. I'm not currently managing to save anything worth mentioning on a monthly basis. From October, I will probably be able to save around €2,500 for a few months before I start my legal traineeship with hardly any opportunity to save. I bought my first share in 2018, and the first warrants and Deka funds followed soon after. I made a lot of rookie mistakes in the fast lane and paid a lot of learning money. How lucky I was to get a bloody nose so quickly before I had extensive financial resources at my disposal.

The "strategy":

Anchors should be the Etfs with about 50%, divided into MSCI World and the EM IMI. The uncorrelated assets (greetings to @Epi ) should be the 10% gold and 20% crypto. In the backtest, this seemed reasonable to me with a maximum drawdown of 35% and a performance of 26% p.a., but I also have very little experience with backtests.

The high single stock component, which is separate from these considerations, is for my own personal enjoyment. I do not expect to beat the market. That is not my intention either. I want to keep investing fun and enjoyable, which will turn into interest and motivation to learn. My portfolio is small, so this relatively high proportion of individual stocks seems justifiable to me. My goal at the moment is to gain experience with a sufficient return to counter inflation. I am prepared to accept price losses of 50%.

My current portfolio still contains $AT1 (+4,46%) with a terrible performance. It seems wrong to sell the position in times of slowly falling interest rates. On the other hand, I have neglected to look at the company in sufficient depth to date, so the share simply has no right to exist in my portfolio.

Questions for you:

My thoughts so far are quite superficial. At the latest with the serious asset accumulation from the first salary onwards, a much deeper examination of my asset accumulation strategy seems necessary to me. Until then, however, I can take advantage of the small portfolio size to try things out and possibly miss out on performance, or do you see it differently?

How would you deal with $AT1 (+4,46%) deal with?

What do you think of my asset allocation?

Many, many thanks for everyone taking the time to read this and let me know your thoughts. You guys are awesome!