@ValueKungfu In absolute figures, that would be a reduction of around €140. Therefore, as mentioned above, it does not play a relevant role in your total.
@ValueKungfu I wouldn't base this on your assets, but on your age and life situation. In principle, I would say: from the point where it can become uncomfortable for you in absolute figures, when a considerable sum becomes relevant to your existence. That depends entirely on your income, family situation, etc.
