9Mes·

Hey, I've been following the whole topic of shares and ETFs for a while now. I finished my training last month and now have around €900 a month to invest. Since the cashback has been available, I've been saving €50 with TR on the $CSPX (+0,34%) . But now I've decided that I'd rather take the $IWDA (+0,2%) as my main investment. Would you invest the entire sum in this ETF or would you prefer to invest 70% in this ETF and the remaining 30% in individual stocks? I know it depends on you, but I still wanted to ask you as a community. Many thanks in advance ☺️

4 Commenti

Sansebastian@Sansebastian

9Mes

Put the entire amount into the ETF! Once you have gained your first experience on the stock market and have educated yourself further, you can still invest in individual shares.
This will make you sweat less when things get a little rougher on the stock market 😉

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Topher321@Topher321

9Mes

@Sansebastian all right, thank you. ☺️

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Kevin E.@KevinE

9Mes

@Sansebastian I agree. Start by investing in ETFs up to at least €10k, preferably €20k. Gain initial experience, observe the market.

Then, if you absolutely have to, you can read up on the subject (fundamental and technical analysis) and try individual stocks.
However, if you want to succeed, this will take a lot of time. My wife has the $VWRL at 100%, I am 1.6% p.a. ahead - with a lot of fun and about 10-15h / week "effort" (hobby). The question is whether it's worth it...

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DerZyklon@DerZyklon

9Mes

$PRAW 0.05% TER and 0.01% identical to the normal $IWDA

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