5J·

Trade Republic - Exemption order exhausted? Incorrect

I'm a bit confused right now.

At the beginning of the year, my €1000 exemption order was reset to €0 (as usual). So far everything is normal.

So far this year I have:

a larger partial sale → $SHOP (-2,1 %) with a profit of around €350
a few dividends → under €150 in total
I have even sold 4 positions in the red $MCD (-0,04 %) & $7974 (-0,22 %) & $LOTB (-0,58 %) & $QDV5 (-0,85 %) (about 150€ minus)

Means: I should be somewhere around ~350-400 € usage.

Nevertheless, Trade Republic shows me that my exemption order has already been exhausted.

In addition, I notice:

➡️ For about two weeks now, capital gains tax has been withheld on all dividends, as if the exemption amount had been completely used up.

This cannot be mathematically correct.

Have you ever experienced this?

Display bug?
Advance flat rate? I don't even see it yet
Delay in the internal calculation?
Or a known problem at Trade Republic?

Before I contact support, I wanted to hear whether this has already happened to you.

Thank you 🙏

64Positions

250 309,38 €

7,16 %

9 Commentaires

CashDividendGamer@CashDividendGamer

My guess is the upfront fee. They are now better hidden at TR, but I know that they have already done this for some ETFs from my own portfolio.

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Hansetrader@Hansetradee

@CashDividendGamer and where are they to be found?

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CashDividendGamer@CashDividendGamer

@Hansetradee Click on the symbol at the top right. Then you are in the personal area. There are boxes like Account, Assets, Inbox. Click on Inbox. Then click on Activities and scroll through to see whether advance lump-sum payments for individual ETFs have already been made in January or February. As I said, somewhat hidden.

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Oleg@ScorpionfromBW

Advance lump sum at 100%. You also have some ETFs, that's why.

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Hansetrader@Hansetradee

Yep, you're right. It's the upfront fee - I didn't think it would be that big a deal

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Christian@Gebsen79

Well, you don't have a small custody account either. Is the cash reserve at TR for the interest? That also calculates the tax-free amount downwards....so my custody account is much smaller and the tax-free amount is gone, so in that respect it doesn't irritate me too much

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risk_manager86@risk_manager86

Have a look at the tax-free allowance where it says it with the advance lump sum I was also confused there

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Max@MaxlvomDach

It was the same for me! Really badly done by TR that you don't get any information about it!
The guy with the inbox helped, it contains the upfront fee for my ETF 😊

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Hansetrader@Hansetradee

@MaxlvomDach yes, I think I just looked in for the first time. It's important info, so you might get an email or a push message ;)

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