Hi,
September marks the end of the third quarter. I always feel like a lot happens in the fourth quarter. Winter starts, winter tires need to be put on, Christmas preparations, New Year’s Eve preparations, the last few days of vacation are coming up, and in December I’m somehow constantly attending birthday parties anyway. So for me, the fourth quarter just flies by.
But let’s take a look at the performance first.
📈 Performance:
S&P 500: +2.90%
MSCI World: +1.89%
DAX: -4.03%
Dividend portfolio: -2.23%
My top and bottom performers in September were (Top/Flop 3):
🟢 ($TXN (-0,45 %) ) Texas Instruments +10.17%
🟢 ($PETR4 (+0,42 %) ) Petroleo Brasileiro +8.83%
🟢 ($8001 (+1,35 %) ) Itochu +8.66%
🔴 ($O (+1,34 %) ) Realty Income -8.86%
🔴 ($HD (+0,38 %) ) Home Depot -10.37%
🔴 ($MC (-2,22 %) ) LVMH -13.96%
Dividends:
September 2026: €247.58
September 2025: €223.22
Change: +10.91%
Sales:
🟥 None
Purchases:
🟩 ($MCD (+0,36 %) ) McDonald’s (€428)
🟩 ($DTE (+0,99 %) ) Deutsche Telekom (€371)
🟩 ($HD (+0,38 %) ) Home Depot (€261)
Savings plans:
($CTAS (+2,43 %) ) Cintas (€50)
($MSFT (+1,43 %) ) Microsoft (€25)
What else has been going on?
The heating bill is finally paid; the company deducted the repair costs, so the bill for the solar panel system is now a thing of the past. In September, I also took two weeks off, including a four-day mini-vacation in Croatia. That was really needed, since my last extended vacation was already a year ago. The four days in Croatia were also very refreshing, and it was nice to be back there after about 25 years.
Other than that, not much has happened.
Things won’t get exciting again until October, when the next big vet bill is due. Before my vacation, my boss told me I’d be getting a performance-based bonus. I didn’t even know such a thing existed, but I was really happy about it. I guess that money will end up going toward the vet bill, though.
🥅 Goals for 2026:
I’m trying to reach €85,000 in my dividend portfolio this year. Currently, I’m at around €82,391. I expect to receive about €464 in net dividends this year (according to getquin). So I’m still about €2,500 short. That’s definitely going to be a huge challenge. Maybe the last few months will go better for me again—then it should be doable.
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