Good evening, everyone!
I’m looking for some advice on my investment portfolio and would greatly appreciate your recommendations.
A bit about me: I’m 32 years old and have been investing for the past three years. My goal is long-term investing, with a horizon of 20 years or more. As a programmer, I’m particularly interested in building a diversified portfolio with a focus on the technology sector.
Since investing is not my primary field, I want to keep my strategy as stress-free and passive as possible. My idea is to keep it as simple as possible. At the moment, I can invest around €1,200 per month.
The distribution I’m aiming for is as follows, although I plan to rebalance my portfolio monthly to achieve it:
- 40% MSCI World ETF $IWDA (+1,25 %)
- 15% MSCI Emerging Markets ETF $XMME (+0,5 %)
- 15% Bitcoin (or a Bitcoin ETF) $BTC (+3,92 %)
10% Nasdaq-100 ETF $CSNDX (+1,66 %)- 10% Smallcaps Rusell 2000 $XRS2 (+2,18 %)
- 5% Physical gold $GLDA (-0,25 %)
- 5% Thematic ETFs (e.g., Semiconductors. I’m also considering adding ETFs related to AI, big data, or other emerging trends. I’d love to hear your suggestions on this.) $SMH (+1,68 %)
Does this allocation make sense to you? Are there any adjustments you’d recommend based on my goals and risk profile? I’m open to any feedback or suggestions you may have.
