4Mo·

Further increased

BamBamInvest · 2025-07-16T06:38:23.553126Z

$UNH $UNH has not experienced two consecutive years of negative returns since 1987. Who is still invested here, who is buying, what are your assessments? 🤔 In my opinion, a lot of negative things are already priced in here. There is no evidence for the accusations Every accusation is contradicted and more openness is also suggested They are regularly reviewed and nothing negative has been found Bad "old" news is constantly being rehashed which has already been dismissed as unfounded and unproven CEO and other insiders have set an example by buying it $UNH is one of the largest employers in the US and also system relevant Medicare/Medicaid accounts for only 15% of revenue Outlook/expectations have already been reduced Historically high dividend yield of just under 3% Possible penalties already priced in in my opinion yes, of course there is still downside potential, but the risk/reward ratio is already very attractive The entire sector has similar ways of working and a decline/reduction in Medicare could $UNH as the top dog in the private sector could even play into its hands. UnitedHealth Group $UNH has traded at the largest deviation from the S&P 500 price-to-earnings ratio since its IPO ... This stock has literally NEVER been this cheap relative to the S&P 500. Incredibly exciting to follow the story. $CNC $CVS $OSCR $HUM $CI $ELV $XDWH

$UNH (+1,97 %)

$UNH (+1,97 %) has not experienced two consecutive years of negative returns since 1987.

Who is still invested here, who is buying, what are your assessments? 🤔

In my opinion, a lot of negative things are already priced in here.

There is no evidence for the accusations
Every accusation is contradicted and more openness is also suggested
They are regularly reviewed and nothing negative has been found
Bad "old" news is constantly being rehashed which has already been dismissed as unfounded and unproven
CEO and other insiders have set an example by buying it
$UNH (+1,97 %) is one of the largest employers in the US and also system relevant
Medicare/Medicaid accounts for only 15% of revenue
Outlook/expectations have already been reduced
Historically high dividend yield of just under 3%
Possible penalties already priced in in my opinion

yes, of course there is still downside potential, but the risk/reward ratio is already very attractive

The entire sector has similar ways of working and a decline/reduction in Medicare could $UNH (+1,97 %) as the top dog in the private sector could even play into its hands.

UnitedHealth Group $UNH (+1,97 %) has traded at the largest deviation from the S&P 500 price-to-earnings ratio since its IPO ...

This stock has literally NEVER been this cheap relative to the S&P 500.

Incredibly exciting to follow the story.

$CNC (+3,68 %)
$CVS (+1,04 %)
$OSCR (+1,41 %)
$HUM (+0,65 %)
$CI (+1,76 %)
$ELV (+0,9 %)
$XDWH (+1,61 %)

15.07

UnitedHealth

Acheté x11 à 251,45 €

2 765,95 €

73 Commentaires

John@Doe

4Mo

I'll wait for the figures on the 29th and then I'll decide whether to continue with UNH or not.

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Variett@Variett

4Mo

I also find it interesting that there is no evidence (yet?). But it is very surprising why UNH generates so much more than the competition. If everything is indeed legitimate, in my view this would rather mean that the entire insurance market except for UNH is not efficient and therefore undervalued.

I just can't imagine that, but well, you're in the ETF anyway, so I'm in either way.

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Smudo@Smudeo

4Mo

The share price plummeted in one fell swoop after another
Since the beginning of the year, a chain of negative events has caused the share price to plummet by 41%: High Medicare spending and skyrocketing costs for GLP-1 drugs led to a profit warning in April and the surprise CEO change from Andrew Witty to Stephen Hemsley in May. Added to this is Trump's "Big Beautiful Bill", which provides for one trillion dollars in cuts to Medicaid and "Obamacare" from 2026. As a result, the industry will lose up to 12 million policyholders, which will have a negative impact on premium volume (currently around 15% of Group revenue). In the short term, the new management can tackle many operational problems, but structurally, demographic pressure, expensive specialty therapies and political intervention are hampering profit growth.

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DaMerkl@DaMerkl

4Mo

I didn't want to believe the reports about Wirecard at first either. I couldn't imagine that a DAX-listed company here in Germany would make up figures. I can also imagine at UNH that perhaps a small part of the allegations could be true. Who knows

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GeldGenie@GeldGenie

4Mo

I have my long call with a term until March. Currently -30%, primarily consists of time value and has little more to lose.

I am waiting/hoping for a sharp recovery. I strongly assume that a lot can be clarified within 9 months.

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BamBamInvest@BamBamInvest

4Mo

@GeldGenie I agree. Better faster perhaps with a warning or fine and the matter is settled. But if they don't find anything, it could drag on.

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pyrler@pyrler

4Mo

I have 8 shares. I'm thinking about selling part of it because there will probably be much more interesting companies within 1-2 years. The only thing holding me back is, as you say, that no one has put anything tangible on the table to confirm the accusations... If this is the case, it will go down another 20-30%...

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BamBamInvest@BamBamInvest

4Mo

@pyrler I believe that possible penalties are already partly priced in here. Of course there are more interesting companies, but it also depends on what your strategy is. But I find the combination of bad news and a weak healthcare sector very interesting. If the knot breaks here and there is a trend reversal (earnings), things can go up very quickly. The investigations could go on for a long time and for me it feels like looking for a needle in a haystack. One must also not forget that the new (old) CEO assumes liability if he consciously accepts these business practices, knows about them and nevertheless continues to run the company. He knows what is being done in the industry and what is not, and I think that is simply too little to really find something usable. Then they would have to pillory the whole sector and the system and that won't happen because it's systemically relevant and too many jobs depend on it. The sickness system works differently than in Europe and is much more profitable.
If I want there to be a fine and something to show that everyone is happy, then that's the end of the matter and it will continue. There will always be dissatisfied or vindictive employees or customers, that's quite normal, especially with a company of this size. It's quite normal that things don't always run as smoothly as you'd like, and in terms of margins, it's much easier to use synergy effects and scale up.

I'm sleeping very well with my position at the moment, I have to say, because I always find it very annoying that people are trying to rehash old news. Someone or something is wrong here, and others want to benefit from it too. But of course anything can happen and it can also take 1-2 years. But look at the market, many things are highly valued, while value/health/consumption is rather cheap in some cases.

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Tom@Lumimyrsky

4Mo

would still wait is already breaking away downwards again

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BamBamInvest@BamBamInvest

4Mo

@Lumimyrsky is actually holding up quite well, also in view of the figures from $ELV. I think that quite a lot is already priced in here, but of course it can always go one level lower.

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Smudo@Smudeo

4Mo

@Lumimyrsky Jupp Minus 10 % seit Post

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BamBamInvest@BamBamInvest

4Mo

@Lumimyrsky It is clear that we have a very volatile share here, -20% /+20% can happen quickly. If etherum cracks the ATH, I expect much higher prices, if not, I will gladly accept the losses.
I've added 58 more $BMNR as an encore, Tom Lee (Fundstrat) will get some capital 👌 @Multibagger if you want a few more rockets, need you as a price driver and positive omen $SBET and $BMNR 😁

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BamBamInvest@BamBamInvest

4Mo

@Smudeo no more , goes fast , you have to be used to vola here 😂

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Tom@Lumimyrsky

4Mo

@BamBamInvest I got in on these two as a small gamble. Let's see if it pays off

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BamBamInvest@BamBamInvest

4Mo

@Lumimyrsky I think Tom Lee will find a few investors and if $ETH continues to be pushed, it can happen relatively quickly. 😁

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Tom@Lumimyrsky

4Mo

@BamBamInvest I think so too

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Chris@Multibagger

4Mo

@BamBamInvest What do these two pearls do? Mining?

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BamBamInvest@BamBamInvest

4Mo

@Multibagger ethereum treasury companies 😁

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👌

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Chris@Multibagger

4Mo

@BamBamInvest OK, I can understand that as a Coinlaie. 😉 And the $BMNR

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gwf_07@gwf_07

4Mo

Well, I'm buying in slowly because I think the selloff has gone too far. But I can assure you that there are evidences of fraud. They are collecting everything since more than 1 year. The only question is if they will be able to stick those allegations to UNH or everything will be labeled as doctor's and nurses fault.

What is clear to me is that UNH took a very smart idea, the Optum IA for diagnosis and used it to extract all they could from the government.

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Singulus@Singulus

4Mo

I also went in with 4 pieces, thanks for the motivation 🌞.

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BamBamInvest@BamBamInvest

4Mo

@Singulus then let's hope it doesn't go wrong 😂

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Singulus@Singulus

4Mo

@BamBamInvest A bit of courage is good and if things go wrong, the exemption order will become a bit free again ^^.

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BamBamInvest@BamBamInvest

4Mo

@Singulus Good attitude 👌

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Walter S.@Roots

4Mo

I'll just keep the savings plan running...
And increase it within the next 4 weeks if necessary...

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BamBamInvest@BamBamInvest

4Mo

@Roots 👍

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Soprano@Soprano

4Mo

Purchased today 👍🏼

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Leon@Investingyoung

4Mo

Unh is also at the top of the list, now that cryptos are slowly rising again, I'm focusing on stocks, but I may stock up asml ind novo again first, let's see

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Tim Vanman@Vanman

4Mo

Same, every month right now!

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pipo49@pipo49

4Mo

I'm in, still slightly down but in the long term I think it's a nobrainer!

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BamBamInvest@BamBamInvest

4Mo

@pipo49 that's how I see it too 👌

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Der Spekulant@Derspekulant1

4Mo

They are currently under investigation, how do you explain the margins that are obviously much higher than those of the entire industry?

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Juri@GREY_CAPITAL

4Mo

There is no such thing as expensive or cheap on the stock market... Only supply and demand.
UNH has not fallen so sharply for nothing -> sales and profits due to the "fraud" and thus possibly at risk. UNH is an insurer that "strangely enough" has better margins than all its competitors...

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TradingHase@TradingHase

4Mo

I don't trust the stock. A 50% drop in the share price within a year speaks for itself and makes the stock completely uninteresting for me.

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