I wouldn't put anything in the children's portfolio that is optimized for pensioner-friendly high distributions, rather a normal growth-oriented ETF in the distributing variant or something like that. If you had simply taken the $VWRL, for example, that would be more efficient than splitting between an accumulation and a high income strategy.
•
1919
•
@DoppelSchlechtMinus That's true, of course. But unfortunately, TR doesn't offer $VWRL with the refund and reinvestment of the TER. So my idea was to include a distributor to show the kids that the money is working for them. So more for the learning effect.
••
@trade_commander_2498 For something like this, I could think of the $GGRP or $FGEQ, for example. They are a bit more balanced and don't cost as much in total return compared to the World.
•
22
•2Sem.
@DoppelSchlechtMinus Why not first utilize the tax-free amount with distributions and then go for growth?
••
@Betze With distributions? Or with high distributions at the expense of total return and distribution growth?
••