WisdomTree Global Quality Div Growth ETF Forum

Hello :)

I have a question about what you think makes more sense with ETFs, i.e. now in terms of a savings plan. I want to hold them for the next few years anyway, or decades in the case of the world ETF

I now have the 4 ETFs

$VWRL (+0,46 %) 220€ all world

$FGEQ (+0,37 %) 40 € dividend etf

$GGRP (+0,56 %) 40€ dividend etf

$WGLD (+0,05 %) 40 € Gold

And together that's 340 € a month, but the amount I have available changes every month because I only work in the catering trade and am paid by the hour, not a fixed wage.

1 time a month total sum 340€

2 times a month 170€

4 times a month so weekly 85€

what do you think ?

Hey everyone, quick question about the $GGRP (+0,56 %)

I would like to invest in this fund and now I have noticed that TR shows a completely different fund volume and completely different distribution amounts and yields. The ISIN is exactly the same as here on getquin.

Is this just a display error on the part of TR or are there other reasons for this?

Thank you for your help 🙏

Part I

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So far, the core of my portfolio has consisted of the MSCI World $HMWO (+0,78 %) and has brought me around 26% price gains and a few distributions. However, comparisons and back tests have shown that the MSCI World is not the best choice for the portfolio.

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The satellites consisted mainly of shares in well-known, large and often safe companies. I have gradually changed this over the last few weeks and you could say that the portfolio is changing in the direction of growth stocks with significantly higher risk and return potential. Whether and how successful I will be here is not too important in principle, as I still have a solid core, but it is precisely this core that is in the dock today.

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After spending the last few weeks looking at my portfolio and getting a lot of positive input, information and tips here on Getquin.

I have found the following ETFs that could perhaps form a better core for my portfolio.

A) The best known first, the S&P 500 $IUSA (+1,03 %) . If I were to start investing again today and did not know the following ETFs, I would opt for this one instead of the MSCI World.

B) The ETF mentioned by @Epi mentioned ETF, $WTEF (+0,92 %) . A portfolio concept consisting of 60 % US equities + 40 % bonds. Almost like the ARERO 😜 $LU0360863863 (+0,57 %) only much better. Because the performance so far has been very close to that of the S&P500. And I think that in turbulent stock market years, bonds will provide stability and returns. However, the fund is only one year old and so there is still little data available.

C) Then we have my favorites so far, 2 actively managed ETFs from JP Morgan.

One is the global variant $JRDG (+0,79 %) including emerging markets. Here, undervalued companies are overweighted according to fundamental data. Since its launch in September 2021, this fund has returned 11.88% p.a.

And then the counterpart to the S&P500 $JRUD (+0,97 %) the aim of this ETF is to outperform the S&P500 and to this end it also includes US equities that are not included in the index.

Since launch, December 2019, 16.5% p.a. has been achieved.

D) Then we have four dividend growth stocks. These have also beaten the MSCI World at times: $TDIV (-0,67 %)
$FUSD (+0,75 %)
$FGEQ (+0,37 %)
$GGRP (+0,56 %)

The $FUSD (+0,75 %) with a return of 13.66% p.a. since its launch in March 2017.

E) The iShares Dow Jones Global Titans 50 $EXI2 (+0,71 %) which has outperformed the S&P500 for many years and has realized 17.38% p.a. over the last 5 years, for example.

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I did some back testing to see how you could build a portfolio with these ETFs. However, most ETFs have not been around long enough to provide meaningful data. I also find the backtest very tedious as no perfect allocation is calculated or suggested, instead I have to work my way forward percentage by percentage. In short, I was not successful in backtesting.

I used these websites for the tests and comparison:

https://www.portfoliovisualizer.com/backtest-portfolio#analysisResults

https://curvo.eu/

https://extraetf.com/de/etf-comparison?products=IE0031442068-etf,IE000KF370H3-etf,IE000HFXP0D2-etf,IE00BJ06C044-etf,NL0011683594-etf,IE00BYXVGX24-etf,IE00BYXVGZ48-etf,IE00BZ56RN96-etf,DE0006289382-etf

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I would prefer to take them all and only buy the ones that are doing badly at the moment. But that wouldn't work because these ETFs overlap a lot and the correlation is therefore very high. ☹️

Perhaps the most dispensable would be the "dividend ETFs", $TDIV (-0,67 %) and $GGRP (+0,56 %) . These have some of the highest fees and the weakest performance. However, these are precisely the ETFs that overlap the least with the others. $TDIV (-0,67 %) could pass as Europe (55%) share of the portfolio. If you want to take Europe into account. It would be interesting for me if one region is doing well and the other is doing badly, because I could then make counter-cyclical purchases.

If overlaps and correlations are very high and costs are similar. Then it wouldn't matter whether I have them all in small chunks or large shares of one or a few ETFs. The difference should then be marginal. 😅

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Should I really only choose one or a few? What am I missing out on? How do you find the right one(s)? Has anyone built a portfolio from these ETFs? How do you make the right decision?

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Part II

https://app.getquin.com/de/activity/HQueJcsExE

I would like to liquidate one of these two ETFs:

$FGEQ (+0,37 %)

$FUSD (+0,75 %)

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They overlap too much. The top positions are the same. The risk figures and ratios are therefore very similar.

I know this community loves the global ETF and doesn't like the US overweight, but there are some arguments in favor of the US Quality Income in my opinion: yield and cost.

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The global Quality Income has generated a total return of 124% since inception in March 2017, while the US Quality has generated 162% over the same period.

The TER & TD are already included in this data. (In any case, the US Quality Income not only has the lower TER of 0.25%, but also the positive tracking difference of -0.14%. While the global ETF has a TR of 0.4% and costs another +0.1% in TD).

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In Europe, the MSCI World is considered a solid basic investment. I assume this is also the reason why the Fidelity Global Quality Income is the more popular one here.

In other parts of the world, however, the S&P500 is the underlying investment, which would also explain why US Quality Income has the larger fund size.

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For the sake of completeness, I would like to mention that I also have these two ETFs:

$TDIV (-0,67 %) (US share only 29%)

$GGRP (+0,56 %) (US share,63 %)

If you look at the overall picture, you could say that these two ETFs give me country diversification and that I should take the better and cheaper of the ETFs mentioned above?

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Long story short. Which one should I throw out? And why?

Hello everyone,

I'm from Spain and I'm following a dividend investment strategy as I want to take advantage of the relatively low tax burden of only 19% on dividends in Spain. My portfolio is a combination of ETFs and individual stocks, trying to find a balance between growth and high dividends, as well as between developed and emerging markets.

First, an overview of my ETFs, which I can divide into two categories:

• Emerging Markets:
• $IEEM (-1,98 %)
  iShares MSCI EM ETF: Growth-oriented (Growth)
• $HDEM (-2,68 %) Invesco FTSE EM High Dividend Low Volatility ETF: High dividend yield (High Yield)

• Developed Markets:
• $ISPA (-0,63 %)
  iShares STOXX Global Select Dividend 100: High dividend yield (High Yield)
• $GGRP (+0,56 %)
  WisdomTree Global Quality Div Growth: Growth-oriented (Growth)

These ETFs cover different regions and strategies: some focus on dividend growth, while others target high dividend yields. I also have positions in both emerging and developed markets.

My individual stocks:

• $O (+2,65 %)
  Realty Income because it is the typical dividend stock that almost everyone has and it is known for stable monthly distributions.
• $EOG (+6,59 %)
  Resources I like because of its strong ability to grow dividends and solid growth potential in the energy sector.
• $CB (+2,33 %)
  Chubb Limited I have included in my portfolio because Warren Buffet has invested in them. They also offer good dividend growth and have strong upside potential.

I would be very interested to hear your thoughts: Do you think this strategy has potential for success in the long term? Are there areas where I might need to diversify or consider a different approach?

Thanks in advance for your opinions!

This text was created with the help of artificial intelligence, as I am not a native speaker of German.

The enemy of the best is often the good.

I have these ETFs in my portfolio:

$TDIV (-0,67 %)

$GGRP (+0,56 %)

$FUSD (+0,75 %)

$FGEQ (+0,37 %)

Some, if not all, have outperformed the MSCI World at times.

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At the moment they are all about the same weighting and should be increased further. While I am trying to implement a growth strategy with equities, these ETFs are intended to generate passive income.

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Objectively speaking, I would have to sell the $FUSD (+0,75 %) as it further increases the US share and overlaps heavily with at least two of the other ETFs. In other words, it reduces diversification in all respects.

But on the other hand $FUSD (+0,75 %) also the one with the best past return and will probably remain so in the future.

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One approach could be to take the US weighting and overlaps into account in the ETF weighting of the portfolio and implement it as follows, for example:

$TDIV (-0,67 %) 40%

$GGRP (+0,56 %) 30%

$FGEQ (+0,37 %) 15%

$FUSD (+0,75 %) 15%

If the ETFs were weighted in this way, the following allocations would result:

Countries/Regions:

USA 56.4%

Canada 4.4%

Europe 33.2%

Asia 5.4%

Top 10 weighting:

$MSFT (+0,15 %) 3%

$AAPL (+0,65 %) 3%

$VZ (+0,51 %) 2,3%

$CVX (+0,94 %) 2,1%

$ROG (-1,13 %) 2%

$NVDA (-0,03 %) 1,9%

$PFE (-1,75 %) 1,7%

$HSBA (-2,41 %) 1,6%

$IBM (+1,17 %) 1,4%

$AVGO (+1,15 %) 1,4%

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What do you think of this allocation example? Do you have any suggestions for improvement or comments?

Now that the dividend has been increased again and it has been decided that it will be paid out quarterly, it perfectly complements my portfolio. $GGRP (+0,56 %) now perfectly complements my portfolio.

With 4 ETFs for monthly distribution and a relaxed quality growth yield:

$FGEQ (+0,37 %)

$TDIV (-0,67 %)

$GGRP (+0,56 %)

$VWCE (+0,48 %)

Depot review September 2024 - The first green September in my depot since 2019 📈

September is generally regarded as the worst month on the stock market, with a negative monthly performance more than 50% of the time. This is also consistent with my experience since 2013. In 11 years, it has been negative 6 times and positive 5 times. From 2020 to 2023, the last 4 years were all negative. However, September 2024 is now the first positive September since 2019, which means it is exactly 50/50 for me - 6 positive and 6 negative Septembers since 2013.

The Fed's interest rate turnaround and the stimulus in China have certainly contributed to the positive trend

Monthly view:

In total, September was +1,2%. This corresponds to price gains of ~3.600€.

The MSCI World (benchmark) was +1.0% and the S&P500 +1.3%

Winners & losers:

A look at the winners and losers is particularly exciting this month.

On the winning side at the very top are my China ETF with € +1,300 and is thus back in the green for the first time in a long time. The following winners are also a colorful mix with Meta, Bitcoin, Home Depot and Sea. Really a very broad mix with no clear tendency towards regions, sectors or the like

On the loser side in my portfolio in September were mainly pharmaceutical stocks. Novo Nordisk, Amgen and Johnson & Johnson. Even worse, with price losses of ~€700 each, were only Palo Alto Networks and ASML.

The performance-neutral movements in September were just under €4,500. The premium refund from my private health insurance also played a large part in this. In September, I received over €2,000 back for the year 2023, which was of course invested directly to compensate for any higher pension contributions.

Current year:

My performance in the current year is +20,4% and thus above my benchmark, the MSCI World with 17.2%.

In total, my portfolio currently stands at ~321.000€. This corresponds to an absolute growth of ~€69,000 in the current year 2023. ~49.000€ of this comes from price increases, ~2.800€ from dividends / interest and ~17.000€ from additional investments.

Dividend:

• Dividends in September were 23% above the previous year at ~€360
• Amgen is in the lead with a (gross) dividend of €50 every 3 months. But Johnson & Johnson with €45 is also a delight
• In the current year, the dividends after 9 months are +25% over the first 9 months of 2023 at ~2.210€

Buys & sells:

• I bought in September for approx. 3,500€. 2,100 of this came from the premium refund from my private health insurance and went into the WisdomTree Global Quality Dividend Growth
• As always, my savings plans were executed:
• Blue ChipsLockheed Martin $LMT (+3,53 %) Republic Services $RSG (+2,48 %) Thermo Fisher $TMO (+0,08 %) ASML $ASML (-0,38 %) MasterCard $MA (+0,88 %) Deere $DE (-2,8 %) Northrop Grumman $NOC (+1,36 %) Itochu $8001 (+0,85 %) Salesforce $CRM (+4,64 %) Hermes $RMS (-3,64 %) Constellation Software $CSU (-0,43 %)
• 
  Growth: -
• ETFsMSCI World $XDWD (+0,78 %) Nikkei 225 $XDJP (-0,35 %) and the WisdomTree Global Quality Dividend Growth $GGRP (+0,56 %)
• 
  Crypto: Bitcoin $BTC (+0,23 %) and Ethereum $ETH (+0,3 %)
• 
  Sales there were none in September

Target 2024:

My goal for this year is to reach €300,000 in my portfolio. Due to the extremely positive market development in the current year, my portfolio currently stands at ~€321,000.

At the beginning of September, my portfolio was still quite a bit lower at €304,000 due to the weak start to the month. At this point, it was therefore quite a way off the previous high of €320,000 in June.

I have now reached a new high of €321,000 and am optimistic that I can still beat my year-end target of €300,000.

#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

WisdomTree Global Quality Dividend Growth $GGRP (+0,56 %)
now also with quarterly distribution 🚀

WisdomTree is catching up with the competitor product from Fidelity $FGEQ (+0,37 %) and now also distributes four times a year instead of twice.

On October 18, there will be another $0.0873 per share in addition to the $0.4777 already paid out in January and July.

From 2025, distributions will then be made in January, April, July and October.

And the discussions at the beginning of the year on getquin (WisdomTree cuts, Fidelity raises) have now almost come to an end.

With the third distribution in 2024, the distribution will be at the same level as in 2023 ($0.565 vs. $0.5649 in 2023).

#etf
#dividend
#dividends
#news