At some point

@Tenbagger2024 Thank you ☺️ I'm actually getting very little at the moment. I'll have to check when I get a chance.

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Global I.@gloinvest

I've already reached my goal - but I can't let go and don't think it's enough.

Trying to do it like you: just not by bike, but on foot in Scotland. 🏴󠁧󠁢󠁳󠁣󠁴󠁿 Southern Uplands Way in July: 230 miles coast to coast. This is real life.

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NichtRelevant@NichtRelevant

@gloinvest That's also blatant. But I see it similarly. I like to travel on foot myself. But I think that being "never enough" is just as human. You probably think it's easy until the moment arrives.

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I actually tend to 'live in the future'. And that's nonsense, of course. After all, you don't get any younger and at some point it's over or what you dreamed of is no longer possible for reasons of age or health.

I recently posted that I used my Munich Re dividend to build a terrace on my house. It's just finished. I almost feel a little guilty - but only almost. 😉

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Boomshak83@DividendenPaul

@NichtRelevant But I think that's a good idea 😁

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If you have children, the last shirt has a pocket after all. 😊 I think the right balance between living and saving is important. But I don't have a stomach ache when I leave something for my family 😊

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SathosiRuffy@SathosiRuffy

No bike but a portafilter... just what you do in your 30s 😜
Great thing, enjoy it here and now!

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AI sagt@GoDividend

@SathosiRuffy The daily little luxury 😁

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SathosiRuffy@SathosiRuffy

@SathosiRuffy I once read that the man in midlife crisis has either a racing bike or a screen carrier 😂

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@Dirty30 in the best case both 😂

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@SathosiRuffy This is the premium model 😂

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Tobias@Plusline

@SathosiRuffy It is worrying that the trend is moving from portafilter to drip coffee. But at least you can still use the grinder 😜

Incidentally, the midlife crisis trio consists of: Racing bike, sieve carrier and sourdough bread 😉

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@Plusline Sourdough is also right for me 😂

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Luca@luca_r1

Great contribution. I was faced with exactly the same decision. To save money or to go on vacation. I finally decided to go on a trip to Singapore and Bali this summer. You only live once, who knows what will come. Money comes and goes but the memories, even in my young 21 years, will stay!

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@luca_r1 That's exactly it. The impressions will always remain. Have fun in any case.

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FairValue@FairValue

Ride all Stoneman in gold in the next 2 years.

Quit my big job in the winter and only work part-time to be able to return to competitive sport.
I have a similar view of the future. It's no longer possible to realistically predict what the world will look like in 10 years, let alone 20.

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TomTurboInvest@TomTurboInvest

@FairValue You have to have the courage first. How many people keep their job for the sake of "security". But I think it's human nature.

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Jens@Jens2204

It's nice to read here more and more often that you're not just spading and investing, but living.😉
I've quit my job and from now on I'll be living off dividends and perhaps also a little off the substance until I retire in 9 years' time. Nobody knows what the future holds and how long you'll still be fit for sport (diving in my case).
Enjoy life.

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I'm with you there, the middle way is good, you should also treat yourself to something in the "here and now"! The shirt has no pockets, living only in the future can end bitterly. You can make lots of plans for the future, but life often gets in the way.
PS: I'm also a biker, albeit an MTB biker, but you've got one with you anyway, as you can see in the photo. I also live on a beautiful Transalp route, the one over the Schlegeis and Pfitscherjoch, which is also a beautiful route to Lake Garda, but less suitable with a racer.

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@TomTurboInvest I would go straight for the scenery. I come from Leipzig and unfortunately we only have flat land 😁

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Stefan@Da_Fischi

The 50-30-20 rule works really well for me.
50% fixed costs, 30% consumption and 20% saving/investing.
My last adventure was kayaking around the island of Menorca in 6 days, then the kids came along and since then I haven't had any time or energy left 🥲 But in a few years' time I'm planning to start again and then I'll be kayaking on the River Ebro, from the Embalse de Mequinenza to the delta 🤩

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@Da_Fischi That sounds good too. Were there any highlights on Mallorca? Personally, you're more likely to find me in the mountains in the west.

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Stefan@Da_Fischi

@Dirty30 I haven't been to Mallorca yet, but there were plenty of highlights on Menorca, the natural harbor of Maó, the Isla del Aire with the black lizards, the red beach Platja de Cavalleria, where I proposed to my wife, Cala Morell, where you can jump into the water from the approx. 10m high elephant rock into the water and can see about 20m deep into the crystal clear water on the seabed, the dreamlike bay of Cala en Brut, the Cova d'en Xoroi, a cave restaurant with a view from the cliff and and and... I could go on forever ☺️ But unfortunately there are no mountains there.

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@Da_Fischi That's right. I don't think Menorca is that overcrowded either.

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Chris@Chris-1989

Similar to you, only on foot! Running 106 km around the Zugspitze in two weeks and then walking across the Alps.
Life means being on the move, not arriving as quickly as possible!
Also applies to the stock market or your portfolio 😉

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@Chris-1989 also nicely said. I once heard that water in motion doesn't go moldy 😎

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Ricola@Roccola601

Strong post ✨🤗

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Metis@Metis

Joar, I don't like traveling very much, even though my girlfriend sometimes persuades me to go on short bike rides. 🙆🏻‍♀️
I prefer to invest in 3D printing and smart home projects. 😂

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NichtRelevant@NichtRelevant

@Metis everyone has their own hobbies 😁

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I wish you beautiful pictures + a nice tour. I love Lake Garda. 👈

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Voir toutes les 4 autres réponses

Italiener@Italiener

Hi, I'm from Brixen 😁👋🏻

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Tobias@Plusline

Thank you for your post! I sometimes ask myself the same questions and have also found a middle ground for myself. I ride my road bike or gravel bike regularly - as a balance, as a challenge, to stay fit and sometimes just for pleasure! And when I need a new bike, I no longer make any compromises 😜

Enjoy your tour and...RIDE ON!

PS: Siebtträger and Sauerteigbrot are of course also at the start... As with everyone of the same age 🫣

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KevinE@KevinE

Last year I cycled to my home country (500 km). Crossing the Alps, a tour of Europe and many other trips are still to come. At the moment, I'm more short of time (as I'm still working) than money.

Maybe the overtime will be enough for a (long) sabbatical at some point - otherwise it will have to be postponed until I'm no longer working.

But I do go on small "micro-adventures" every year, at least 2-3, sometimes alone, sometimes with friends.

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mami_goes_boerse@mami_goes_boerse

If you have already experienced serious illness and death in the family, you often start to rethink the "here and now". You can't take anything with you into the box. Memories are just as valuable as money. Keep it the same with the middle way 😉

PS: No road bike/gravel, but Airfryer and kids 🤷‍♀️

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Mary D@Goldmarie

I currently have 7 bikes, from Brompton to MTB to road bike, have already ridden across Europe and wanted to do a tour again this year - but then I decided to spend more money and booked 4 weeks in Indonesia - but I have a new job in the fall, where I will earn more;) I'm right there with you, live and enjoy life, don't overdo it, then both will work out! Very nice tour....

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Paulchen@Divident_e

Flying to Thailand in December

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Christoph Kral@Christoph_Kral

I'd be afraid of a flat tire. I'd have to walk 20 km home.

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Ego D.@werhatdemwirdgegeben

G_Capital@G_Capital

You are absolutely doing the right thing! Because why do we work hard, take on responsibility and often do without a lot? Ultimately, to be able to enjoy the fruits of our labor. The future is never guaranteed. That's why it's right to seize the moment when it's there.

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Read Eckhart Tolle - Now! The power of the present. Quasi what you write, only a little deeper ;)

I'm doing the Alpe Adria cycle path from Salzburg to Grado on the Mediterranean in July 👍

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David@Redfox77

Wonderful area! My plan is to go mountain biking there again in summer 2027 :-). Have fun!

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D@Empty792

Super tour sounds great

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Alex@AOrgulloso

Bravo! Keep it up - share your thoughts 100%

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Seventrader@7Trader

Your post reminds me of Tim Ferris' story "The Fisherman and the Businessman".
If you're too busy achieving great goals, you might miss out on enjoying the here and now.
Anyone can find it on Google 🫶

Have fun biking

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user0f6b1709c7ef430d@user0f6b1709c7ef430d

You're doing everything right.

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Schrauber1113@GordenShanway

I/we try to strike a balance.
We invest for the future, but we also say that we don't turn over every penny when it comes to vacations.
We live here and now, nobody knows what tomorrow will bring, so we should enjoy our time now despite investing.

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Oleh@olehnest

Somewhere in the middle. Riding gravel max 50-70 km a day. Bikepackig is not my thing. Investing 20% of the income, started a bit late, but still ok, wonder how much will be accumulated in the next 5 years.

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TradingHase@TradingHase

You should always keep an eye on today and enjoy it. I also don't think that this can't go hand in hand with sensible capital accumulation for the future/pension.
I make provisions and still buy a new car that I enjoy or go on vacation several times a year.
For me, however, active vacations involve hiking. Next trip will be a few days to Oberstdorf to visit friends I've made there, then on to Merano to get to know it and then Ulm on the way back 😉.

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