Hi everyone, I am planning to build a portfolio focused on dividends and wanted to get some advice from those who may already have a few more years in the investment world.

My goal is to create a portfolio that allows me to receive dividends every month and that is composed of ETFs that guarantee both dividend growth and, most importantly, NAV growth, all geared for the long term. In addition, I would still like to devote a good portion of the portfolio to accumulation, so that I can grow something that I can reinvest all on dividends in the future (taking advantage through accumulation of self-investment of dividends).

The portfolio I came up with contains the following ETFs:

• Vanguard FTSE All-World Accumulating ($VWCE (+0,33 %)) - 40%
• Vanguard FTSE All-World High Dividend Yield ($VHYL (+0,41 %)) - 10%
• SPDR S&P Global Dividend Aristocrats ($ZPRG (+0,6 %) ) - 10%
• iShares Global Select Dividend 100 ($ISPA (+0,13 %)) - 10%
• Fidelity Global Quality Income UCITS ETF ($FGEQ (+0,48 %)) - 10%
• VanEck Morningstar Morningstar Developed Markets Dividend Leaders UCITS ETF ($TDIV (+0,67 %)) - 10%
• JPMorgan Global Equity Premium Income ($JEGP (+0,71 %)) - 10%

I have chosen exclusively ETFs for my portfolio, all with global exposure, as I would like the portfolio to be managed as passively as possible, i.e., the ETFs themselves take care of reallocating the weight of companies within them.

The ETFs I have identified allow me to receive monthly dividends, however, I had some doubts regarding the choice of some:

• Better the $VWCE (+0,33 %) or the $FWRG (+0,26 %)? The latter is newer and has a lower TER, might it be worth choosing it?
• I am undecided between the $VHYL (+0,41 %) and the $VWRL (+0,29 %), in that although the former pays twice the dividend as a percentage, it has a much lower NAV growth than the latter. Which one do you recommend between the two?
• I am very undecided about whether I really need to add ETFs $ZPRG (+0,6 %) e $ISPA (+0,13 %), as they offer very high dividends, but their growth has been very low. For the $ZPRG (+0,6 %) I could add that 10 percent to the $FGEQ (+0,48 %), as they pay the same months, while as for the$ISPA (+0,13 %), I don't know of any other ETFs that can pay in the same months (January, April, July, October).
• Is it actually worthwhile to allocate part of the portfolio to accumulation, or is it better to invest everything in distribution from the beginning? My goal would still be to convert everything to distribution in the distant future.

Beyond these doubts of mine, I am happy to hear other advice about portfolio organization.

Thanks in advance!

I bought today at $TDIV (+0,67 %) today. Actually wanted to wait for lower prices, but who knows if we'll see them. I've said goodbye to trying to time the low 😅

I just believe in "time in the market beats timing the market".

It could still fall a little, then I would invest the rest in cash, but if not I have at least pumped some into the market 😊👌🏻

Hello everyone,

I am currently in the process of further expanding my ETFs. Unfortunately, I don't have enough time to deal with individual stocks and this will not change in the near future.

To the $VWRL (+0,29 %) (60% of the total savings rate) as the core, I also have the $TDIV (+0,67 %) and $FGEQ (+0,48 %) at 14% and 12% into the portfolio. In addition, I currently have the $IBC3 (+0,1 %) (7%) and the $COMF (+0,27 %) (4%).

At the moment I'm not sure whether I'd rather use the resources for the $IBC3 (+0,1 %) and the $COMF (+0,27 %) either in the $VWRL (+0,29 %) or add something else to the portfolio instead of the two (bonds or maybe $JEGP (+0,71 %))? or just let it continue? What do you think?

The aim is of course to make money in the long term. The dividends will be reinvested and, if it works out, used as additional income in retirement.

$BTC (+1,39 %) I will continue to draw dividends and the individual shares will remain buy & hold for the time being - until I have more time again.

I am grateful for tips, discussions and suggestions.

Best regards

Your fizzelfritz

Hi folks,

I need your help.

I have an accumulating ACWI ETF from my early days in my portfolio. The value is currently at 21k€ and up 18%.

I changed my strategy some time ago and switched to a dividend growth strategy with the $FGEQ (+0,48 %) and $TDIV (+0,67 %) and 25 individual stocks.

I'm thinking of selling the ETF and shifting into some cheaply valued stocks from my portfolio and into the two main ETFs. Some stocks in my portfolio are heavily in the red. I would add to these.

Could this make sense in the current market situation? Or do you say "back and forth empties the pocket"?

Have a nice day everyone! ☀️☀️

Opinions of incorporating $TDIV (+0,67 %) with 12% of the portfolio to increase the dividend a little?

What speaks for the $TDIV (+0,67 %) ? Seems to be very popular in the community. I'm currently using the $VWRL (+0,29 %) and $VHYL (+0,41 %) .

What convinces you of the $TDIV (+0,67 %) ?

At minus 10%, we struck...

500 euro savings plan continues...

Hello everyone, I would be interested in the community's opinion on the $JEGP (+0,71 %) interested.

I am toying with the idea of adding this to the $TDIV (+0,67 %) in my portfolio, as I think they complement and diversify each other well in terms of sectors and focus. What do you think?

Hi all!!!

I am building a dividend growth oriented portfolio with long term horizon (25-30 years), and I am undecided between two VanEck ETFs:

- $TDIV (+0,67 %) (Morningstar Developed Markets Dividend Leaders): excellent dividend yield (about 3.9%), selects the best companies in developed markets for strength and coupon flow.

- $TSWE (+1,03 %) (Sustainable World Equal Weight): lower yield (about 2.2%) but with rising dividends and ESG approach + equal weight + good global diversification.

The goal is to live on income in the future, but also have good capital growth.

What do you think?