Hello!

I have been actively working on my portfolio since the beginning of this year, my strategy is to go towards dividends and a safe investment in ETF's with ETF's I want to achieve a balanced weighting that is not too American-heavy but also focuses on Europe.

I have a monthly savings plan of €300 which is divided as follows:

50 € $IWDA (-0,47 %)

50 € $EXSA (-0,22 %)

40 € $ZPRG (-0,9 %)

40 € $WQDS (-0,85 %)

20 € $O (-0,47 %)

15 € $VZ (-0,33 %)

15 € $ULVR (-0,41 %)

10 € $JPM (-0,14 %)

10 € $JNJ (-0,41 %)

10 € $PG (-0,23 %)

10 € $ENB (+0,99 %)

10 € $ALV (-0,84 %)

10 € $KO (-0,31 %)

10 € $MCD (-0,3 %)

Please do not pay too much attention to the crypto positions, I will liquidate the Shitcoins in the near future when prices are good and switch to ETFs/shares.

Now to my simple question, what do you think of the portfolio? Is it good for my strategy or do you have any tips?

VanEck NL0011683594 ; EUR ; 100 companies, 0.38 % TER, vola 9.3 % $TDIV (-0,37 %)

Vanguard IE00B8GKDB10; $, 2,123 companies, 0.29 % TER, Vola 10.7 % % $VHYL (-1,46 %)

iShares IE00BYYHSQ67, $, 199 companies, 0.38 % TER, Vola 11 % $WQDS (-0,85 %)

Another one - I comment...

Dear Community,

Yesterday you were able to help me quickly and effectively. I sold the tiny positions $MATIC (+0,09 %) with a considerable loss and $ETH (-0,33 %) with a small profit and set up a weekly savings plan on $BTC (-0,3 %) set up a weekly savings plan.

In order to simplify and streamline the portfolio even further, I now have the following question for you...

To help you understand my portfolio better, here is a brief explanation:

The main portfolio (currently approx. 150k) is a core-satellite portfolio with 56% $IWDA (-0,47 %) , 20% $GGRP (-0,41 %) , 12% $WSML (-1,2 %) and 12% $XMME (+0,18 %) .

With just under 20k is still the $CSPX (-0,37 %) in the portfolio.

I have also been holding a separate div growth portfolio (currently approx. 34k) with these stocks for some time:

$MMM (-0,51 %) approx. 1500€

$MSFT (-0,46 %) approx. 1400€

$ABT (-0,17 %) approx. 3300€

$JNJ (-0,41 %) approx. 2800€

$PEP (-0,53 %) approx. 2700€

$PG (-0,23 %) approx. 3300€

$TDIV (-0,37 %) approx. 3900€

$WQDS (-0,85 %) approx. 3850€

$FGEQ (-0,23 %) approx. 3800€

$VWRL (-0,9 %) approx. 3750€

$FUSD (-0,17 %) approx. 3750€

I save the ETF fraction constantly, nothing should or will change.

I'm just wondering how I should structure the ratio of individual stocks from now on. Should I increase all individual stocks to 5000€ per position or all stocks except Microsoft to 6k? Any other suggestions or ideas? If I simply leave the individual stocks untouched, the money would go into the div ETFs in tranches.

Total TER at 0.22 (which is quite acceptable for me) - and the overlaps are known and also okay for me 😄

Once again, thank you from the bottom of my heart and have a nice rest of Sunday 😎

Best regards

EvD

Let's see if it was a good decision...but I can live with having sold 50 percent, I saw it as a good time.

130 % plus, and clearly too high an asset share of 5.5 %.

Now I basically only have the profit in Bitcoin and can let it run with peace of mind.

In anticipation of a possible year-end rally, the portfolio was reallocated to $WQDS (-0,85 %)

Your swarm intelligence desired 😉

I started my ETF investments at the end of 2021.

So far, I have invested my money in the MSCI World without a concept (only $ISAC (-0,54 %) then $IWDA (-0,47 %) ), $IUIT (-0,12 %) and $IUHC (-0,1 %) . Dips were bought later and when prices were good.

I am a bit suspicious of the Chinese stock market because the government there can manipulate the market considerably - hence the move to the $IWDA (-0,47 %)

I also have the DWS funds that were set up for me as a child.

The shares are more for "playing".

As I haven't yet found a method for evaluating shares that gives me a good feeling, I'm still a bit cautious here.

$WQDS (-0,85 %) , $ESIT (-1,05 %) and $INGR I would describe these as missteps and will probably sell them soon.

Now I would like to go for a clean concept and invest in savings plans.

The aim is to secure my pension and build up my assets.

Now I'm just faced with the question:

What is the best way to weight my portfolio?

Core-Sattelite? - Are $IUIT (-0,12 %) and $IUHC (-0,1 %) Sattelites or already core?

50% MSCI World Core, 20% EM and 30% $IUIT (-0,12 %) / $IUHC (-0,1 %) ?

How would you proceed or what would your weighting look like in my portfolio?

I would be very happy to receive tips, suggestions and advice.

I'm a bit at a loss 😁

Thank you very much for your help

Hello, today I would like to present my portfolio to you and get some opinions.

I have been investing for about 1 year and am trying to create a mix of growth stocks and dividend stocks for a balanced portfolio.

The $WQDS (-0,85 %) is saved monthly with 100€.

The $CSPX (-0,37 %) likewise

in #$MAIN (-0,59 %) I put 13€ a week

Otherwise I just buy when I see a good price for an interesting share.

The small stakes in the shares of $NFLX (-0,43 %) and $VOW (-1,07 %) are gifts from Trade.

I had already considered switching ETFs and putting the money from the MSCI into the $VWRL (-0,9 %) into the

Looking forward to tips and reviews :)

Greetings to the round,

I published my portfolio the other day and I mentioned that I am thinking about changing my dividend ETF. I have little experience with dividend strategy and wanted to ask which dividend ETFs are recommended.

(I don't see this as a buy recommendation) I trade through Trade Republic).

Current ETF: $WQDS (-0,85 %)

Have looked at the $VHYL (-1,46 %) and find it quite good.

Opinions about it? Love greetings.

Added after the fact:

Am also not sure obs fits into my strategy at all. Would like to make the depot actually for retirement. Of course, all my ETFs are accumulating. I have built in the budget because I still have left and can at least distribute a little.

Tidy up the depot

Tidy up the depot