Hi folks,

I am pursuing the dividend strategy and have as my mainstay the $VHYL (+0,05 %) . I wanted to ask if anyone knows of a dividend ETF that trades like the Msci Emerging Markets, i.e. a dividend ETF for emerging markets.

Thanks in advance :)

Hi Dear GQ Community,

Today I wanted to share my portfolio with you and see what you think or say about it. You are welcome to make suggestions for improvement. 😃

First of all about me, I am 31 years old, father of 2 children and only work as a service technician 👷‍♂️unterwegs which is why I currently have no more than 100€ - 130€ per month available to invest. I always thought with your high sums that I would not divide my portfolio because it is so small. But today I'm just going to do it 😅.

I've only been investing since the end of May 2025. I'm looking for dividends that are partly reinvested and partly paid out. But I want to save for old age in the long term to possibly supplement my pension 🧓later on. 💰💸

Now to the portfolio. I don't currently have a plan for how much of my budget is going where. I'll look at it for a month and then decide who has performed best 📈 and who has performed less 📉.

I currently have:

ETF savings plans:

• $IWDA (+0,16 %) with monthly 25€
• $VHYL (+0,05 %) with monthly 15€
• $EIMI (+0,16 %) with monthly 10€

Individual shares:

• $OXY (-0,53 %)
• $PEP (-0,06 %)
• 
  $KO (-0,07 %)
• 
  $SHEL (-0,42 %)
• 
  $RHM (+1,01 %)
• 
  $BAC (+0,22 %)

Crypto:

• $BTC (-0,01 %)

The savings plans are saved every month and the individual shares are saved more or less depending on the month. Because $BTC (-0,01 %) to be honest, I'm in it just for fun. I'd like to see where the journey takes me.

As I said, I'll decide exactly how it will be divided up next month when I see who has performed best by then. And then it will be adjusted monthly.

At the moment my portfolio is only in the red with the order fees from Trade Republic, if these weren't there I would already be slightly in the black. But I am investing for the long term and am not out for day trading.

Now I'm curious to hear what you have to say, and please don't completely tear me apart 😅.

The savings plan is executed monthly and I look forward to every payout. I'm sticking with it.

Hello everyone,

I would like to add a dividend ETF to my portfolio. At the moment I only have the $VWCE (+0,22 %) with 3,597 positions (accumulating).

The first dividend ETF that came to my mind is the one $VHYL (+0,05 %) from Vanguard (2,182 positions). 📈

Problem: The ETFs and many shares overlap.

Would you personally invest in the $VHYL (+0,05 %) or do you have another suggestion.

Thank you! ✌🏽

Hi all guys!!!

I would like to share with you my ideal portfolio allocation, as read from the title it is still a work in progress, I am slowly adding positions as opportunities arise.

A little context: I am 24 years old, a final year medical student, and I am slowly putting money aside that I can invest both through my part time job (preparing for the medical test and tutoring for first year exams) and through the savings I already had set aside. The platform I currently use to invest is Directa.

Let's say that my goal at the moment is to reach over the years an invested amount of 50k euros in ETFs and distribution stocks, ideally distributed as follows:

CORE

-30k in growth-oriented developed markets etf (10k/30k)

Those selected are. $FGEQ (+0,29 %) (10k/10k) , $TDIV (+0,11 %) (0k/10k) and $HMWO (+0,13 %) (0k/10k), so as to have income every month, as they distribute alternately;

SATELLITE

-5k in emerging markets etf (0k/5k)

I chose $IEEM (+0,02 %) to diversify;

-5k in high-distribution etf (2.5k/5k)

In this category I own. $VHYL (+0,05 %) ;

-5k in active option-based etf (5k/5k)

Here I have already completed my position in $JEGP (+0,2 %) , which by the way distributes monthly ;

-5k in single Italian stocks (0k/5k)

In this category I have already selected some of the possible additions, such as. $PST (+1,14 %) , $ISP (+0,57 %) e $TRN (+1,1 %) , but at the moment the prices are too high and I am not willing to buy now;

Considerations and Strategy Explanation: I start by saying that I know that at my age it would be better to buy accumulation instruments for the best taxation and growth over time, but personally the idea of receiving a monthly cash flow (albeit still small) without having to do anything at all has an important psychological impact, and seeing it grow slowly gives me a lot of satisfaction and motivates me to continue on this path. I started immediately by positioning myself on high-dividend etfs such as $JEGP (+0,2 %) e $VHYL (+0,05 %) so that I already had a small boost in the strategy; I hoarded $FGEQ (+0,29 %) during the first week of April by taking advantage of the flash crash that took place, and now I am accumulating liquidity in anticipation of another possible reversal: ideally the next move will be to start accumulating shares of $TDIV (+0,11 %) to diversify in currency as well: last note, the etfs chosen are also from different issuers so as to diversify in this aspect as well.

Let me know what you think!

Hi everyone,

I need your swarm intelligence.

I am currently in both the $TDIV (+0,11 %) as well as in $VHYL (+0,05 %) invested. I also have the core $IWDA (+0,16 %) as accumulating.

I am considering whether I should transfer the $VHYL (+0,05 %) into the Van Eck and increase my savings rate for the MSCI to keep my allocation more or less the same.

What do you think?

Hello dear getquin community and dear dividend investors,

inspired by some users (@Simpson I'm looking at you!) here and have been thinking about it myself for some time, I would also like to put together a sustainable and high-quality dividend stock ETF. I used the tool from Aktienfinder.net and paid attention to growth in earnings, growth in dividends and growth in overall price performance. I also wanted to diversify a little more broadly across several countries and sectors so that it covers a lot all round.

I have put together a total of 60 shares (satellite), which I would like to invest €10 in each. I don't really want to do any reallocations, I've also focused mainly on established companies (moats etc.). It's a mix of dividend growth and share price growth together, so the dividends here range from 0.62% to 5.38%.

I realize that there are a lot of US companies here, but I think it's hard to avoid them.

My 6 ETFs serve as a core, which I would put on hold for the time being, but of course continue to generate cash flow:

$ISPA (+0,16 %)

$EXX5 (+0,34 %)

$FGEQ (+0,29 %)

$IMEU (+0,2 %)

$TDIV (+0,11 %)

$VHYL (+0,05 %)

My goal here is clearly to outperform a few of the ETFs mentioned above with the shares, be it in dividend yield after x years with better price growth overall.

What do you think of the selection?

@Simpson
@AlterMann
@Ayecaramba256

I'm due to make an annual adjustment to my savings plans.

I have the following picture in mind:

Category
ETFs
Monthly share (total: 630 €)

1) Global broad (Core)

$VWRL (+0,09 %) 320 € (~51 %) - Core

→ Very good for long-term growth

2) Dividend (Value/Defensive)

$VHYL (+0,05 %)
$EUHD (+0,71 %) 90 € (~14 %)

→ Two targeted building blocks, stable cash flow

3) Technology (Growth)

$XNAS (+0,18 %)
$XNGI (+0,3 %) 100 € (~16 %)

→ ensure growth, without overweighting

4) Regional addition

$MEUD (+0,23 %)
$WSML (+0,01 %)
$IEEM (+0,02 %) 80 € (~13 %)

→ improves diversification

5) Commodities/tangible assets

$WGLD (-0,42 %) 40 € (~6 %)

→ better balance with defensive character

What do you think?

Feedback & suggestions for readjustment are welcome =)

Hi all - I had planned to expand my portfolio a few weeks ago because of an inheritance. Now a few things have happened: Money is there and at the same time the company is asking if I would like to quit in return for a severance payment. Yup, maybe I have. Do something other than IT, for example ... Volunteering at the food bank, riding my bike and Vespa, sports, traveling & chilling or something... But that's another story :-)

But does it work financially? Let's assume about 1.2 million in total (600k invested, 600k cash). House paid off, 2 kids out, wife self-employed, but only a small amount. I'm 58, I can retire at 62, with official deductions. That will therefore be a manageable pension in total. That's why I'll need monthly cash in 3 years. The severance payment would last until then. Now I'm thinking about reallocating a large part of my portfolio from tech, world ETF, S&P and some individual stocks to high-dividend stocks: 10% $ALV (+1,01 %), 10% $MUV2 (+0,85 %) , 10% $O (-0,1 %) , 10% $VHYL (+0,05 %) , 10% $WGLD (-0,42 %) , 20% $IDVY (+0,78 %) , 10% $XMME (+0,53 %) , 10% $XEON (-0,02 %) (in case the dividend falls in volatile phases and to bridge payout dates). dates), 10% play money GTAA, 2Spy, Momentum etc----hahaha, actually I just wanted to mention @Epi mention.

With the above you get about 4% dividend. At 800k = 32000-25%= 24000= just under 2k net on top. That should be enough. The assets won't grow that much, but cash per month is enough. What do you think? Completely wrong way of thinking? Forgotten something important?

Unfortunately it's taken longer than expected... but I've now made it to 20k, the target for the end of the year is still 25k

Road to 25k

🟩🟩🟩🟩🟩🟩🟩🟩⬜️⬜️

I've been investing since I was 23, that's 3 years now... I've learned a lot in these 3 years, but I haven't finished learning yet.

I actually save all my positions through a savings plan. $VWRL (+0,09 %) and $VHYL (+0,05 %) be able to top up.

At the moment they are being saved at 25CHF/week and 20CHF/week. I would actually like to have both at 50CHF/week.

In my profile you will find the link to my portfolio if you are interested interessiert✌🏻