Hello everyone, given the recent news about the postponement of GTA VI, I was thinking of making a lump sum investment in $TTWO (+2,31 %) , to be liquidated within the next two years, or at least as soon as the company experiences a significant uptick after the game's release.

My portfolio is already aimed at long-term capital growth (20 years minimum), with a strong risk appetite. The two main positions are. $KCVBHW (+2,73 %) (75%) e $BTC (-1,12 %) (15%), the remainder being two dividend-paying ETFs, $FGEQ (-0,22 %) e $VHYL (-0,25 %) , e $LDO (+2,28 %) .

Does this make sense to you as an investment?

Hello everyone,

For some time now I have been wavering a bit about my dividend portfolio, whether I should use the 6 ETF savings plans (always staggered distributions for monthly cash flow) are not too complicated. About me: I'm in my mid-thirties and the aim is to build up more and more net monthly salaries through dividends over time. I enjoy looking at my bar charts in Portfolio Performance over the years and seeing how they get bigger and bigger every year compared to the previous year. For this year, I expect to earn around €3,700 in dividends with my current portfolio.

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The Morningstar X-Ray already shows a lot of stock overlaps. The aim was always to combine 2 ETFs per interval with 1 each with high distributions + and 1 each with growth and to have good diversification:

January, April, July, October

$ISPA (+0,1 %) + $EXX5 (-0,31 %)

February, May, August, November

$FGEQ (-0,22 %) + $IMEU (+0,1 %)

March, June, September, December

$TDIV (-0,18 %) + $VHYL (-0,25 %)

+ $O (-0,2 %) + $MAIN (-1,35 %) + $ARCC (-1,1 %) + $VICI (+0,32 %) + $HTGC (-0,76 %) + $BATS (+0,42 %)

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The ETFs have a value of approx. 15,500€ per interval, the REITs + BDCs below together approx. 31,000€. I would also like to invest in savings plans with dividend growth shares, whereby I want to proceed according to certain criteria: https://aktienkoenig.de/starke-dividendenaktien-mit-dem-dividenden-check-finden/#elementor-toc__heading-anchor-3

Would you simplify the dividend ETFs and reduce them from 6 to 3 or replace them if necessary, because that is overdiversified anyway, or should I rather "shut down" some of them and continue to save only 3 of them increased? I am basically undecided at the moment as to whether I should focus on higher dividend payouts or rather higher dividend growth. At the moment, I think it's all mixed up.

Hello everyone,

Having only entered the stock market in February, I have decided to make a radical change today: I want to restructure my portfolio towards a dividend portfolio.

About the savings plan: Monthly deposits, duration: until retirement, i.e. around 38 years.

The aim is not necessarily to be able to live off the dividends, but rather to use them as a nice extra. An average dividend of 4% p.a. would be desirable.

About the portfolio:

The portfolio should consist of a 60/40 ratio of dividend-paying ETFs. The background to this is that I want to diversify as widely as possible. I currently have the $VHYL (-0,25 %) with just under 25%, the $ZPRG (-0,04 %) with just under 22% and the $IMEU (+0,1 %) with just under 13%.

The remaining 40% of the portfolio should consist of equities. And this is where your expertise is needed: which high-dividend stocks with future potential would you no longer want to do without in your portfolio?

To begin with, I have opted for $ALV (+1,87 %)
$VOW (+0 %)
$MBG (+1,76 %)
$O (-0,2 %)
$ULVR (-0,07 %)
$INGA (-0,65 %) and $BAS (-4,21 %) today.

I would like to have a total of 20 shares with 2% each in my portfolio. These should be as diversified as possible - both in terms of sectors and regions - even if the ETFs already contribute to this. Speculative shares may be included, but only sporadically.

Thank you very much and I look forward to your feedback!

Hi everyone, I am planning to build a portfolio focused on dividends and wanted to get some advice from those who may already have a few more years in the investment world.

My goal is to create a portfolio that allows me to receive dividends every month and that is composed of ETFs that guarantee both dividend growth and, most importantly, NAV growth, all geared for the long term. In addition, I would still like to devote a good portion of the portfolio to accumulation, so that I can grow something that I can reinvest all on dividends in the future (taking advantage through accumulation of self-investment of dividends).

The portfolio I came up with contains the following ETFs:

• Vanguard FTSE All-World Accumulating ($VWCE (-0,14 %)) - 40%
• Vanguard FTSE All-World High Dividend Yield ($VHYL (-0,25 %)) - 10%
• SPDR S&P Global Dividend Aristocrats ($ZPRG (-0,04 %) ) - 10%
• iShares Global Select Dividend 100 ($ISPA (+0,1 %)) - 10%
• Fidelity Global Quality Income UCITS ETF ($FGEQ (-0,22 %)) - 10%
• VanEck Morningstar Morningstar Developed Markets Dividend Leaders UCITS ETF ($TDIV (-0,18 %)) - 10%
• JPMorgan Global Equity Premium Income ($JEGP (-0,03 %)) - 10%

I have chosen exclusively ETFs for my portfolio, all with global exposure, as I would like the portfolio to be managed as passively as possible, i.e., the ETFs themselves take care of reallocating the weight of companies within them.

The ETFs I have identified allow me to receive monthly dividends, however, I had some doubts regarding the choice of some:

• Better the $VWCE (-0,14 %) or the $FWRG (-0,3 %)? The latter is newer and has a lower TER, might it be worth choosing it?
• I am undecided between the $VHYL (-0,25 %) and the $VWRL (-0,26 %), in that although the former pays twice the dividend as a percentage, it has a much lower NAV growth than the latter. Which one do you recommend between the two?
• I am very undecided about whether I really need to add ETFs $ZPRG (-0,04 %) e $ISPA (+0,1 %), as they offer very high dividends, but their growth has been very low. For the $ZPRG (-0,04 %) I could add that 10 percent to the $FGEQ (-0,22 %), as they pay the same months, while as for the$ISPA (+0,1 %), I don't know of any other ETFs that can pay in the same months (January, April, July, October).
• Is it actually worthwhile to allocate part of the portfolio to accumulation, or is it better to invest everything in distribution from the beginning? My goal would still be to convert everything to distribution in the distant future.

Beyond these doubts of mine, I am happy to hear other advice about portfolio organization.

Thanks in advance!

Joined over 2 months ago and today is my first post! I also snapped up the prizes today!

What speaks for the $TDIV (-0,18 %) ? Seems to be very popular in the community. I'm currently using the $VWRL (-0,26 %) and $VHYL (-0,25 %) .

What convinces you of the $TDIV (-0,18 %) ?